program, we are there, each step of the way to help the businesses, and some of the direct out reach that we do, to businesses, are through, indepth phone consults and on site visits from january, 2013, to june of 2013, so far we have conducted 32 sfoen consults and help to educate, and answer questions and set up audits and offer the rebates to a variety of small businesses and also on a larger scale, the program puts out a quarterly newsletter that goes out to the recipients and we also have a facebook page as to the social media front. and we also conduct different presentation and tabling to help different various groups understand more about the program and what they could take advantage of i guess. what this slide shows is that the green business program partners with a variety of other city departments to help the businesses get access to a lot of the resources that the city provides and so we partner with the san francisco public utilities commission and the san francisco department of public health and the san francisco energy watch to create the opportunitie

the business the whole business did the business get sold? the business has changed hands >> the business has changed hands and the business is food and beverage correct? to the business when i changed hands a real estate transaction also bought the liquor license? >> no. >> so have you hired margaret sanchez as the caterer alcohol in our premises. >> come on up margaret. >> we applied for a permit as a lesee and i'm the one who

the business the whole business did the business get sold? the business has changed hands >> the business has changed hands and the business is food and beverage correct? to the business when i changed hands a real estate transaction also bought the liquor license? >> no. >> so have you hired margaret sanchez as the caterer alcohol in our premises. >> come on up margaret. >> we applied for a permit as a lesee and i'm the one who services the drinks i have to be there for all the events so i'm also there serving the drinks. the second thing there are not two violations. we serve margaritas. everybody on say pictures was completely legal so no problem with that. and there's no problem with the margaritas >> so it's the premix and a yes. the health department came and said there were an emergency but they couldn't find anything. there was no reason why they had to rush over. they renewed the permit so she didn't have it because she didn't get it in the mail yet so those accusations are not true and she told his to close the business down so they

and to the chinese speaking, business owners. and it will be on september the 21st, a saturday, from 9:30 a.m. to 2:30 p.m. and it is going to be at the u.s. small business administration, office. and san francisco, district office. the address is 455 market street, suite 600 san francisco. and so, the course will be conducted in mandarin. so, for it will be beneficial for the language, business owners to attend this meeting and it is a introduction course and the record and self-employed individuals and those who want to explore. and it is just ten dollars and then it will be breakfast and lunch it will be provided. and so i think that it is a good opportunity for people to attend. and we also have the fliers available at the small business assistant center and we also sent out to numerous non-profit organizations in china town and hopefully we have a lot of people attend and learn this knowledge, thank you. >> it was through yee riley leadership and she was able to bring in the financial institutions and i want to thank you for

we are not only the largest small business week, we are the only small business week that really engages the small businesses and activities through mix you ares and through workshops and educational opportunities. for most, communities have a luncheon with a few awards and with the chamber and sba or a couple of groups in a hotel ballroom and so we really through our committee, at which i would like to acknowledge president adams as the co-chair and and really working to keep those engaged and to participate. >> and we in our surveys education, is still more valuable than networking. and we found again, we have a lot of the small business owners who come year after year but also a lot of new ones, there is a lot of people out there still looking for resources. over all, for the events that we are able to count, there is a lot of events that happen on the periphery of the san francisco small business week that we are not able to track, and we had 3600, attendees and flavors of san francisco, and 76 of the board of supervisors and awarding in the ceremony and 1600 of the small business co

the business community tried to weather the storm.resident hoover told the nation the slump was temporary, that prosperity was just around the corner. calming words couldn't reverse the decline. willard thorp was an early analyst of the business cycle. he recalls the mood. chaos was just around the corner in the minds of people like myself. even though i'd studied plenty of cycles in the past and they had always turned around this one had gotten to a stage where it either had to turn around awful fast or else too many people would be just completely hopeless. in 1928, herbert hoover said we were on the threshold of abolishing poverty. four years later he complained his opponents were playing politics with human misery. was hoover the villain? well, i don't know that hoover was a villain. hoover was carrying on the existing point of view that had dominated the behavior of the government up until that time-- namely, that it wasn't the government's business. laissez faire was the way in which the economy should operate. the price system

the u.s. small business administration. the small business administration covers not only san francisco proper but the bay area. the severed his third district is responsible for a business loan portfolio of 12,000 loans worth $4.2 billion. in 2009, the sba approved $500 million in lending. next, we have the executive director of the san francisco small business office. she was in san francisco in 1986 to open the buffalo exchange limited store, and in the 13 years she worked for buffalo exchange, tennis district manager, she held her open the company from four to 11 stores. in 2009, the mayor appointed her as executive director to the office of small businesses. next, we have the ceo of opportunity funds. he has combined his background as a community organizer with an education from stanford to develop an innovative, not-for- profit financial incision that uses market principles to affect systemic change. it operates one of the nation's largest individual development, programs, a leading provider of micro loans in californi

