calling from sunny warren, san diego. >> i like the dax. >> caller: i'm a financial adviser who appreciateshat you do to educate investors. >> thank you. >> caller: i wonder if you would share what your objective criteria are for determining best of breed. thank you. >> best of breed, i start with a record of dividends. then i go to how a company has done consistently in good and bad times. yes, for best of breed i look at the product. is the product something i would want to use, a bank i want to go to? to use the danny meijer phrase, is it the one that's most hospitable to shareholders? new diversification is important. it's what we are preaching tonight. make sure your portfolio is home to gold, a high yielder, the growth stock, a -- you know, then you need geographically safe area for one of them. i'll teach you how to pick the best ones. i want you comfortable with your portfolio. "mad money" will be back. >> announcer: don't miss a second of "mad money." follow @jimcramer on twitter. have a question? tweet cramer, #madtweets. send jim an e-mail to madmoney@cnbc.com or give us a call a

. >> caller: here in sunny warren, san diego, america's finest city. a financial advisor and longtime viewer who appreciates what you do to educate and motivate investors. >> thank you. >> caller: i was wondering if you would share what your objective criteria are for investors to use in determination best of breed. thank you. >> well, i've got to tell you, best of breed, start with record of dividends. then i go to how well a company has done consistently in good and bad times, and, yes, for best of breed i actually look at the product itself. is the product something i want to use, a bankone i want to go to? is it, to use the dating phrase, a great restauranteur, is it the one that is most hospitable to shareholders? anyway, new diversification, it's what's important. it's what we're preaching tonight. make sure your portfolio is home to some gold, a high-yielder, okay. you need a growth stock. you know what, you need a grow graphically safe area for one of them. i'll tell you how to pick the best ones and how to be comfortable with your portfolio. "

county the panhandle of west virginia leesburg frederick clark, warren, shenandoah counties, the light rain. a few more showers and a sunny and less humid by this afternoon, high temperatures near 90 degrees. cool and comfortable tonight in the upper 50's. near 70 degrees downtown. low humidity wednesday and thursday. it will look and feel fantastic with sunshine. now to wendell foster. >> we are starting off with a problem that will create delays. an accident on interstate 95 northbound between triangle and dumphries. just the right lane and the right shoulder were blocked, but you may want to use route 1 if you are headed out in the next few minutes. traveling on 66, we still have construction cones. be aware that you may run into a brief delay. westbound between the beltway and 123, the right lane is closed just past gallows road. on the inner loop at 66 we have the right lane of the exit ramp to westbound 66 blocked. back to you. >> thank you. 4:43. a d.c. task force is meeting today to consider changes in traffic camera enforcement which could lead to lower fines. they want to ensure that the traffic and program is f