. >> reporter: the 55-year-old homeowner is a church family counselor and a bible study teacher. he was hosting a party for his new god child. he and the pregnant mother of the bap baptized boy face serious charges. tonight they're fighting back. they say prince william county police used excessive force just to quiet down a backyard party. >> reporter: it was supposed to be a happy day to celebrate the baptism of these two little boys. this home video captures the party moments before police arrived following a noise complaint. edgar rodriguez says the backyard celebration came it an abrupt halt after some confusion his 55-year-old father says he was asked for an i.d. and handed it over. thn he was tasered three times. >> he took out his wallet and he gave his wallet to his wife and at the point when he lifted up his license, that's when he started feeling the electric shocks in his back. all of a sudden he got tased in the back. and then again on this side at the same time and then there was annual officer in front of him that tased him from the front. so my dad was not under ar

there are a bunch of protections, including the fact that the homeowner is not personally liable nor r heirs on the note itself. it is secured by the property. >> i think we are learning more because i was under the impression if you lived two or 20 years, whatever happened when the mortgage was up, the mortgage company took your house and that was that. it was a crap shoot. >> not at all. in fact what does happen is there are actuary calculations to determine one of several things. for example, if you own your home free and clear you might be able to get a lump sum of $200,000 out at the time of closing and that's the end of the transaction. in other situations for people who are strapped for monthly income rather than taking cash out option you can get a monthly annuity of cash sent to you each month. it will go until a point where the house itself is tapped out but that could be many, many years. >> and it is guaranteed to continue as long as you live in the house, even if you are beyond the value of the house at that point. or you can use a line of credit which is what a lot of cl

the homeowner was not hurt but tonight has to find another place to stay. darcy spencer is here in the studio with the sty. >> unfortunately the homeowner was not in the house but was nearby close enough to hear the loud boom. neighbors tonight say these accidents are becoming all too common. >> big boom. you know, big booming like the bombing. >> he was jogging when he heard the crash. a woman in her 80s driving the chevy malbut drove into his home on daffodil lane in wheaton. the damage was so severe, an inspector declared the home unsafe. >> good thing you weren't in the house. >> yes. i'm lucky about that. >> fire rcue officials say it happened just after 6:00 p.m. the woman was driving near the intersection of arcola avenue and kemp mill road when for unknown reasons she drove on the sidewalk and into his house. >> the vehicle had a single driver occupant in it. significant injuries, unconscious, unresponsive and she was transported to a local trauma center. >> her injuries are considered life-threatening. neighbor scott seidel heard the crash and calle

and their proposal is, instead of trying to restructure the mortgage, instead help the homeowner for he short period of time that he or she needs help. if you've lost your job, if you're sick. maybe you just need help for a few months, and then maybe that you could go back to paying your regular mortgage. so that's the proposal they made. that's not the approach the government has taken. the government has taken, as i just described, a restructuring approach, bringing down the payment or bringing down the principal. we're just going to have to see which ones of these programs work and what kinds of modifications we have to make going forward. >> lehrer: back in washington today, senior officials of the obama administration summoned top mortgage industry executives to a meeting and told them to ramp up their efforts to help more homeowners avoid foreclosure. tomorrow night, in the last part of our forum with chairman bernanke, we'll talk about future regulation and consumer protections. you can watch the entire event right now on our web site at newshour.pbs.org. a one-hour version: "b

the homeowner and pregnant mother of the baptized boys face serious charges. roby chavez has the details. >> reporter: it was supposed to be a happy day to celebrate the baptism of these two little boys. this home video captures the party moments before police arrived following a noise complaint. edgar rodriguez says the backyard celebration came to an abrupt halt after some confusion his 55 crearld father -- 55-year-old father says he was asked for an i.d. and handed it over. then he was tasered three times. >> he took out his wallet and he gave his wallet to his wife. and at the point he lifted up his license, that's when he started feeling the electric shocks in his back. all of a sudden he got faced in the back -- tased in the back and then again on this side at te same time. then there was an officer in front of him that tased him from the front. so my dad was not under arrest. we never heard anybody say sir, you're under arrest. >> reporter: prince william county police issue add statement confirming two people were tasered at the baptism party. a spokes

