my name is lynn ozer and i am the president of susquehanna bank government guaranteed lending department where i manage the sba lending and all other government guaranteed lending. over 233 branches. this bank has served the community for over a century. the loans are centrally administered and our -- we participate in virtually all of the sba programs under the seven aon grella. for the last 25 years -- 7a umbrella. for the last 25 years, i have been on a trade association for banks and nonbanks that participate. i am presently the chair of the board of that trade association. chairwoman landrieu spoke of over 2000 banks that art is a great in small business lending. 750 of the most active participants are members of our trade association. i wish to thank the small business majority for having me in attendance and i wish it was under better circumstances that we could brag about what the sba and its programs do. i still want to teach -- share with you the traumatic effect of the shutting down of the government and what it has done to our customers. at sba would provide small business ac

but before the loan can close, her lender, which is susquehanna bank, must confirm her legal immigration status that process begins with the sba the federal immigration agency which remains open because they're under an exception, stopped receiving requests because they can't get what they need from the sba. which brings to the point that just because a few agencies have been deemed essential under the emergency, doesn't mean by any chance that operations are going smoothly and it is stopping a lot of economic work in our nation. . . the export-import bank is under the wheelhouse of this committee. what about that bank? last year, 88% of export-import bank's transactions were for small businesses totaling $6.1 billion. that bank today is not currently operating. translate that the 16.7 million a day of lost transactions for small businesses all over america. let's take the irs. i promise you this will not be on the favorite list of house republicans to open it up. it's not one of my favorites, agencies either. however, many small mortgage lenders and real estate agencies are in danger of

i'm the president of susquehanna bank government guaranteed lending department where i manage the as be of any and all the government guaranteed lending across the banks for state footprint pennsylvania new jersey, maryland and west virginia. and over 233 branches. this bank has served this community for over a century. the loans are essentially administered in our office and we participate in virtually all of the sba programs under the seven-day umbrella. for the past 25 years i have been on the board of directors of the national association of government guaranteed lenders which is a trade association for banks and nonbanks that participate in the programs of the small business administration, and i'm presently the chair of the board of that trade association. chairwoman landrieu spoke of over 2000 banks that participate in small business lending. 750 of the most active participants are members of our trade association. i wish to thank the small business majority for having me in attendance, and i really do wish it was under better circumstances that we could brag about what the sma