you are in telecom and it might be different if you're in banking and different again if you are in syntax, so there has to be a way of harmonizing that and bring those up to global standards and i think there is important for regulators to conduct meetings where they are not only talking to providers, but talking to consumer advocacy groups and also talking to other regulators about how you do that kind of coordination and particularly in areas like you're in africa and south asia. i think it's important to have a regional approach to that because there is a lot of people movement for jobs, economic opportunity, so it's extremely important to have a harmonized approach not only within the country and various sectors and jurisdictions, but across regions as well. >> thank you very much. question for diego here. as a reminder for the audience, we measure financial inclusion with four key dimensions which were country,-- country commitment, regulatory environment and actual adoption of these services. columbia received a perfect score on the country commitment in relation to financial inclus

what does it tell you about the hong kong exchange listing the first major syntax, obviously also aboutre the trending consumer shopping and insurance product is going? >> i think internet has changed a lot. the e-commerce platforms -- at the same time we see online .ayments and it has also been innovative and evolving the market. to match that and also provide service. >> you have high demand. this is subscribed as you said. it also comes with a very high valuation. do have coming in the next several years to maintain the justifications to pay the high premium? investors isur recognizing -- we will see that from a business environment, not only for developing our wesystems, at the same time will see an hour technology side. at the same time we can exported to our peers in this industry. need to go beyond the travel and leisure specter -- sector question mark -- sector? >> yes. intoe expanding further health and insurance at the same time, consumer finance. these will be more balanced in the future. it will be a different competition. i think it will be different from the traditional co

we started by asking whether asian regulators are embracing syntax faster than the rest of the world? to that, not unlike mobile phones. there is a big important mandate to regulators in asia about financial inclusion, efficiency, and these new approaches provide a great way for them to get their. regulators in singapore, they understand the ship really well. to some extent, the western regulators are focused on the legacy architecture. always a difference between legacy and where the world is going. i find the approach by the eastern regulators to be quite interesting and quite forward-looking. >> that means regulators like the fed will have to play catch-up game. on the of it depends mandates and the variety of different regulators around the world. in india, financial inclusion is a mandate. and other parts of the world, inflation is growth. there will have to balance their priorities. if the world progresses the way asia is progressing, i do not think the fed or anybody can be far behind. >> given name -- given the rapid pace technology is developing in the banking world, give us

andou look at the bloomberg sensex, the syntax -- they are analyzing in the next hour or so.an equities editor. -- willh economic dominate fresh on earning reports and also new hurricanes. brace yourself for more, jose and maria and more. first, the shrugging off of the north korean news on friday. when youhan decent think we are about 2500 for the first time ever, a record for the dow and there has been no 5% correction in the s&p 500 in 400 days. 269% rise is now the third strongest bowl run ever. let's go to some of the big movers on friday, surprisingly they were retailers given we had negative retail resorts -- results, but macy's is moving higher. perhaps there is a deal that will play through in the week ahead. expected for than august and that is fueling economic concerns. retail sales are an indication of the strength of the economy, we are going to hear -- grab the spotlight. when we go to the bloomberg, what we saw on friday is the markets lowering the risk going into the weekend even though we saw resilience rid of his -- resilience. we saw it head down. betty: we

the syntax is strange. and that i guess should be a tipoff, however, it wasn't.obody knew russia was doing this to this scale. >> it is twitter and we are in the age of cofef if he e. >> see, this really was -- this was designed to help hillary clinton not me. none of this matters. we have no way i think to measure the outcomes that came from this influence. but the influence is there. the sophistication is exceptional how much they dug into this process. how we will learn more and more how widespread it was. right now we have an administration and congress that is refusing to address this certification. >> i don't see for an election three years ago in an effort to begin to mitigate this threat and protect our elections going forward. that pressure has to come to bear soon. >> here's the hope. as we see the meet on the bones, the president's hollow resistance of there was no real interference. they didn't really do anything. we will look at a minimum wrong and a maximum too much if he keeps denying this obvious reality. the question is, well, what do you do abou

center of the "wall street journal" and other newspapers making fun of microsoft and kind of the syntaxple kept buying microsoft computers, kept buying pcs microsoft's done fine since then i think the era of lining up outside of stores for smartphones is ending. i've been on record, i've been wrong about this so far, the era of big splashy launch events at these companies is not going to go on forever. they're not that exciting, each generation. >> i got -- josh touched on people like me, i got a 6 or 6s, i couldn't care less about thistthis 8. >> i think the -- it's the toyota camry of the iphone line. i think it's the one everybody's basically going to have. >> i like the 4. i still like the 4 it's the right size. the bottom line, the marginal value -- philippe stark, fancy hotels in miami, said at the end of the day, it's a screen, no design to it, no additional functions. the design and functions go away they're going to need to go into the car business, device business, they need a new platform because their ability -- >> i was to say when i rose thi the other day, the guest pushed