suze orman has put her name on one of these cards.te that began with the kardashians and their card. we talked about the kardashian sisters. they bailed out. there are cards from russell simmons and other celebrities, people who have a following. ryan, you say, point blank, these aren't illegal. there's nothing illegal. you say it's immoral. prepaid debit cards are immoral. why? >> first of all, in a capital is tick society people have a right to go out and make money. they're perfectly legal. i say they're immoral is because they make the money off the backs of low income individuals, individuals who are poor who don't know any better. there are quite a slew of other alternatives available where they don't have to pay fees, establish credit and use as jump an easy alternative to get back into the system and don't have to insert themselves into an underclass of oh sight. >> i want to bring in john quickly. tell me about the fees associated with these cards in general. you know, zsuze orman, for example, she's kept the fees as low as s

i want to ask suze to comment on that because we know suze orman as the most regarded financial expert in this country to my mind. you might not know that white suze grew up on the black side, the south side of chicago. [applause] in a whole lot of poverty. obviously she has made her way out of that, but she has a unique perspective on the perennialy poor in this country that might, again, not seem plausible at first glance. suze talk to me about what keeps people in poverty. >> what's interesting is this. and i'm going to take just a little drimpt approach on this as i can. -- different approach on this as i can. all of you who have ever heard me speak, you have heard me say people, be careful. the rich are getting richer. the poor are getting poorer. sooner or later, the middle class will not exist. the people that call into the "suze orman show" used to be middle class. i'm here to tell you they are all now in poverty. the face of poverty has changed. the face of poverty is the person sitting next to you. it is every single color and what keeps us in poverty is that there is a highw

money guru suze orman is not letting you off the hook. tonight, the danger signs lurking in your wallet. why you should take your debit card off the grid. >>> bro-tox. it's a hot ticket item for men. they're not the ones picking up the tab. we'll tell you why so many wives and girlfriends are shelling out big buck, to send their man under the knife. >>> and what the hell? it grossed around $34 million in one weekend, but "the devil inside" is already being ul kaed the worst movie of 2012. how can a film so cheap to make and so horrendously reviewed be so incredibly profitable? >>> good evening, all. i'm bill weir. if the cost of decking the halls last month has your ducking your credit card bill, oh, you're not alone. consumer borrowing in america is back to a pace we've not seen in ten years. pumping up total credit card debt to almost $800 billion. enter personal finance guru suze orman with a dose of her signature tough love and something else. a new kind of plastic. here she is with my colleague juju chang. >> hi, sweetheart. >> repor

suze orman has it right here >>> "usa today" calls suze orman a one-woman financial advice powerhouseseller "the money class." she's here to talk about a brand new initiative but first juju chang took a trip to the mall with suze to find out what people really spend. >> reporter: here at the mall in new jersey, suze orman is helping shoppers get over their holiday hangovers. >> are you going to put it on a credit card? >> dno, paying cash. >> my girl. >> reporter: orman is famous for her ability to find secrets hidden in people's wallets. >> oh, my goodness. appreciate's on. >> wedding -- >> have you paid with credit or debit? >> cash. >> do you love me? >> always. >> there you go. >> reporter: but now suze's turning her fire power to a different kind of card. warning against the pitfalls of debit cards, especially pre-paid debit cards. >> the fact that you pay with credit cards you don't have a fica score. don't you think it's about time that those of us who pay cash can get credit for that? >> reporter: now in a supreme example of if you can't beat them, join them, suze orman is hos

