what the chip in the card does, the way the ecosystem works, you steal the credit cards, sell them to people, they create a fake card ginto best buy, buy a giant tv-- whatever it is-- but it's much harder to create a fake card if it has a chip in it. anything with a chip in it makes it harder for thieves to make money off the data. >> sreenivasan: this is also in a climate where the consumers are getting a bit fed up, just saying where did my credit card get used and then what was that store that got hacked and how do i keep track of all this? >> it's one hack after the next and i think-- i mean, i think one of the things we saw in target it was christmas season hack, and customers stopped going to the stores now i don't know if that's going to happen to home depot. it may be they handled it differently. it may be that it's just a different kind of customer. but i think generally, retail brands are taking hits because they're not protecting stiewrms' data. it's something you walk into a store, you buy something, you expect the store to protect your data. that clearly isn't happening.

are they getting cuts of the card fees? there is no contractual relationship with respect to conduct -- commercial terms and revenue sharing. the banks each have to sign a contract directly with apple that we are not privy to. with respect to the card networks and economics inside the payment transaction, nothing has changed. >> i don't have anything to add on the bank front. >> why is this so opec? >> this is not something apple wants to advertise and it's very much par for the course for them to keep things close to the vest. >> i imagine apple will be making money. >> they will sell more devices as a result of this. this is a great game changer for the handsets and the watches themselves. it's a really elegant system and it will help with their hardware sales. whatever their cut is of it exists, they will benefit through increased hardware sales. >> visa is also trying to help expand this abroad. what is the outlook for that and what are the challenges? >> the way we designed this service is we designed the visa piece of

card. they have told us that by the end of 2015 we should have 575 million chip cards in the u.s.ket, huge numbers. >> ellen, specifically, do you think that the apple proposition is different because they've got biometric id on the device so therefore they will have a lot less risk? >> i think the proposition is really a strong one from a security position point of view, but it isn't really about the finger print so much as the technology that operates in the background. and that includes chip technology which generates a one-time code, can't be replicated by a criminal. so it really makes the data useless to criminals and will be a big part of devaluing the data and making the system a lot safer in the future. exactly the same thing as those chip cards do. >> i don't understand the fundamental difference here. >> right now today when you use your plastic card the store reader will read the card and it will have a series of numbers that could be used to make a fake card. that's why they're stealing the data from places like target and home depot. but once you have a one-time code

two companies known as the fleet card business. you don't know the fleet card business, fleet corps and wex. what is the fleet card business. when we talk about fleets we don't mean a fleet of ships. it is a card similar to the managers of vehicle fleets and they give the cards to their drivers who use the cards to pay for fuel and cover maintenance costs. this is a real business. let's say you are running a shipping company and you have thousands of drivers and thousands of trucks. why would you go out of the way to give drivers a special way to pay for gas. the idea is that the cards let the companies better manage and monitor their drivers spending patterns and save money. for example, the product helps customers reduce fuel expenses by an average of 15% per year. in an industry like trucking where your biggest cost is fuel, big deal. how does giving every driver a fleet card help a company cut costs? this is the genius of the companies. they don't just do business with companies running big fleets of cars and trucks. they also p

chip cards in the u.s.t. huge numbers. >> specifically, do you think that the value proposition for apple is different because they have biometric id on the device? therefore, they will have a lot less risk. >> i think the apple proposition is a strong one, from a security point of view. it isn't really about the fingerprints as much as the technology that operates in the background. that includes chip technology, which generates a one-time code, which can't be replicated by criminals. it really makes the data useless to criminals and will be a big part of devaluing the data and making the system a lot safer in the future. exactly the same thing the chip cards do. >> i don't understand the difference. >> right now, the store reader reads the card and it has a series of numbers that can be used to make a fake card. once you have a one-time code, it does not matter whether the data is stolen. you cannot use it without a new one-time code. it is generated by a chip in the card or on the phone. >> in other word

