susan hogan isorking for you to help protect your money. >> what's on your holiday wish list? if you send gift cards, you're not alone. >> the kids will request it. consumer reports says those physical cards for sc stores and vendors that you buy off a rack can be an easyark fo criminals. >> scammers copy the gift card codes and scratch off the strip to steal the pin. win steal.ou load money, they >> always check for physical tampering. make sure the coating is intact and never buy a card if the pin is revealed. >> consumer reports tnks the more attractive option is to get a reloadable card from visa or american express. hey limit the liability to $50 and sometimes 0 if you report the theft within two days. >> an additional benefit? they're moreep widely accd as a form of payment. and what about e gift cards? the kind you purchase and send by te e-mail or on social media in they are convenient, fast, but aresahey ? >> first of all, make sure you're sending the e gift card ep the right person before you send itding on where you're sending it, get the right e-mail addres phone n