>> reporter: now in a supreme example of if you can't beat them, join them, suze orman is hosting herow much money they have left. >> reporter: suze knows this debit card is putting her reputation on the line which is something she knew money can't buy. juju chang, new jersey. >> juju said it at the end of the piece. you are putting your reputation on the line. tell us about this. >> well, the reason i think people think i'm putting my reputation on the line is now i have a financial product. how can suze orman endorse a financial product. i paid for this whole thing obviously but i built this card from the bottom up. i just didn't find another card that i put my name on. i wanted to bring to america a place that they could feel proud to put their name to. an alternative to a bank where people knew i was going to put their needs first. >> how are you going to do that? how do you put people's needs first and make sure this is not about profits? >> so, first of all, let's talk about profits. let's go there for a second. do i hope i make money on this card? oh, you betcha i do. because i

suze orman is joining film maker michael moore at a panel. it is called remaking america. us now, suze, it is great to see you here. these are startling numbers. almost one in three, low income. one in six in poverty. so question for you. what should you do if you're employed, but you're poor, and you don't see way of getting out of this financial mess. this financial struggle. >> yeah, if you're employed, you should be really very, very happy. because at least up money coming in. what you can do is try to control how much money do you have going out. i know it's not very nice because people want to do things all the time. but people really need to learn how to live below their means but within their needs. just because they have money coming in, they can't spend it all. the reason is this, chances of them having a back up plan, almost nil. medicare, social security, all those things could be reduced for them. so they're going to have to provide for themselves. they need to learn to live below their needs but within their needs. >> what should you do if you're unemployed a

suze orman is going to be here live. she also has an announcement to make. of iran. a former marine is sentenced to death after being convicted of spying for the cia. 28-year-old amir hekmati was born in arizona to iranian parents. his father says hekmati was visiting his grandmother in iran, not spying. he now has 20 days to appeal the sentence. >>> meanwhile, the news comes as diplomats confirm that iran has begun enriching uranium at a new underground bunker. that facility is now producing material that could be upgraded quickly for use in a nuclear weapon. >>> and of course weak contensions with iran in the persian gulf. one reason behind the surge in gas prices at home. aaa reports that prices have risen 12 cents in just the last three weeks. >>> now to politics, your voice, your vote, this time tomorrow, the candidates will be heading to the polls in new hampshire. a new poll from our new hampshire station wmur shows mitt romney with a commanding lead. ron paul holding on to second place while jon huntsman and rick santorum are gaining ground. tied for

money class suze orman.t and the it's not really a credit card. >> it's a prepaid card. >> a little controversial, beuti like what you're trying to do here. also with us from los angeles, we have screen writer and founder from the website thatminoritything.com, john ridley with us this morning. how are you? >> good morning, how are you? >> good to have you on. joe, you've been listening to the conversation. i didn't include you in must reads. did you think there was a conspiracy? >> well, i let you guys have your little bash-free enterprise and little resentment party, that's fine. that's fine. it's exciting that we've brought john ridley on because a big hollywood guy, he is the 1%. >> yeah. >> he could buy and sell all of us ten times over. john, i want to bring you into the conversation. we've got a lot of news to talk about. but before we do, there's a big question of whether this bain capital argument is going to work moving into this summer into the fall. despite my own mixed feelings about wall street

suze orman is pitching a financial product, huh? a cnn anchor is mocked over a misplaced call. "media monitor" straight ahead. it's the only calcium supplement that can be taken with or without food. that's why my doctor recommends citracal maximum. it's all about absorption. my high school science teacher made me what i am today. our science teacher helped us build it. ♪ now i'm a geologist at chevron, and i get to help science teachers. it has four servo motors and a wireless microcontroller. over the last three years we've put nearly 100 million dollars into american education. that's thousands of kids learning to love science. ♪ isn't that cool? and that's pretty cool. ♪ metamucil uses super hard working psyllium fiber, which gels to remove unsexy waste and reduce cholesterol. taking psyllium fiber won't make you a model but you should feel a little more super. metamucil. down with cholesterol. >>> time now for the "media monitor," our weekly look at the hits and errors in the news business. we begin with kudos for "washington p