words, the retailer of creditthat cache cards. ers can break and all they want, there is nothing in there. >> essentially correct. that is why we say that these can take the retail tech industry out of harms way. out of the line of sight of criminals. >> apple pay, the technology that integrated into apple pay allows you to waive your phone, that is different from chip and pin technology. how do you see these working together? if it's just adding layers of security to the actual transaction? >> is adding layers of security to all the transactions. that important to know insecurity, the criminals will always go to the weakest link. you have to secure the physical point-of-sale, where you're are going to use your card in a terminal physically. and also the digital point-of-sale, whether that be mobile or electronic. the technology in the background will be operated on much the same principle. but it is implemented differently, depending on whether you were there with her carter transacting really. -- remotely. said they will have fiv

protected card 40% more of the time. it really is a smarter credit card. >> this is cranberry juice. >> reporter: i'll drink to that. [ laughter ] >> reporter: kiet do, kpix 5. >> "ondot" says card control technology is coming to 7,000 financial institutions by the end of the year. >>> earthquake experts are gathering in menlo park to compare notes on lessons learned from the 6.0 napa quake. scientists talked about the initial jolt and all the aftershocks. quake mapping and seismic ruptures. they also discussed the mobile quake alert system which can give a warning up to 10 seconds. >> i get alerts for weather. i get alerts for kidnapping. and to tell you truth, i'm not sure where those alerts come from. but i could very easily see our earthquake early warning messages being adopted by those message providers. >> the briefing comes after a 3.0 aftershock quake rattled napa county this morning. go to kpix.com for complete quake coverage including active maps. >>> earlier this morning lawrence, you showed us gray skies. >>

based system and the other is on the card not the back end office that's what causes limits so as we look ahead we've gots got system improvements to do, in fact, sfmta is getting ready to experiment with a mobile tithing service we want to see whether it's worst the expense to do innovation on the back end we can learn from n them in the next clipper generation we'll have the payment options we're looking at our peer agrees. this map shows in black the fair system that is currently operational and in red moving into a reject generation and that's chicago and toronto and washington, d.c. so we have a lot of speculators and grateful that areas like chicago and d.c. are moving ahead of us we can learn from them. specifically what are our plans we have a contract that extends through november of 2019 we don't have to have a system in that time but to keep it the contractor that provides the clipper system that is going to end at the end of 2019 we have architecture go limitations we have very complicated recreational policies and we have and so all tho

which has all the data on the front of the card, your card number, name, all of that. this hack also exposed people's names, their phone numbers, their e-mail accounts, information that's not on the credit card. and the reason that's significant is because now what's happening is the key that they really want for the debit cards is not just the card number but the pin number. so what the hackers are doing is they're calling the bank and saying "hi, i'm --" whatever the bank customer's name is. give them the name, the phone number, the e-mail address and say "i'd like to reset my pin." by resetting the pin, now they have the debit card and the pin number. they've got cash. we've seen a massive increase in people resetting pins and taking money out. >> you're going to not reseed the garden because you're going to try to figure out if you were among those that were compromised? >> i'm going to grow my own seed and compost. going to the store is tieng dangerous. >> this technology is 515-yea15 zbloeld that's upsetting. we should be far ahead of the game. mark rash, christi

the card readers are in the stores but it doesn't do any good unless you have the chip and pin card. ny of them have them in storage waiting to be shipped out. so within the next six months to a year i would think that most of the card makers would send them out. >> nothing like the present. >>> bay area headlines san jose firefighters worked quickly to knock down a fire that stemmed from a gas leak. the fire broke out at 4 a.m. at a commercial building next to the capri apartments on the alameda at west hedding street. the gas immediater in the back of the building gave way creating a gas leak that caught fire. no one was injured. >>> east palo alto police arrested this man for sexual battery. they believe there could be more victims. 66-year-old bernardino valley has allegedly been operating an unregulated ma sarge therapy business from his home on brentwood court. he claims to help clients for a range. issues. police are encouraging witnesses or victims to come forward. >>> two north carolina half- brothers got their first taste of freedom after spending 30 years in prison for a cr