. >> have you been able to establish where the homeowners are? within the residence, not sure exactly within the residence where exactly they are. again, on the scene we have the leesburg police tactical team and leesburg sheriffs office and virginia state police. i believe they are able to pinpoint the exact locations. >> we are assuming it is the homeowners inside. >> it is an assumption but i can't confirm it. >> tell us about evacuations. i understand some homes have been told to leave immediately. >> that's correct. well over an hour ago, if not longer, we reached out to all of the homeowners in within a city block of door to door to ask the residents to leave the area for their safety. anything we had done a reverse 911 call to their homes and put out electronic alerts, e-mails to tell people to stay in their residence in the southwest region for it to be safe. >> you have a lot of man power here. police just rolled by with their s.w.a.t. team. tell us what is going on right now. >> in addition, we certainly have a state police tactical tea

the homeowner and his family escaped when the fire broke out early yesterday morning.00 square foot mansion in about five hours. it could take firefighters up to two weeks to figure out what started it. >>> about 100 people are homeless after a fire destroyed 24 condo units in dallas. it took firefighters about five hours to get control of the flames after the fire started yesterday. >> when i went back into the hallway i ran into my neighbor and there was smoke in the hall and she said the building's on fire. she started knocking on people's doors and we came out of the building. >> two people, including a child, were taken to the hospital for smoke and heat-related injuries. investigators don't think the cause of this fire was arson. it is the third major apartment fire to hit dallas in four days. >>> the aviation hall of fame has some new members. among those inducted into the hall yesterday, eileen collins, the first female space shuttle pilot. collins was the first woman ever to command an american space mission. the late actor, jimmy stewart was also inducted. st

the mortgage companies. >> his site charges $97 to guide homeowners through the modification process. >> we're trying to put those tools in the hands of the homeowner so they don't have to pay thousands of dollars for a loan modification. >> you do not need to pay for someone to help you facilitate a loan modification or a short sale. there are over 1700 counseling agencies. >> yet loan modification companies are thriving. even mozilo agrees his line of business needs a watch dog. >> it is ripe for fraud. there have been people arrested and taken to jail because they are taking advantage of people. >> arroyo, who found a free counseling service, says you don't get what you pay for. >> if someone is looking to modify their loan, i strongly recommend them not to pay a single penny. >> the arizona attorney general's office says it has already received a hundred complaints about the so-called foreclosure rescue industry this year and that it is the fastest growing scam in the state. just last month new york attorney general andrew cuomo subpoenaed information from 14 loan modification companies as part of a nat

i think gates, the homeowner, definitely overreacted. and i think that obama spoke his opinion before the facts were in. >> will the divide tonight extend to beer? >> all i can see someone party saying less filling and the other saying more taste. >> no indication that beer will soften their first instincts in the nation's latest image of race and police. sergeant crowley and gates say it was the other who made the arrest about race. aides say obama hopes to open a dialogue and put an ends to what supporters admit has opinion a distraction from his agenda. >> that brings us to our water cooler question of the day. what do you think of the president's decision to host a meeting between professor henry louis gates and sergeant james crowley at the white house? e-mail your response to watercooler@wbaltv.com. no word on whether there is a two-beer limit. 5:37, 70 degrees on tv hill. officials release the list of people that will be the first to receive the swine flu vaccine. >> we know the dangers of tanning but could it be as dangerous as ci

the homeowner was not hurt, but the home was so badly damaged he needs to find another place to stay. darcy spencer has our report. >> big, boom. big boom, like the bomb or something like that. >> reporter: he was jogging when he heard the crash. a woman in her 80s driving this chevy malibu drove into his home. the damage was ssevere a building inspector declared the home unsafe. good thing you were not in the house? >> yes, i was not at that time in the house, and i am lucky abt that. >> reporter: the elderly woman was driving near the intersection when for unknown reasons she drove on to the dewalk through a privacy fence and into his house. >> the vehicle had a single driver occupant in it, and significant injuries, unconscious and unresponsive, and was transported to the local trauma center. >> reporter: the neighbor heard the crash and called for help. >> i heard a large crash, and about six months ago there was a similar accident, so i figured i would check the same area, and came down to the cul-de-sac and sure enough i saw the car in the road turned around the wrong way, so i

