jens henriksson, ceo of swedbank . another banking story.omberg has learned that banks in the u.s. are to be hit with to rules on mortgage lending that go beyond international standards. regulators are set to release their plans next week for a sweeping overhaul of capital rules, as part of the u.s. version of vessel three -- basel 3. relators have warned that big u.s. banks could face a 20% increase in overall capital requirements. morgan stanley reports second-quarter results later, with investors watching for signs of fee stabilization and a decline in trading revenue. don't miss our interview with chair and ceo james gorman at 6:30 p.m. london time. we are looking forward to bank of america second-quarter results also before the market opens. analysts and investors will be watching for a potential slowdown in loan growth and net interest income. challenges in pricing for deposits and migration of customer funds could hurt nii. are they going to have to upgrade, as i was talking to jens henriksson, what they give to borrowers to attract t