that, thatsition to is what sets off a lot of the --losions that i believe, amended on this note so we can get some question-and-answer in here. there are still with us in many ways today. i will leave it at that. thank you for your very kind attention today. thanks a lot. [applause] as we are about to do the question and answer let me say one more thing. i want to thank the museum of american finance for its tolerance of my eccentric and -- eccentric approach. also the alexander hamilton awareness society. i don't know if you will still be speaking to me after this, even if you are not i thank you very much for your liberal approach to these kind of dissenting views. how are we doing this q&a? is there a microphone going around? proposal, i run a blog on hamilton. the proposal for a substitute for the word finance, credit. alle hamilton's work was devoted to the idea of public credit, i suggest that gives a higher concept to the kind of machinations he was carrying out. the purpose of the credit, of letting the financial class to the government was to develop the country. he had treme