the homeowner describes how it unfolded. >> he crawled under the bed and found that gun. when he come out from under the bed, he just pointed it and shot. >> doctors say the young victim has bullet lodged in his spine. police believe both cases appear to be caused by guns improperly secured and stored. >>> a construction set turns into a child scene after a child is buried alive. they got stuck after climbing into the bed of a sand truck. their father was working on a pool at the time. the father will not face any charges for bringing his kids to a dangerous work site. >>> one month after his death, devastated fans across the world, rumors are still swirling about michael jackson fathering another child. his brother addressed those claims that was honoring his late brother in austria. >> we're going to love him and treat him just as if he was our own. we have to. he needs love. he needs to be compared for. >> the speculation was raised when the 25-year-old sat in the front row at the memorial in los angeles. >>> total covers the cost for 195 million doses. u.s. health off

well, the pembroke pines homeowner's association had no comment on this. to are a reminder, is 2 1/2 inches bigger than the rules state and those are the rules. they want immediate action. the homeowner's association wants that family to take that thing down right away. is that warranted? rules are rules, i'm not saying be a rebel all the time and break them, but is in one crossing the line? you tell me. twitter.msnbc.com, and i'm building a facebook page and so people can reach us through all ways all night. >> oh, great. good. that's going to be a fun one. >>> it is almost 4:00 on the east coast, tamron hall. 1:00 in california where there is breaking news. a murder on a cruise ship. the fbi says agents are questioning a cruise ship passenger suspected of killing his wife. the cruise ship just docked in san diego. we'll have a live update. >>> supreme court nominee sonia sotomayor is done testifying before the senate judiciary committee. right now the witnesses are testifying. will they have an impact on the confirmation process? >>> new details in the in

the homeowner describes how the tragedy unfolded. >> he crawled up under the gun and found that gun. when he come out from under the bed, he just pointed it and shot. >> tonight, doctors say the young victim has a bullet lodged in his spine. police believe both cases appear to have been caused by guns improperly secured and stored in homes. >>> rumors are swirling ant michael jackson fathering another child. his brother hazard hazarded the claims. >> we're going to live him and treat him as if he was our own. we have to. he needs love. he needs to be compared for. >> still no clear answer here. the speculation of a fourth child was raised when the 25- year-old sat at the front row of the singer's memorial in los angeles. >>> some high surf threatening california beaches and beach goers. they are attractioning a lot of dare devil surfers. a teenager was pulled from the water by life guards. the beaches have been hit with waves as high as 15 to 30 feet high. >>> in tonight's eyewitness news health watch, the u.s. government has spent $2 billion on an expected vaccine. this total covers

a female relative and the homeowner were uncooperative. an internal affairs investigation is under way due to claims against the officers. the investigation into the personal doctor of michael jackson has wrapped up. we have the latest on what they have been looking for. >> this is the second time in less than a week that the doctor's of this have been searched. today his office and his home in las vegas have become the focus of the investigation in to michael jackson's death. they searched the home and office of his doctor for six hours today. >>> [unintelligible] >> but authorities seized documents and computer hard drive. they are looking for information tied to jackson's death. >> if he is to be arrested, it could happen sooner than later once the court issues the toxicology report which should be very shortly. >> dr. marie was home during the search. she hit -- dr. murray was home during the search. he did not comment on the investigation. he did give proper awofol to michael jackson before he died. >> it is used to render a patient un

the homeowner says it only complexes the trash problem already existing in the city. who is right? miss smith reports on the first day of baltimore one plus one plan. >> here's the problem. before this happened. too many bags all over the city just did. allowing rodent. bird. even larvae time to attack. >> one of the biggest problem problems. just laying the trash out like that there. >>reporter: folks like her think the scheduled change that begins this week only make things worse. >> we are going to make mistakes. citizens make mistake. we'll be off on the schedule. we are expecting that people aren't going to remember their schedule all the time so there's a 90 day grace period. >>reporter: officials say after the grace period eventually people will make the adjustment. stop doing this and then they will start seeing results. skeptic think it will be a different. >> rats. >> going to kaut cause a lot of rats. >> it is so critical. it's the only way to reduce the rat population. if we feed them they just keep expanding their population. the only way to not feed them is to seal th

unfortunately, the homeowner was just dropped by her insurance. she hopes that oscar mayer's parent company, kraft foods, will cover the damage. >>> all right. usually fees they leave behind fingerprints, and a huge old mess. one crook in north dakota left a note for his victim. an easy target, because he left the car unlocked. the thief made off with his driver's license and credit card. get this. also the thief left a note here telling him he amazing taste in music and advised limb to lock his car in the future. >> the note was placed neatly over the top of the cds so that i was able to, you know, notice it right away. using a piece of paper that was clipped right here. and a pen that sits in the console. now i'm locking. setting the alarm and everything else. >> not bad handwriting for a thief. he left his keys in the ignition as well. luckily the thief didn't take off with his car, too. >>> the world's oldest man and oldest world war i vet survivor died. born in 1896 and active until his final days according to his care home. the 113-year-old w