, call a certain number. >> that's not the boards purview but i was curious about real estate on the card for whatever the administration deems the most important information i'm kind of in the business and didn't know you conceptual require the provider to call that not well nope. >> the only litigation on the card there are c.m.s. requirements on the piece. >> now and then you send out flyers to people but i mean those kind of reminders would be great to members if you have a problem blah, blah, blah because people didn't know the difference between emergency room and urgent care and in one year we brown and tom nolan sent all their members a flier he recommending to urgent care there are a number for brown and tom nolan to call for urgent care. >> right. >> brown and tom nolan sent something to the members and the example c l u work a punch out card to put on the one hand on your desk or what have you they're trying to make this available in terms of the posters and so on. >> the magnets remember. >> magnets. >> thank you very much. thank you for coming >> yes. thank you very much. the

the itunes ecosystem. they have 800 million cards on file. reaching out to the banks, they are replacing that with a digital account number tied to the device so that it only works on that device. that is the security layer. the most important part is because they've linked to that works back to the banks, the banks understand what's happening so the authorization and the security and trust that needs to happen is preserved. at if i make a purchase target and target is one of their retailer partners, target will never have my credit card? >> they have a 16 digit number linked to your card but not number the bank gave you. if that number is ever used outside of that apple device, the banks and networks know to kill the transaction. >> what if i make a purchase within the app that's already on my phone? stripe is partnering with apple on the back end. >> you heard him talk about things like opentable and uber. they will pull that 16 digit account number off that advice and there will be work to be done to code to the new one. >> does that mean

what would a crook have to do to use the information on a fake card? >> they couldn't be able to take the data and turn it into a chip card. >> reporter: but that doesn't mean they couldn't use it on line. as long as retailers store your data, it remains susceptible. it's still in the foolproof. >> that's correct, and if the system were to get hacked the card number could get stolen. with that information and other information. it gets a little harder, but some of the data could be used online, so retailers need to make sure their system is secure from all angles. >> reporter: while many stores have the terminals they're expected to be active by october 2015, the deadline set by credit card company, after that retailers will be responsible for any fraudulent trainings axes -- transactions. >> all right, thank you for that. well some bears decided to call someone's backyard home over the weekend. this mama bear and her two cubs were up in a tree for hours behind a home. neighbors fear the bears might be sick because they appear smaller than normal, other

though trick with credit card is -- the trick with credit cards is you have to make the payments on timeo exceptions and you cannot run up big balances because credit card debt is likely the most expensive debt you will ever carry. industry average is 15% right now. >> jill, lots of people they prefer debit cards so what's your opinion of debit versus credit? >> the kids love the debit cards. that pulls your funds directly from the bank account. and you know what, it's true, debit cards help you keep track of your money. unfortunately, they don't help you establish a credit history. and they may expose account owners to bigger headaches if there's some sort of data breach like the one we just had at home depot. if you're starting out and nervous about the credit card idea, maybe consider a secured credit card that requires to you make a deposit with a bake before you get the card. sort of -- with the bank before you get the card. and it actually is cool is because most banks report your activity on secured cards to the credit bureaus so it helps build your score. >> okay what else should

black magnetic strip on the back of your credit card. it's meant to keep customers and companies one step ahead of hackers in this convenience-driven world. >> reporter: target, hacked. p. f chang's, hacked. home depot, hacked. just a few of the companies that have recently had the credit card information of hundreds of millions of customers stolen. the result? a change to the credit and debit cards that you know so well. >> the u.s. is the last large economy in the world moving to chip technology. but it is catching very, very fast. >> reporter: traditional cards have the mag stripe on the back. new cards will have a microchip, which is better protected. instead of a swipe, you insert the card into a scanner and allow it to process. >> when you do a mag stripe transaction, the data that is exchanged is static data. when you do a chip transaction, we have different terminology, your data is dynamic. and plan who would be able to get hold of that data will not be able to reuse the same data for a different transaction. >> reporter: u.s. co

does this eliminate the actual card itself? news is for consumers, you lose nothing, you can use the card it will work perfectly everywhere mastercard is accepted around the world. there is no card accepted in more places. this gives you a new way to use it. the convenience of the contact list to tap and get out of a merchant location and use it in-app. we see it as a way of using the account you already have. liz: good luck with the relationship as you do it. people think credit cards are obsolete. i would think that is not necessarily function of apple pay. >> you can't think of the card as what you're using, that's just a form fact on, way of accessing your account. we absolutely believe at mastercard, every device you have, phone, pc, tablet, game system, car, connected home, all of the devices you use for shopping. that's what we're enabling them. liz: i have 38 cents in my wallet and change. >> cash, i can't help you with. liz: imagine that. ed, thank you very much. great to see you. >> thank you. liz: come back again. ed

