our guest is tatyana volkova hello tatyana , certified project consultant yours finance of the russian trend. everyone wants to be rich. everyone wants to earn passive income. yes, this is literally every person’s dream. we have passive income in our country. they hit it in the head. tell me please, is there a formula? how to become a rich person , there is definitely a formula, i study it. any person can achieve a very good financial result, there is some story when a person, well, almost from scratch, began his path to wealth and really became a rich man. well, by the standards of let’s say the average russian, then we’ll come to this figure. well, here's some example. today i often say that i am one of my best examples, because i myself started from scratch from my mother on maternity leave in 2012, when my allowance was 15,000 rubles. studying this is exactly the financial literacy formula that we will talk to you about today and the elements of each formula, my life has changed dramatically, so i can share my story, because i definitely have something to share. well, also give exa