african-american scholar when neighbors said somebody was trying to break in, not realizing it was the homeowner. it is what happened next that is disputed in cambridge, and now here in the white house when the president asked -- was asked if there was evidence of racism. >> if i was trying to -- well, this is my house now, so it probably would not happen. re, hei would get shot. >> a harvard professor says once he got inside his home, he showed ihetic p tse olhi edsts rel se with homestwa . esdrt bu >> any of us would be angry. no. 2, the cambridge police acted stupidly in arresting somebody when there was already proof they were in their own home. am the president does not know if racism was involved, but says minorities are disproportionately charged in the criminal justice system. the focus of the press conference was supposed to be health care. >> the basic idea it is in this country, if you want health care, you should be able to get affordable health care. >> the president insists he wants to work with both sides. >> i have been a little bit frustrated by some of the misinformation from t

officials say the house w being renovated and the homeowners were on vacation. the cause of the explosion is not yet known. >>> how the going alaska goveor sarah palin is giving some hints about her future plans. a day after her surprising resignation a statement posted on palin's facebook plans says she has bigger plans and a national agenda. she said she has a quote higher calling with the aim of uniting the country along conservative lines. the reblican lieutenant governor shawn parnell will take over. >>> turning to the economy, the tough times prompti many to put the brakes on buying big ticket items. some areas where keeping the cash flowing could pay off. jenna lee has that story. >> reporter: big purchases like cars and homes are being put off but there is some spending you should not be holding out on. for example, don't skip on the car maintenance. >> look at how many people right now are losing their jobs. you don't want to be that person that doesn't have a reliable vehicle and shows up late to work or maybe doesn't show up at all. >> reporter: keep y

. >> again, the homeowner, they recently came to the house to feature in oprah's o piesurct e the fr the features. they say s athi thome is like m hi t thmuseum. they also dominated their resume, on the commission. and the kennedy center, board of trustees. even founded the duke elington school -f ot arts. well, the council member, they are joining us now and weed would like to also notice that, well, to note that we have the council member here canceled at the last minute. however, there's a lot going on in the city that we have to talk about, council member, first of all, this incident last night, this is again, what happened two years ago and in out there. a lot of people thought that this was fixed. >> yes, i thought that it was fixed, crippling my amount of timement let me say that my prayers go out to the family. and when your house goes up like that and for someone who has done so much in the community, well, you know, that is just a tragedy. clearly what residence want to know if their house is on fire and if a fire truck pulls up, if there is a water supply to put up the fir

. >>> surrounded by county council members, david craig signed a bill which capped the homeowner's property tax bill at 5%. some property owners from the tea party movement were invited to attend. >>> thousands of people are expected to gather in mount royal for escape, 2009. >> how are you? it started now, beginning at 12 noon today on friday. you can see some people are still showing up. it will be packed this evening and this afternoon. this is the 28th annual atrscape -- artscape. you are talking about over 100 artists that will be here. there will be everything from photography to ceramics and painting, you name it, it is here. there will be entertainment, as always. who is playing tonight in this weekend? >> tonight we have dionne warwick. >> right now, it is a little cloudy but the weekend looks good as far as the weather is concerned. >> we go rain or shine unless there is severe weather. do not let the showers stop you. >> over 100 artists are here. if you have a certain taste, you can find it right here. >>> coming up on 11 "news at noon" added a 3-month-old girl covered in an all

but another interesting part of the story, the homeowners managed to escape the flames by using his ownource. >> he had scuba gear outside in the front with him. if it saved his life or what, i don't know. >> the raffle was supposed to happen last week but was postponed because of low ticket sales. no word on what caused the fire this morning. >>> a bankruptcy judge says general motors can sell the bulk of its assets to a new company clearing the way for the automaker to quickly emerge from bankruptcy. a judge ruled last night that the sale is needed to avoid immediate and irreparable harm to gm. the treasury department has vowed to cut off funding to gm if the sale does not go through by july 10th. >>> seeing tiger woods win a golf tournament is nothing new but seeing what he did after winning, well, that is new. >> as host i always wanted to do this, ok, so just bear with me. tiger, how did you play today? [ laughter ] well - it was a tough day. got off to a slow start but hunter put the pressure on us. oh, really? he shot 62, what did you think about that? i always wanted to do that.

