you are on with susan keating. caller: thank you for taking my call.nk you for being on the show. this is important stuff, and far-reaching, i think. you addressed why i called a moment earlier, and that is how to clarify who is listed and who isn't -- legit and who is not. i will ask if you could address payday loans, i think they are called, as a means of extending credit. the other thing is here in difficult we have some great credit unions. they keep their money locally and they do huge amounts of counseling. we take profits from within the organization -- pardon me, funds, for education for people trying to build a credit, although their credit card i am not too sure about. if you look at credit unions, they have an inherent interest in the fiscal health of their community. if you talk about payloads, i would appreciate it. >> -- payday loans, i would appreciate it. guest: payday loans are really part of the gap for people that have not been able to get easy access to credit, and they have really served a niche. by themselves, these are not bad th

susan keating talks about credit card debt and counseling programs for consumers. and joan schaffner, director of george washington university's and a lot program, discuss how states deal with the ownership of exotic animals as well as safety concerns. "washington journal" live at 7:00 a.m. eastern on c-span. next, the c-span series "the contenders" on wendell willkie. then president obama's announcement concerning u.s. troop withdrawals in iraq followed by reporters briefing on the announcement. and now, from rushville, indiana, the life of wendell willkie, pro failed -- profile than the c-span series, "the contenders." [applause] >> wee want willkie! ♪ >> i stand before you without a single pledge or promise or understanding of any kind except for the advancement of your cause and that of democracy. -- in the preservation of american democracy. [applause] as your nominee, i will have an aggressive fighting campaign. [applause] >> we want willkie! >> wendell willkie ran for president in 1940. these are some images of him on the campaign trail. we are here with dav