tfc, along with -- they're invested in assets, sensitive to interest rates. i think rates rally. i also like apple. we're going into the big quarterly earnings report. i think that name is poised to do nicely. numbers appear to be going in the right direction. >> j.j., last time i talked to you, you said saying there were overlooked areas. high yield, things like that. where are you allocating money for your clients? >> for the last two years, we've been interested i think what is happens now, there's a lot of knock-on effect, and obviously where there's opportunity there's also danger, and because our we're looking for things that will compete with interest rates and give clients an ability for more income. more importantly there's certainly master limited partnerships that deal with energy, infrastructure, and there's a lot of ways to play that out. again with that opportunity also comes risks and dangers. i think that some of those dangers may be overplayed, some of the opportunities are underplayed. that's specifically when you take a look at some of the etf structures and li