the homeowner and his family escaped when the fire broke out early in the morning, but flames engulfedhe 23,000-square-foot mansion in about five hours. it could take firefighters two weeks to figure out what started the fire. >>> a veteran journalist walter cronkite will be laid to rest next to his wife of nearly 65 years. tributes are pouring in from across the nation and even from astronauts in space. remembering one of the most influential men of the 20th century. >>> an ohio family boy decided to do something selfless. zach maguire help a lard yard sale to help his family make ends meet. he sold his own collection of toys. zach's father is overwhelmed by his son's generosity. >> i have prayed to god that we would win the lottery, as i'm sure a lot of people do. this is better than the lottery. >> zach's selfless actions have also inspired other people to help the maguire family. people who have heard of the sale have sent in cash do nations. >>> a new jersey woman has a unique recipe for trying to make ends meet and save her house, literally. angela logan is baking and selling app

i think gates, the homeowner, definitely overreacted. nd i think obama spoke his opopinioion before all the fact were in. >> reporter: will the divide tonight extend to beer? >> all i can see a one party saying less filling and the other party saying more taste. >> reporter: still no indication that beer will soften their first instinct in the nation's latest image of race and police. in fact, sergeant crowley and professor gates say it was the other who matt arrest about race. they say president obama tonight hopes to start a dialogue and end what supporters admit has been a distraction from his agenda. live on capitol hill, i'm brooke hart. back to you. >> that you think, brooke. >>> well, it is a debilitating december seize, one that on which goesundiagnosed, but today lyme disease takes center stage with a push for awareness. 9d disease of course is spread by ticks and the first sign is usually a circular rash. some patients develop fatigue, fever and aches. as the disease progresses, it can become more debilitating. today there will

the homeowner accosted by a man named scott who had broken into his house.homeowner offered mr. cotaye a beer as an inducement to get him to leave. he left. little did he know that was a nonalcoholic beer. >>> and dateline gaza city, number one best war crime allegation. spokesman islam shahwan of hamas who has told the press he has definitive evidence that the israeli intelligence services are distributing aphrodisiacs to young palestinians in the gaza strip in order to, quote, corrupt the young. some in drops. wait, i think we have video of the distribution, don't we? [ speaking in other language ] v. this is a history of over 50,000 crash-tested cars... this is the world record for longevity and endurance. and one of the most technologically advanced automobiles on the planet. this is the 9th generation e-class. this is mercedes-benz. >>> with the top democrat and the top republican on the house intelligence committee now supporting an investigation into the cia hit squads, and whether vice president cheney concealed their existence from congress, it's ti

i talk to the homeowners and say no, yes, give them my opinion. the end of the show it's like everybody is happy. >> jimmy: what do other nfl players think of this? >> depends on who you ask. [ laughter ] if you ask my good friend warren sapp, you know, he has some pretty harsh words, but -- [ light laughter ] for a guy who was on "dancing with the stars" that had tights on and eye liner and -- but you know, for the most part, everyone knows that i like interior design and what my homes look like and, you know, my clothes and just different things that go with that. >> jimmy: yeah, that's awesome. i can't wait to watch keyshawn johnson "tackling design" airs saturdays not noon on a&e. daniel merriweather featuring wale will perform next. stick around, everybody. [ cheers and applause ] ♪ ♪ [ cheers and applause ] >> jimmy: all right. hey, we're having fun tonight. great show tomorrow, too. from "entourage," kevin connolly will be here. new host of mtv's, "it's on," alexa chung will be joining us, and music from aimee mann. so i hope to see you tom

the homeowner and her granddaughter had already been taken to safety when firefighters discovered the cat under some furniture. with burned ears, and covered in soot. after receiving treatment, boot see opened her eyes and was able to move around. her owners plan to take her to an emergency vet for a checkup. >> drivers in oregon aren't sure what to make of this street sign. >> looks confusing. >> certainly not on the driver's manual. >> looks like a tattoo. >> city of eugene said the sign was put in place to explain a complicated u-turn drivers must take to turn left after the left-turn lane was removed. >> that's all i get out television. >> here is something for your sweet tooth. this giant cupcake measures a foot tall, and tips the scales at over 150 pounds. it was baked by cakes.com. and certified as the world's largest cupcake by guinness at the mall of america sunday. it includes 15 pounds of fudge filling. 60 pounds of yellow using and is big enough to yield 1500 servings. patrice harris, fox 45 news "late edition". . >> the o's road trip continued tonight and looks as if new

