more marylanders are working again because of small business owners like susan aplen who recently moved bam beak co-her home furnishing company from west virginia to baltimore with the support of an investment by the maryland venture fund. and get this, last year susan hired nine new employees. this year she plans on hiring ten more of our fellow citizens. susan is with us today. susan, raise your hand. there she is. marylanders like jacqueline of brandywine who have been able to save their homes because you've taken action to drive down home foreclosures. listen to this. jacqueline operates a day-care business out of her home. and when the recession hit with fewer and fewer moms and dads able to afford to send their kids to daycare, jacqueline fell behind on her mortgage. at risk of losing both her home and her business, jacqueline tried to no avail to negotiate with her mortgage servicing company. but then she heard one of your advertisements for our state's hope hotline. and through the hotline, she was connected with cairos development corporation, a non-profit in prince george's le