ted merman says companies buy debt for pennies. >> right now under existing law if a debt buyer has gone into court and filed a lawsuit and got a judgment against you and if they wait more than two years you are out of luck. >> that happened nine years ago. >> she got a call this year threatening to garnish her paychecks. >> she said how about you leave your debit card information on my message. >> what company would ask you to leave your debit card information on the voicemail? i let it go. i said this is a scam. >> it wasn't. soon after the courts allowed the agency to take out $250 from her paycheck. the original $2,600 debt has grown to $8,000. >> there is fees that get put on, attorneys fees, court costs. >> she works for the east bay community law center and she is helping christie in her fight. she is barely able to make ends meet. >> i have to cut things off and let things go and i'm okay with that. as long as i have a roof over my head i'm okay. >> they signed a bill to help consumers fight judgments and stop wage garnish ments for debt that is not theirs. the bill becomes law i

ted merman says companies buy debt for pennies. >> right now under existing law if a debt buyer has gone into court and filed a lawsuit and got a judgment against you and if they wait more than two years you are out of luck. >> that happened nine years ago. >> she got a call this year threatening to garnish her paychecks. >> she said how about you leave your debit card information on my message. >> what company would ask you to leave your debit card information on the voicemail? i let it go. i said this is a scam. >> it wasn't. soon after the courts allowed the agency to take out $250 from her paycheck. the original $2,600 debt has grown to $8,000. >> there is fees that get put on, attorneys fees, court costs. >> she works for the east bay community law center and she is helping christie in her fight. she is barely able to make ends meet. >> i have to cut things off and let things go and i'm okay with that. as long as i have a roof over my head i'm okay. >> they signed a bill to help consumers fight judgments and stop wage garnish ments for debt that is not theirs. the bill becomes law i

ted merman is an attorney for a public law group.says companies buy ket for pennies then hire collection agencys. >> if a debt buyer has gotten a judgment against you without you knowing about the case, if they wait more than two years, you're out of luck. >> that happened to christy nine years ago. she had no idea. she first got a call from a collection agency this year, threatening to garnish her check. >> she said how about $100 a paycheck and leave your debit card information on my message. what legitimate company would is you read it on a voice mail? i let it go. >> courts allowed the agency to take out $250 from her paycheck. the original $2600 debt had grown to $8,000. >> there are fees that get put on. attorney fees, court costs. >> sharon jamal is helping christy with her fight. >> i had to cut things off, let some things go. i'm okay with that. as long as i are v.a roof, i'm okay. >> governor brown signed a bill to help consumers fight judgments and stop wage garnishments for debt that is not theirs. the bill becomes law in

ted merman is an attorney for a public law group. he says companies buy ket for pennies then hire collection agencys. >> if a debt buyer has gotten a judgment against you without you knowing about the case, if they wait more than two years, you're out of luck. >> that happened to christy nine years ago. she had no idea. she first got a call from a collection agency this year, threatening to garnish her check. >> she said how about $100 a paycheck and leave your debit card information on my message. what legitimate company would is you read it on a voice mail? i let it go. >> courts allowed the agency to take out $250 from her paycheck. the original $2600 debt had grown to $8,000. >> there are fees that get put on. attorney fees, court costs. >> sharon jamal is helping christy with her fight. >> i had to cut things off, let some things go. i'm okay with that. as long as i are v.a roof, i'm okay. >> governor brown signed a bill to help consumers fight judgments and stop wage garnishments for debt that is not theirs. the bill becomes la