ted cruz presidential consistent on this very issue. he's very concerned about some of the very things that senator casey was raising.special guest at 4 p.m. on your world on fox news channel. meanwhile session highs here. cavuto rally ensues. more after this. >> all right we've been showing you stocks and have been volatile you know what's been a constant, low rates. low interest mog rates in and out of the ten year, no, that's translating into very, very low, mortgage rates and boom for housing, mortgage applications shooting up 11.3% of the latest. period, now that could mean just a light event but jason, and tim are looking at the long-term implications, what do you think, tim? >> well, i tell you last 20 year w seen interest rates falling seems like god loves a loan officer but doesn't neglectionly love a realtor because you see that -- >> very good, very good judgment. >> what happens is actually inverse relationship between lower rates, and consumer confidence, and the vability of credit. that happens because rates are moving up and down for a reason. they move down because basically there's some sort of turmo