the national endowment for financial education, and i would like to introduce you to its ceo and'd ted beck. we're very glad to have him as a partner. ted served a appointee to president obama's sad vicary council on financial capable and prior to that he was on the financial literacy council for president bush. ted serve on -- is chairman of the jump start coalition for personal financial literacy. we're very proud to have him here with us today and i'd like to introduce you to ted beck. [applause] >> thank you, jill. we're a nonprofit organization that is soley focused on improving the financial capability of all americans. we do that through research and data gathering, and one of the things we're most proud of us our relationship with sabu. we have had this relationship for three years now and have been able to actually sponsor this spaniel or its equivalents h -- this panel or its equivalent. we provide data tower you membership and unbiased sources hopefully you can turn into great stories. we're also very pleased to be holding this at the george washington university. many of you pro