credit card isn't right at the beginning where the the people can walk out but people are using credit cards now. i wanted to talk about the levelling the playing field so levelling the playing field there's a certain amount we can do -- we're not against the tnc's being around but the major thing about levelling the playing field is dealing with legal issues seems to me being a lawyer, the issue of how many of these can operate at one time? and how much they can charge they can charge anything they can go above what cabs or below and they can operate as many as they want there's nothing in the state law that prohibits that and the state law of course is flawed we think because of the whole issue of on demand versus prearranged and the cpuc chose to say that the state it's like somebody coming in the old days with the camera business. he he just lowers his rate on the cost of film drives the guy out and these guys can charge as much as they want and that's not a level playing field. those are major issues and yes, cab drivers have to do a better job of picking up hunter 's

we're looking at that and i would say way back in the day even with the transit system the idea i could use one card for you'll transportation payments that's proven to be very difficult so i think looking at the next generation facilitates the payments correctly and reliability is job one. related services like feeder services and bike sharing are also we're hearing strongly from the transit operators we need to support. when we get further out into taxis and ride sharing and parking meters we still have a question there and there are technology policies questions for example, if parking meters and taxis can be paid for by credit card we want to take a look at if it's i that's meeting the needs of the patrons the clipper is functioning as a bank and the more clipper 0 persons we serve the most policies and issues arises so at some point that adds complexity so we're going to try to make sure that the clipper meets the public transportation and perhaps the town hall needs that's recreational so i would say the jury is out on that >> actually, the section generation like chig and d.c. what are they d

a chip and pin credit card is instead of the mag stripe resident on the card today, you will have a chipo processor that is activated when you insert it into the terminal or you tap it on the terminal. this emv chip has all the account information that would be placed on the mag stripe as well. however, it's much safer. in terms of it has some tamper resistant characteristics if tamperred with will disable and delete all the internal stored information. it also has information on it and wherewithal to chip and pin, for example, stores the chip as well as transaction counters and different things that help deny skimming as well as the subsequent counterfeiting. >> so it sounds fantastic, so why aren't we using them? p. >> well, that's a great question. and there's a couple different things. a, as you probably are aware, we are at the last region to move to chip and pin. and there's a couple reasons for that. one is, the mag stripe solutions that we have in place today, everything is on-line, and it works fairly well. the transactions are quick and people don't have to stand in line becaus

the last one, he is trying to rip the playing card so it moves the other playing card and it goes intoup. >> i love the crack at the end. what would be impressive if the 6 of diamonds is the card you picked earlier in the game. >>> two things thrill-seeking kids love. bikes and giant ramps. >> launching into the lake. i always dreamed of doing something like this. >> next "right this minute." >> still to come, a romantic surprise eight years in the making. >> this is all for you. >> there are quite a few songs they can't to. why the smoothest move comes after the dancing. >> we've got another ipad mini 0 give away. the thursday buzz word you'll need to win is next. >>> the couple had been together for eight years. >> i'm in the car with jen right now and we're headed to where it's all going to take place. she is listening to music on the special anniversary play list and has no idea. >> so he takes her to the place where they had their first date. the crowd is silent. there is a chair waiting for her. she is blind-folded. she doesn't know all these people are there yet. finally, he tel

so what does it mean for the card room now? eporter: well laura, for now it's unclear what bay 101 will do after losing its bid to move north to milpitas. the state legislature adjourned for the year on saturday without okaying a bill that would have allowed them to leave san jose. bay 101 is looking for a new sight because the current location will be bulldozed in a new year so a portion of a huge paufs park can be developed. milpitas would allow them to build a bigger facility. san jose is le luck tant to do the same. state law bans a card room to move to another city within the county without approval from the current city. as you can imagine, san jose does not want to lose that tax revenue and is unlikely to get permission to leave. the state proposal would have allowed bay 101 to bypass all of that. now bay 101 has a lease here until november of 2017, the office park developer has told the card room that it has no intention to extend that lease so time is definitely running out for them to look for a new place. live in milp

