like to thank my colleagues who have co-sponsored the measure so far, supervisor campos, , a supervisorcohen, supervisor olague, and supervisor mar. i live in and serve a district that has a high level of homeownership. we also have the lowest per capita of any district in san francisco. we are working-class and middle- class people. we don't have a lot of millionaires that live in a district that would skew other districts per-capita income. we have a lot of folks who have been struggling to pay their mortgage, especially with the economic downturn. this is an issue that affects many parts of san francisco, district 10 is greatly affected, almost equally to district 11 in terms of the foreclosure crisis. district 9, as well. there have been a number of neighborhood groups around the city that have been fighting back, trying to reoccupy homes against foreclosures. ace is one of the ,occupy bernal, and other organizations, we've looked at ways to provide deterrence to foreclosures. and how we could actually work toward holding banks more accountable to making sure people can remain in their h