. >>> coming up next, suze orman is in the house.e're going to talk about the smartest moves you can make with your money this year coming up on "your money." i refer to her as "that woman with the great gums." as jill's dentist, i know that her gums are a foundation of a healthy smile. jill knows that, too -- so she uses crest pro-health clinical gum protection toothpaste. it helps eliminate plaque at the gum line, helping prevent gingivitis. it's even clinically proven to help reverse it in just 4 weeks. and it protects these other areas dentists check most. crest pro-health clinical gum protection. because healthy smiles are built on healthy gums. life opens up when you do. >>> whether you've got a little bit of extra cash or absolutely no savings at all, suze orman is here to tell you how to take some steps to make your money work for you in 2012. she doesn't really need an introduction, but it's courteous to give one when someone is when in your studio. she is a best-selling personal finance author. she has a new show called "am

. >>> coming up next, suze orman is in the house.en i grow up, i'm going to own my own restaurant. i want to be a volunteer firefighter. when i grow up, i want to write a novel. i want to go on a road trip. when i grow up, i'm going to go there. i want to fix up old houses. [ female announcer ] at aarp we believe you're never done growing. i want to fall in love again. [ female announcer ] discover what's next in your life. get this free travel bag when you join at aarp.org/jointoday. like splenda® essentials™ no calorie sweeteners. this bowl of strawberries is loaded with vitamin c. and now, b vitamins to boot. coffee doesn't have fiber. unless you want it to. splenda® essentials™ are the first and only line of sweeteners with a small boost of fiber, or antioxidants, or b vitamins in every packet. mmm. same great taste with an added "way to go, me" feeling. splenda® essentials™. get more out of what you put in. >>> whether you've got a little bit of extra cash or absolutely no savings at all, suze orman is here to tell you how to ta

and suze orman visits to share her new project on working families and the campaign conversation about dollars and cents. >>> we begin this evening with the still growing political and legal uproar in the state of mississippi. state officials may ask for nation-wide help tracking down some convicted murderers pardoned this week by the outgoing governor halee barber. some victims' families are worried and furious. >> we are in jail now and david is out of jail. we will forever be looking over our shoulder wondering if today is the day that david decided that he was going to finish what he started. >> cnn's martin savidge is in jackson, mississippi reporting the story. martin they've been pardoned but now the state says guys you have to come back. do they have to come back? >> reporter: you know what, that's a really good question that they are still trying to decipher at this very hour, john. last night a judge granted an order that said at least for the time being the pardons that had been approved by former governor halee barber had to be stopped. that's at least those people who were

we have oscar-winning filmmaker michael moore, suze orman, cornell west, majora carter, vicki escarra, and roger clay. we're glad you have joined us for night two of our conversation. remaking america is coming up right now. [applause] >> every community has a martin luther king boulevard. it's the cornerstone we all know. it's not just a street or boulevard, but a place where walmart stands together with your community to make every day better. >> nationwide insurance supports tavis smiley. answer, nationwide insurance is and remove obstacles to economic empowerment one conversation at a time. nationwide is on your side. >> the w. k. kellogg organization. learn more at>> and by contributions to your pbs station from viewers likethank you. [captioning made possible by kcet public television] >> and let me come -- tavis: let me come back to you first, dr. west. gwenn vicki says we need leadership, we are sitting in washington right now and i know at least 535 people who think they are leaders. i know another guy at the end of pennsylvania who definitely thinks he is a leader. that is 5

suze orman talking about the middle class. beth! hi. looking good! you've lost some weight. thanks!these clothes are too big now, so i'm donating them. not going back there again. good for you! how'd you do it? eating right, whole grain. whole grain? whole grain. [ female announcer ] people who choose more whole grain tend to weigh less than those who don't... multigrain cheerios has five whole grains and 110 lightly sweetened calories per serving... more grains. less you! multigrain cheerios. >>> the sha rimpging middle class between the rich and the poor is causing controversy. for the first time in 24 years, americans see the conflict over wealth and equality a bigger conflict than even immigration or race relations. and a pugh study shows nearly a third of americans born into the middle class will fall down the economic ladder to low-income by the time that they are adults. well, i had a chance to speak with personal finance expert suze orman and she made some comments about the income gap. take a listen. >> if you've ever heard me speak, you have heard me say, people, be carefu