hopefully we'll see sunshine later today. >> i think that's in the cards for us. but this morning dense fog forming in areas north and west. we're seeing widespread fog this morning. some areas down to zero visibility. the fog is going to take some time to clear and hasn't formed in philadelphia, but the humidity on the high side right now in center city. north and west, that's where the worst of it is. currently zero visibility in lancaster and coatsville zero visibility and look at mt. pocono and quakertown down a quarter mile there and thick fog will make for slow going. as far as showers are concerned, showers moved off shore and now scattered showers in delaware and they are starting to taper off, as well. so, fog to start with. 64 degrees at 7:00. and then breaks in the clouds at 9:00 and, yes, we'll see more sunshine at noontime. 70 degrees. i know jillian has been spotting some of that fog on the traffic cameras. seeing it out there right now, jillian? >> dense fog in portions of the lehigh valley. live look at route 22 right at mcarthur road. right at a li

the wild card. everybody wants some. the a's -- the giants, giants are -- taste pretty good to them and the a's, boy they -- if they can just figure out texas. you know they'll back right on in there. >> we need to them win so -- them to win so we can have a clean sweep. >> the seattle loses they're in anyway. >> thanks vern and thanks for watching. we'll see you again at 11:00. >> latest news and weather always on kpix.com. have a good evening and like ann said -- see you at 11:00. [ captions by: caption colorado, llc 800-775-7838 email: comments@captioncolorado.com ] now there's even more of the amazing cinnamon taste you love on cinnamon toast crunch. crave those crazy squares even more. (yawn) (ding!) toaster strudel! more fruit in the filling, ya? mmm! ya! warm, flaky, gooey, toaster strudel! don't wait for awesome... totino's pizza rolls... ...gets you there in just 60 seconds. ahhh! what is it? there are no marshmallows in this box of lucky charms! huh... weird... seriously? what? [ music ] >> announcer: the follow

using the atm card. had numerous pieces of evidence that tied him to this crime. >> for hennis' defenders the prosecution's case had serious flaws and their top priority was getting their own evidence in front of the jury. >> there is a ton of physical evidence in the house that they still can't explain. they found a head hair in miss eastburn's bed. it is not tim hennis. there is a pubic hair where the crime took place. >> what is male dna under miss eastburn's that is not tim's. male dna that is under the daughter's fingernail that is not tim's. >> the defense and prosecution agreed on that. nothing else came back to timothy hennis. underneath the fingernails that a not timothy hennis. what is is the vaginal swab. >> to me, male dna evidence underneath the fingernail of a woman who is raped is pretty damaging evidence. who is it? >> the fingernail scrapings weren't enough for a full dna pre fi profile. so the defense asked to test all the crime scene evidence that might point to a different perpetrator.

control and customers actually used the protected card 40% more of time. it really is a smarter credit card. >> just cranberry juice. >> reporter: i'll drink to that. [ laughter ] >> reporter: and the technology is being used by a handful of card processors now. ondot says it will be in 7,000 financial institutions by the end of the year. back to you. >> kiet, what about the big giant banks, chase, citibank, wells fargo, bank of america, do they plan to get card control soon. >> reporter: that's the big question. "ondot" says they can't say much.they are in discussions with those guys right now and to stay tuned. live in san jose, kiet do, kpix 5. >> thank you, kiet. time for a traffic update. we have something cooking out there. >>> some breaking traffic news right now in richmond. it sounds like a bad wreck involving a couple of buses. three lanes are blocked right now on eastbound 80. it's counter-commute but it's causing delays on both sections of the freeway. again, we haven't been able to confirm what kind of buses. chp doesn't know at this poin