as you know i he was in the business in the 80s and the business has changed a lot because it makes no financial sense to be open after hours. security is too expensive and if you're not selling drinks our losing money. there are two instances the end up crowd will be there from a hundred years from now. other than that it's gay male events that tend to go to 4, 5, 6 no longer and this letter lazy it out from gus who's been in business a long time. he's done events everywhere and he knows the business he's on my case do you know where the large spaces are. he likes to move around. i think we should take into consideration. this particular venue has after hours and pete has had this venue and had lived music in the basement and angel crews had this with a after-hour license. the zoning was changed to r f d which means if you lose this zoning 3 it will never come back. so it's an asset to this particular place. at this moment right now 6 inc. has a valid extended hour and has a liquor license. it has been close for a while but those permits are intact. i'd like to touch on a few things t

the good news, though, for businesses like you are describing, internet business, is that the capital requirements for that type of business is generally small. you are able to get yourself further along and share in revenues with a smaller amount of credit need. that is where we see a lot of businesses and personal service or internet business get started, and generate revenues and be able to show growth without needing any capital, like a brick and mortar business might. >> my name is terry said. i have a retail business in san francisco for 22 years. i have a 5 04 -- 504 loan. it took me three years to get. we need more capital. i tried to get a line of credit from wells capital. i was decline. where does someone like myself go? i have a loan, i need additional funding. >> did you try through the sba? >> i already have an sba loan. i went to wells fargo for a line of credit and they would not give me one. >> i can speak to you about it. when we look at funds that are needed, the biggest thing we look at our cash flow. i can address that with you. unless there is an issue, at that p

>> oh, these are my crepes. >> so you're in the popcorn business, the crepe business, and the funnel ke business. >> so my staple is really popcorn. that's how i started. and then as i started getting bigger, i've learned more locations, more money, so... >> more locations, more revenue. not more locations, more money. >> more revenue--oh, okay. >> sharla's business generates well over $2 million a year in revenue, but she still makes zero profit. what she needs to do is really analyze her business to understand where the gross profit is coming from. which one has better margins? >> popcorn. >> so let me understand this. popcorn does more business. it has more profits. but you're in the crepe business? >> you're correct. >> look, the bulk of the earnings are coming from the popcorn business, but she continues to be distracted with funnel cakes and crepes. if she just focuses on the popcorn business and nothing else, she will make money immediately. >> this is thy kitchen. this is where we make popcorn. >> when you have a cash business, you better have tight inventory controls. in this

to support the business. also, they relied on home equity lines of credit, which in many cases do not exist anymore, also as a source for financing their business. as far as doing public contracting, one thing about public contract in that you can count on is the city of san francisco will stay in business and pay its debt, just later than you would like it to be. when you're doing public contract thing, if you will, cash cycle -- when you do the work and when you get paid is something you have to factor into your understanding of capital needs. so you have to figure that into the process. usually, that is figured into the pricing. but it is also the case that would you also probably need is a line of credit. depending on whether you feel your credit situation is where you want to go to a bank like wells fargo or another regulated bank, and line of credit, or work for a working- capital type of loan, which is something you look to do, the opportunity fund. you probably want to try both avenues. as far as your

and have the structural support. and business schools degrees and so forth and how are we supposed to compete if we have been here for so long and we are part of the culture and part of this community in terms of how people feel when they do business with us. the residents should know about this and they did not know about this and they should be part of this discussion. it's been unknown. i didn't know about it until 2 months ago. we supposed to know about these things. >> thank you, next speaker. >> my name is andrew mckinley and i was the owner of the adobe bookshop in the space that jack spade is now renovating. i was there for 25 years, but the landlord, he opted as is his right to seek a higher rent. a better tenant, quote unquote. so i'm a victim of the situation. i have enjoyed working with the expediter, very nice fellow, i have enjoyed talking to someone from jack spade who has offered to try and help my book business by buying some of the book, but i feel that the jack spade people were mislead by the landlord as to th