. >> next "anderson," suze orman on getting out of debt. >> do not borrow money from your 401k plan.> next "anderson." here's your sausage and pancakes, sweetie. thanks, mom. who are you calling "mom"? dunkin' sausage pancake bites, delicious like mom's only easier to carry -- get three for $1.59. >> a big night in los angeles as the people's choice awards were handed out. katie perry was the big winner but she did not show up. >> she was absent. she was honored in five categories including favored female artist, some of the year, and music video. glee get the right notes with fans. star williamsmichelle was the favorite television comedy actress. harry potter espy and the deathly hollows won four boards. johnny depp and thomas stone won awards as well. a big night. >> it is 39 degrees in winchester. still another half-hour. >> two new developments in the natalee holloway case. a former suspect pleads guilty to another murder. and the judge makes a major decision. >> metro money matters and will be the hot-button issue today with the border with more on how this will impact you, comi

. >> suze orman un getting out of debt. >> did not borrow money from the 401k plan.due left behind by some mop. why you... nobody's taken a shine to me in a long time. phooey. i don't need anybody...but you! ! ♪ i believe in miracles ♪ [ male announcer ] swiffer attracts dirt. used mops can push muddy water around. swiffer wetjet's new upgraded solution helps prevent streaks and residue to reveal more shine than a mop or your money back. you're a fresh swiffersnapper! >> turns the corner. scores. >> and the anticipated john wall against their clothes point guard matchup never materialize last night. john lucas wanda battle instead scoring 25 points in the win over the wizards who still not very good. the wizards are 1-9. >> debenturanytime the capitals and the penguins get together it is a brawl. no different as night at the verizon center. takes youtaking you back downtown. jason chimera went past it was 1-0 early in the game. thomas vokoun throws a shut out of the penguins. the capitals gun. they have won seven of their last eight games and home. big nose at redski

. >>> coming up on this sunday's press pass with david gregory personal finance guru suze orman is on the show. >>> it was 30 years ago today that air florida flight 90 took off from national airport in a blizzard, crashed into the 14th street bridge, and plunged into the ice choked potomac river. five survivors were rescued through the extraordinary grit, determination, and flat out valor of the people who rushed to their aid. a park police helicopter piloted by a vietnam veteran undertook the delicate, dangerous rescues, its only equipment a rope. finally they got to priscilla turado who was in shock, injured, weakened by hypothermia, blinded by the jet fuel, about to drown. a man named lenny scutnick pulled off his cowboy boots and jumped in, rescuing her like a trained life guard. he is retired now and lives in lorton, likes to fish. he was one of several remarkable people who risked their life that terrible day. >>> military wives are important to our nation's military effort. but often they are overlooked when it comes to employment. the nation's first military spouse career for

ali velshi talks with suze orman. >> i might want to look into treasury inflation treasury securitiesthat you have a mortgage on that you're going to stay in for the rest of your life, you're 45 years of age or older, take that money and pay down your mortgage because when your mortgage goes away, you don't need as much income to generate for thaeks pence. >> let's talk about credit ratings, how you get your credit score up and fix credit in a tough time. what should your priorities be? >> can you fix credit very simple by always if you have credit cards, not everybody does but if you have credit cards, pay your credit cards on time. never go over your credit limit. just really be there with them and pay down your credit. because the thing that counts most on fico scores, 30, 35% is your debt what you owe to your credit limit ratio. if you pay down your debt, your credit limit ratio goes down, your fico score goes up. >> we've been working down the ladder of people in their financial situations and now talk about almost one in two americans who have virtually no money if none at all,