>> and the a's try to hang on to a wild card spot. the action as they hosted the phillies today. sports is next. ...we need to break up. is it the biting? cuz i can stop? no! i love you and your show. it's cable. customers are more satisfied with u-verse. switch and we can stay together forever. forever? ow. i'm not gonna lie to you. it's also the biting. break up with cable. choose u-verse tv from $19 a month for 2 years. iwith something terrible to admit. i treated thousands of patients, risked their lives, while high on prescription drugs. i was an addict. i'm recovered now, but an estimated 500,000 medical professionals are still out there, abusing drugs or alcohol. police, airline pilots, bus drivers... they're randomly tested for drugs and alcohol... but not us doctors. you can change that: vote yes on proposition 46. your lives are in our hands. you have to win in septembe the a's know this... they re just not doing it... oakland still led the wildcard chas game going into to >>> if you want to play in october you have to win in

oakland holding on the final spot in the a.l. card race. >> let's see if moving on the roadway. mike? >> good morning, guys. looking over my shoulder, talk you through what's go on here. a lot of the cameras around the bay area. we may add on to the end depending how much time we have here. looking toward westbound 580. road work ahead, that's the source of the slowdown approaching the dublin interchange. vehicles moving better. as we look at our maps, i've seen a good slowdown, westbound, commute direction. it's starting to stack up. towards airway boulevard for west 580. over on the other side of the screen out of the altamont pass we also have the build for the traffic flow. that is continuing to be the normal commute as well additional slowdown approaching dougherty, word that the construction crews should be cleared up in the next five minutes but we'll track to make sure that does happen. traffic flowing better. as we look at rest of your bay, looking at bay bridge toll plaza, for example, where we get back to the maps i'll show you more, but the bay bridge toll plaza show

what the district is telling parents. >> the bay 101 card room looking for any awe home. the move that could keep the business in san jose. >>> the search is on for a hayward teen who disappeared late last night. where police are turning their attention, coming up in a live report. into san jose teen in the hospital after attacked in the south bay park. police looking for his attackers. >> we're flirting with triple digits in the hot spots as temperatures soar. getting into the end of the week. we're going to get even hotter. but this weekend, beautiful conditions coming your way. we'll take you through the changes, time line for your microclimate in moments. >> some folks are waiting here at the bay bridge toll plaza, waiting where they're not supposed to stop. an update on the crash in oakland. both updates coming up. >>> first, a live look outside. beautiful look at the bay bridge. cars moving along like ants. it's halfway through the workweek. wednesday, september 10th. this is "today in the bay." >> announcer: from nbc bay area, this is "today in the bay." >> good mor

company has twice the number of active cards in circulation as the next closest competitor. ndot is technically a bank. albeit, a high-tech one. instead, their cards are available at roughly 90,000 retail locations across the country, including drugs stores, convenience stores and big box retailers. before i tell you anything else, you should know the shares, they took off, they soared today. and while i do like greendot the company, i think it would be crazy to chase the stock at these levels. i wish i'd done this series last week. it's got a small market cap, $860 million. that makes it volatile, but i've got to tell you, this one is real good. with that out of the way, let me explain why i think greendot belongs on your shopping list. we just had a pullback and people saying what should i buy? this is the type of stock you buy into the weakness. first, why did the stock rocket higher today? because we learned that walmart is going to do a nationwide rollout of green dot's go bank product. which is actually a full featured mobile checking account. that's right, you walk int

is this bypassing some of the deals with credit cards and banks? for the apps that are built on stripe, like lyft -- it is a really long list, and we will be handling all of their apple paid transactions. >> what do you think the chances are apple can replace the physical wallet? >> in some ways, the stripe opportunity is so obvious. it took so long for it to happen. i think it is because it requires assembling so many different components. each have the technology, the relationship with banks and financial partners. it's the same dynamic at play in mobile payments. it is obviously an enormous opportunity that is assembled in so many different pieces, right, the pos and retail stuff, whatever it will be, the devices, authentication -- the app developers and everything else, right? i think that even though there's a battlefield of corpses present with apple's antecedents, apple pay is a really good chance. i think this is the first product that has checked all of the boxes and has an excellent chance of success. >> are point-of-sale terminals holdin