." >>> small businesses are revitalizing the economy, and american express open is here to help. that's why we are proud to present "your business" on msnbc. ♪ >>> hi there, everyone, i'm jj ramberg, and welcome to "your business," the show dedicated to giving you tips and advice to help your small business grow. negative consumer comments on a review site can be a nightmare for a small business to overcome. that's why a number of businesses are up in arms with reviews they've received on the site yelp. some are raising questions about whether yelp is treating them fairly. >> customer who is satisfied with my service asked me if i had a yelp page because she was very eager to write me a review, and i gave her the same answer i gave my friend, what the hell is yelp? >> a new york city-based locksmith. when he first opened lock busters, he was unaware of yelp. >> people would call me, did you know you were highly regarded on yelp? my answer was, no, because i couldn't afford a smartphone and didn't have a laptop. >> today, he credits much of hi

most of the businesses along seaside heights, in ashes, in ruins. the area that rebuilt after the storm, many of the businesses opened over the summer tourist season but now suffer a massive cleanup. the blaze which started at a frozen custard stand, the fire bass enormous, 400 firefighters were required to put this out. >> as part of the process the folks on the ground are working side by side with the fire investigation team to ensure that evidence is preserved. to that point i know there are a lot of questions about how this fire started. we don't know yet. and it would be irresponsible for any of us to speculate. we need to let the fire investigation team do their job. the investigation will likely take days, at which point the scene can then be turned over to the property owners. we have endured the devastation of sandy. we will not let these fires destroy those efforts. the state of new jersey will stand with the local governments and the business owners to restart the rebuilding as soon as possible. >> just a short time ago we checked in with

with the business registration fees, the one thing that did is it deleted the due date for renewing the business registration fees and delegating that back to the board of supervisors and so we are recommending the prior due date and so no changes in effect for anyone and it is just that the board will be setting the due date for that registration fee. and also for the business registration fees, roofers in san francisco, are required to obtain a tag from the office that they are supposed to post on the commercial vehicle and it costs them $30 and it is something of a, and it is not really, utilized a lot. and we found that, it is, quite administratively burden so many that they be required to keep a copy in the vehicle so that anyone wants to be a registered business certainly they can be shown that information. >> we also made the changes to the penalties of the code. the code provides for the penalty of the business registration fees and that if you are one day late and that if you are a business that has $150 fee, you are paying a penalty if you are one day late in making your payme

what i don't like about the business today is, i don't like that the whole business foundation is based. >> i always thought that we could do another brand, another spin-off. i thought maybe we could do a gelato company 'cause we are italian, and we, you know, deal primarily in asian flavors. it'd be nice to take our heritage into making some of the products that we make money on, so i came up with the idea of solo gelato, 'cause the word "solo" means the same thing in italian as it does in english. >> i love it. >> it's a singular flavor. solo. one. so the tagline could be something like, "sometimes all you need is one bold flavor." >> i love the idea. >> it is a good idea. >> but? >> there's always a but, but-- >> but launching a whole new brand-- >> i never really thought about launching a whole new line. >> it would be--it's gonna be-- >> it's gonna be expensive. >> i think michael's idea to create a gelato line was brilliant because he understands that taking a facility that we're already gonna be operating making ice cream and creating another product inside that same facility, ge

but i have to tell you that that's not the way to run the business. i'm gonna give you my offer. >> okay. >> okay? i'm gonna give you a check for 100,000. for this $100,000, i want 25% of the profit so that i'm incentivized to help you grow your business with you side by side. >> i was thinking more of 20%. >> hank, look, my time is valuable. i don't have time to be doing this all night. 25% is really the number that i need that incentivizes me to do the things that i think need to be done. investing in businesses is always a risk. but i always gear my offers towards minimizing my risk. there's over $400,000 of inventory here, so my $100,000 offer is safe. if this deal goes bad, i know for certain i'll get my money back. and you understand, for the next week, i'm 100% in charge. last year, maarse lost $20,000. but i know with a few tweaks, we can go from losing $20,000 to making $1/2 million very quickly. i'm so confident that i can make a difference, i'm writing a check. >> is this a now or never deal? >> you're gonna make a decision right now. >> all

with a marking up with the department of small business -- we have been working with the department of small business. this project started when we heard from neighborhood merchants. unfortunately, they had access issues, visibility access issues. we have been working closely with many of our partners year today to educate about these -- many of our partners year today to educate about these issues. also in terms of board guidance. i want to thank all of you for coming. many of you may have assistance. i know many merchants could not be here. please do it share this information with other merchants in the area. we have virginia from the office of small business. we have roger from the bar association. no carla johnson from the office of disability. -- we have carla johnson from the office of disability. i want to especially it acknowledge my colleague to help us get the resources and brought legal expertise to the table. i do not want to take too much of your time. thank you for coming. >> thank you, supervisor chu. i want to express my admiration for a supervisor chu's commitment to y