now, their house may be underwater, but it's more portant to have someone living if thatome, have a mortgage paid on that home than that home be vacant because it devalues those around it and hopefully designedo help us get past just being on solid ground and back to a more robust market. >> todd, may we're never going to get back to the heights that we were at one point. >> we're so jad and the recent data is positive. only a fool would go out and buy a home. 's better burning the cash, you're not going to have any equity in one year from now. secondly you need the government involved. >> the government isinvolved. >> guys. >> we own the-- >> and ancillary problems that go along with this poisoned housing market right now, i'm sick and tired of hearing whether the government should get involved or not. and they're not involved. and. >> theare involved. >> schools, fire departments, local government when houses go under, you can't have it. >> the gernment controls the entire mortgage market. we own fannie mae and freddie mac, now, we're venturing out to control more of it. >> right. it makes