you don't have to have the card like my drug dealer won't take my card. whatever you want to sell they will buy. >> 10 to 15% is the report. >> if it is a welfare card is that for your welfare? i would love to buy shoes, but i should eat something besides the crackers. >> in the green room. >> you should cut back on the crackers. we had a few calls. >> you keep putting jerky on my desk and it is like, why is this here? >> i don't think weed is one of the things you can buy. at some point you have to get rid of the cards. you have to get rid of them. you can use them for anything. >> how dowry place it? >> you are the secretary of state now. >> i say replace it with jobs. >> if you want to get people off welfare, weed doesn't help that. technically we know weed kes you less ambitious. >> but it may keep the voices to a minimum. killing somebody may give you your job application away you want people to be sane. there is a lot of mental illnesses out there and people are treating it with marijuana. >> the families are on welfare and you need to buy your kids

the time. it really is a smarter credit card. ghter ] >> reporter: and the technology is being used by a handful of card processors now. on dot says it will be in 7,000 financial institutions by the end of the year. >> all right, kiet. hope you enjoyed that cranberry juice. will big companies get card control soon? >> reporter: on dot says they can't say much. they are in discussions with those guys right now. and to stay tuned. live in san jose, kiet do, kpix 5. >>> tomorrow the government will release the august employment report and according to cbs news business analyst jill schlesinger, the market is gaining momentum. what is expected in tomorrow's big report, jill? >> reporter: we'll probably get about 225,000 jobs in august. unemployment should stay around 6.2%. the economy has introduced 230,000 jobs per month this year putting 2014 on track to be the best year since 1999 for job creation. >> what are other signs the job market could be picking up? >> reporter: in addition to the monthly data, we know that weekly jobless c

there in the wild card guaranteed in the wild card game will play on wednesday. ll be against the pirates and the st. louis cardinals. the pirates are a game behind the cardinals and the games. <

wyatt andrews reports the stolen credit card numbers of tens of millions of home depot customers have turned up online and for sale. and steve hartman "on the road." the man in the kitchen just whipped up an instant family. >> it's awesome. it's the best thing i ever did in my life. captioning sponsored by cbs this is the "cbs evening news" with scott pelley. >> pelley: good evening. this is our western edition. the national football league is rewriting its playbook for dealing with violence off the field. today, commissioner roger goodell acknowledged again that he got it wrong in the past, and he vowed this time he'll get it right. that begins with new policies for punishing players involved in domestic violence and other misconduct. but goodell did not say what those policies or punishments would be. more now from "60 minutes" sports correspondent sharyn alfonsi. >> unfortunately, over the past several weeks, we have seen all too much of the nfl doing wrong. that starts with me. >> reporter: today, nfl ermmissioner roger goodell broke his week-long silence with a series of "i'm sor

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the go. enjoy over wifi or on verizon wireless 4g lte. plus, now you get up to a $100 prepaid cardyou purchase any new verizon wireless smartphone or tablet from comcast. visit comcast.com/wireless to learn more >>> is it time to cut the credit cards? most millennials do not have them, and 63% of americans do not own a single credit card. prepaid debit cards are their style, but forget plastic of any kind. apple wants you to leave the wallet at home and pay for everything with your iphone6. the big question? is it safe? jose takes a look. >> reporter: since when is the wallet being thin a good thing? welcome to the future brought to you by apple. >> that is so cool! >> reporter: the new iphone6 has something called apple pay, letting you store and use your credit cards just by scanning your phone. with technology that sends your payment to your phone to the register, it's call the nfc. stands for mirror cool communication. it's an antenna inside the phone that delivers short encrypted radio waves with your payment data. it's been around for a while. it's used on google wallet, payp

rip with the banks and the credit cardes. we've seen what apple did successfully to the music industry. >> right. >> in this case, reports suggest the way the deals are structured, they will take a piece of every single transaction. >> sure. >> that's a piece all the banks won't have anymore. >> exactly right. if they can make the transaction more secure, if they do away with large percentage of fraud, don't they serve a piece of the transaction? you're right. >> not saying they don't deserve it, but surprised those in the industry will partake and what do they think five years from now when we really don't carry the credit cards at all? >> no other way exists currently to make a transaction secure. there's no other way. a signature does not do it. that's all we have right now. we have a signature. anyone can walk into a store with a credit card. >> what is apple pay worth long term? >> could be a $50 billion business in the five years. comes down to how much it grows globally. starting in the united states, covering 5% of