. >> i had a conversation with suze orman. she talked about as a nation we need to get into this habit where it feels as good to save as it does to spend. if we don't have more money coming in, how do we save money? what are some strategies to employ to do that? >> we spend money more reisly than we think. there are so many easy saving tips. downloads. 25-year-olds to 34-year-olds download music. they don't think about the cost. they want it, they buy it. they don't think about it. if you think about how much you spend in the downloads, you can probably save some money. also, those automatic payments. sometimes you don't even remember that you have automatically subscribed to certain news media or, film and so you can find lots of savings in just looking at what is automatically coming out of your account each month. >> people might think a couple bucks here and there doesn't really add up but it does. >> absolutely. every little dollar you save is going to be compounded. that is what's going to make you feel good is putting i

stay tuned after the program for my "press pass" conversation with personal finance guru, cnbc's suze orman here on nbc 4. >>> thank you, david. disturbing police dash cam video out this morning shows an officer beating an older man, supposedly with dementia. the police officer was responding to a fight in central florida. soon after, he's seen kicking 66-year-old albert flowers and punching him in the face. according to his attorney, flowers pulled a pocket knife on one of his employees, but the situation was resolved before police showed up. now his lawyer plans to sue. >> to add insult to this injury, the officer then jumps on top of mr. flowers and repeatedly punches him in the face. and there are color photographs that are shocking of mr. flowers' face swollen and bruised from these repeated punches and i believe mr. flowers has suffered permanent brain damage as a result of this beating. >>> finally, tough economic times have prompted a new zealand woman to come up with a creative way to raise money. >> she's auctioning space for a tattoo on her back side, so to speak. tina bensneck s

suze orman, i think the most respected person about these issues in the country will be here. jeffrey sax who wrote the seminose seminal text on poverty. barbara anryke who wrote "nickeled and dimed." you've got more. experts talking about this issue, we're going to do our part to keep the nation's attention focused on the issue and not let these politicians get away not addressing the issue, number one. and to the book you mentioned, dr. west and i are working on a book called "the rich and the rest of us," a poverty manifesto that will be out in april. we'll talk about that in the months to come. how we get the nation to focus on the issue and what the priority ought to be, what the process ought to be, to not just reduce poverty in america but to eradicate poverty. >> make sure you come back and talk to us about the book. poverty, an important topic and you guys are getting it to the nation's attention. we appreciate you coming on. happy new year to you as well. thank you, sir. >> thank you, don. >>> parents have a lot of choices to make when it comes to picking the best sc

. >> you talk about the economy and income equality, and i want to play a clip with suze orman and then how the president will deal with it. >> when the truth of the matter is the rich are getting richer and the poor are getting poorer and i used to say the middle class will disappear, and the middle class has disappeared. today as i sit here, there is a highway into poverty. there is not even a sidewalk anymore to get out. >> specifically, state of the union coming up, what is the inequality agenda for democrats as we get into this new year? >> to create jobs. to have the richest of the rich contribute to the problems we have in the country. i couldn't have said it better than she did. i think she is absolutely right. the rich are getting richer and the poor are getting poorer and the middle class is being squeezed almost to death. >> when is your take on mitt romney? is he the no, ma'am rhee for the republicans? >> i watched the battles during the primary, and there's a lot going on. the republicans are beating up on each other. i will stay out of the presidential republican primary.

among the speakers will be cornel west, suze orman, michael moore. that is live here on c-span beginning at 6:30 eastern today. we will have jody cantor on her new book, "the obamas" -- jody kantor. live coverage begins on 7:00 p.m. eastern on c-span2. to mark, the supreme court or zero arguments on the fcc -- moreau. the court will decide if the -- on broadcast television and radio. we will bring that to marmite at 8 eastern here on c-span -- tomorrow night. supreme court decided lost not -- the case was in a church versus the eeoc against a former minister that tried to return to work. the supreme court heard the case last october. >> mr. laycock. >> the church is to not set the criteria for selecting the offices of government. that is a bedrock principle and these respondents would repudiate it. they do not argue that she was not a minister. her job performance and the rules of ministry. >> as i understand the facts, she was never a decommissioned as a minister. she would not have been recommended by the officials, two other parishes to be a commi

