>> mason: advice from suze orman, now to bob schieffer in washington for a look at what is ahead on face the nation, good morning, bob, you made some headlines, this week, congratulations. >> well i am indeed going to retire this summer and today on "face the nation" i am going to answer the burning question, who is going to take my place? then we will talk about the real news with secretary of state john kerry. >> we will be watching, bob schieffer in washington, thanks. and next week here on sunday morning. >> we head down under with actorer russell crowe. >> g that a single life can be made better by millions of others. healthier takes somebody who can power modern health care... by connecting every single part of it. for as the world keeps on searching for healthier... we're here to make healthier happen. i love life, but really i love my chico's life. i take good care of

. >> mason: next, suze orman on what not to do. >> >> mason: they say talk is cheap, unless, of courseoing the talking. >> you know, so many times in life you are told when it comes to your money do, this, do that, do this. well, this morning, we are going to give you three things that you are never ever to do when it comes to your money. first, you are never, ever to co-sign a loan. don't you think if someone needs you to co-sign a loan what that means is that the financial institution isn't going to give them a loan because they don't qualify. they don't qualify why are you doing this? when you co-sign a loan, it is your loan. you are personally responsible for it. and if the person who's supposed to be making payments on it isn't making payments, you are not going to know. it will ruin your credit score. so under no circumstances you are ever to co-sign a loan. do, do you hear me? >> next, you are never ever to take a loan from your 401-k. 401-ks are protected against bankruptcy. if you are doing so much and you are in so much debt you have to take a loan from a 401-k, that means yo

please welcome suze orman! [drums, guitar, & keyboard play in bright rhythm] ♪ ♪

. ♪ gerri: prepaid debit cards, the suze orman card, the justin bieber card, they got a bad rap for foodn. thankfully the two cards are not around. bankrate.com survey says many monthly service fees with other cards declined somewhat over the past year. that is the good news. but fees fees involving atms are on rise. so have prepaid debit cards really cleaned up their act, what does it mine for you? here with me, greg mcbride bankrate.com. you did a huge survey of these things. what were the big findings here? >> i think positive development for consumers, gerri, as you noted, those higher fee cards for so long characterized the prepaid debit card space have been marginalized and discontinued entirely. what we're continuing to see in the market are offers more simplified in terms of their fees. more transparent in materialses of fee structures. we found some fees are actually coming down, making it easier for consumers to avoid them, or some cases get the fees waived. wind is blowing in the right direction for consumers. gerri: shocking. we used make a joke about, activation fees. monthl