colleagues, alexander vidyakhin, kiril tsarev, andrey, will tell you more about all this belevtsev and taras skvartsov. together with you, we have gone through a huge transformation journey. we. created the necessary prerequisites that allow us to be confident that we will be able to achieve these goals. when we began to consider our vision, we had a lot of debate about whether it was worth taking on such a commitment, such a... commitment to move immediately towards a human-centric organization. our employees put an end to this, because they said that it is this goal that inspires us, we want to become one of the first human-centric companies. we want to become those. who will help a person unlock his potential and survive in today’s world of excess technology , information, supply, and become much more effective and adequate to the load that each of us faces today, at the end of my speech i would like to show you a short video, video, which is based on the real events of our first depositor of sberbank, then still savings banks. nicholas cristofari, in the name, precisely in the name of nicholas cri