we know suze orman as the most regarded financial expert in this country, to my mind. you might not know that white suze grew up on the black side, the south side of chicago. [applause] in a whole lot of poverty. obviously, she has made her way out of that, but she has a unique perspective on the perennially poor in this country that might -- again, not seem plausible at first glance. talk to me again about what keeps people in poverty. >> what is interesting is this -- and i will take a little different approach if i can -- >> you certainly can. >> years ago, i have told people, "people, be careful. the rich are getting richer. the poor are getting poorer, and sooner than later, the middle class will not exist." the people that call into the show now used to be middle- class. i am here to tell you, they are all now in poverty. the face of poverty has changed. the face of poverty is the person sitting next to you. it is every single color. what keeps us in poverty is that there is a highway into poverty, and it is no longer even a sidewalk out. to get out of poverty, yo

and i could be be suze orman and i don't have to be with you counting her money. >> a real celebrity, well. >> well, if you were -- >> i would not want to be anywhere else in the world other than you. >> and the minute we go to commercial break, you will start to text them and say, wish i were with them kathy griffin. >> and i would not want to be with anyone else, and they have a jet standing by and i hope to get by there -- >> i thought you said that they had the judds standing by. >> well, the judds are on later on. >> and did you watch the judds on the own network? >> no. >> it is a struggle about the mother and the daughter -- >> hasn't it gone on for years that struggle? >> and afeel like, and don't get me starts op the o'neals or shania twain or not why. shania twain has asked why for so long, it is time she asked why not. >> and brooke is out in nashville and how is the big celebration down there in nashville? >> have you seen the judds? >> well, it is huge and we don't have the green goblin or spider-man but i could not ring in nashville without my cowboy

we know suze orman as the most regarded financial expert in this country, to my mind. you might not know that white suze grew up on the black side, the south side of chicago. [applause] in a whole lot of poverty. obviously, she has made her way out of that, but she has a unique perspective on the perennially poor in this country that might -- again, not seem plausible at first glance. talk to me again about what keeps people in poverty. >> what is interesting is this -- and i will take a little different approach if i can -- >> you certainly can. >> years ago, i have told people, "people, be careful. the rich are getting richer. the poor are getting poorer, and sooner than later, the middle class will not exist." the people that call into the show now used to be middle- class. i am here to tell you, they are all now in poverty. the face of poverty has changed. the face of poverty is the person sitting next to you. it is every single color. what keeps us in poverty is that there is a highway into poverty, and it is no longer even a sidewalk out. to get out of poverty, yo

we know suze orman as the most regarded financial eert in this country, to my mind. you might not know that white suze grew up on the black side, the south side of chicago. [applause] in a whole lot of poverty. obviously, she has made her way out of that, but she has a unique perspective on the perennially poor in this country that might -- again, not seem plausible at first glance. talko me again about what keeps people in poverty. >> what is interesting is this -- and i will take a little different approach if i can -- >> you certainly can. >> years ago, i have told people, "people, be careful. the rich are getting richer. the poor are getting poorer, and sooner than later, the middle class will not exist." the people that call into the show now used to be middle- class. i am here to tell you, they are all now in poverty. the face of poverty has changed. the face of poverty is the person sitting next to you. it is every single color. what keeps us in poverty is that there is a highway into poverty, and it is nlonger even a sidewalk out. to get out of poverty, you ha

next hour cnn "newsroom" personal financial expert suze orman will answer your money questions.estions. you can post them on facebook.com/suzannecnn or tweet them at suzannemalveaux. i'm breathing better so now i can take the lead on a science adventure. advair is clinically proven to help significantly improve lung function. unlike most copd medications, advair contains both an anti-inflammatory and a long-acting bronchodilator, working together to help improve your lung function all day. advair won't replace fast-acting inhalers for sudden symptoms and should not be used more than twice a day. people with copd taking advair may have a higher chance of pneumonia. advair may increase your risk of osteoporosis and some eye problems. tell your doctor if you have a heart condition or high blood pressure before taking advair. if you're still having difficulty breathing, take the lead. ask your doctor if including advair could help improve your lung function. get your first full prescription free and save on refills at advaircopd.com. >>> at 2:00 eastern, bud selig goes in front of t