the homeowner accosted by a man named scott who had broken into his house. offered the thief a beer as an inducement to get him to leave. he left. little did he know that was a nonalcoholic beer. and dateline gaza city, number one best war crime allegation. spokesman islam shahwan of hamas who has told the press he has evidence that the israeli intelligence services are distributing aphrodesiacs to young palestinians in the gaza strip in order to, quote, corrupt the young. some in drops. some in chewing gum. wait. i think we have video of the distribution don't we? [ speaking in other language ] (announcer) approximately two out of three people still have pression symptoms. talk to your doctor-- if your antidepressant alone isn't enough, one option your doctor may consider is adding abilify. abilify is fda-approved to treat depression in adults when added to an antidepressant. learn more about abilify. call your doctor if your depression worsens or you have unusual changes in mood, behavior, or thoughts of suicide. antidepressants can increase these in child

the homeowner accosted by a man named scott who had broken into his house. offered mr. cotaye a beer as an inducement to get him to leave. he left. little did he know that was a nonalcoholic beer. >>> and dateline gaza city, number one best war crime allegation. spokesman islam shahwan of hamas who has told the press he has definitive evidence that the israeli intelligence services are distributing aphrodisiacs to young palestinians in the gaza strip in order to, quote, corrupt the young. some in drops. wait, i think we have video of the distribution, don't we? [ speaking in other language ] capturing the beauty of nature. that's my vision. everyday transitions lenses are there to help care for my sight. announcer: transitions lenses adjust to changing light to reduce glare and help protect your eyes from uv damage, so you can see better today and tomorrow. live your vision. transitions. healthy sight in every light. vsp vision care shares transitions' commitment to healthy sight and guarantees member satisfaction with transitions lenses. to learn more, see

the industry. two months later, homeowners want it revised if not gone altogether. rry simms has that story. >> the purpose is to eliminate mortgage and appraisal from but one homeowner says instead of helping, and it hindered the refinancing. >> it is in a great neighborhood, there are great schools, and it provided me the ability to have everything here for my daughter. >> interest rates were down, opening the door for refinancing. homes [inaudible] the appraisal showed the house lost about 30% of the value. he blamed lending requirement. >> there is definitely a flaw in the system. it is not allowing homeowners to do what they need to do in an economic downturn. the code of conduct and about after a yearlong investigation of mortgage fraud by andrew cuomo, which led to an agreement by fannie mae and freddie mac two only buy mortgages from banks that followed the code. in part, the code prohibits mortgage brokers from selecting appraisers and prohibits lenders from using appraisal management companies that they own or control. a nationwide petition calls for revisi

so this is the one-day effort by bank of america and other servicers to reach homeowners quickly. >> t these fairs aren't open to renters who are caught in the middle? >> i would say in that particular case i would say talk to the landlord. i think some of them might be willing to make modifications or, you know, work out a different plan. they don't want to have -- some of them don't want to have empty apartments. better to have a tenant than not at tenant at all. i think it is more of a conversation approaching the landlord. >> that's what you are seeing, too, right, jim. >> we have to go. we will continue the conversation with jim because he says bed bug and pesky things are a problem for renallers. call him at 202-432-9045. you can call and talk to nori as well about fork prevention. go to angie with an update on traffic. >>> thank you very much. the time is 9:35. it is friday and we are feeling good and your traffic is looking not so bad. on the northbound gw parkway. at the top we had an accident at the scenic overlook. just got word that accident is cleared. so lanes wide open.

servicer the report statethat the money maybe uld have been better used if it had been gin to the actu homeownersrather than the servicers. i'd like to get your comntary and what yr thoughts are in regards to that. >> s. fit let me say that im glad to see you doing counling work. we fod that having a counselor helps the borrower wk with the bank, raises the prability of succesquite considerably, so keep up the good work. the report you're refring to waa research paper done by some feral reserve economists. it doesn't present an official position of the federal rerve. it's just a research paer. but it address the fact at we d't have much experience with dealing with a feclosure waive le this, and we don't really know necessarily wh the best way is address it. and their proposal is instead of trying to restcture the morage, instead help the homeownefor the short period of time that he or she nee help. if you've lost your j, if you're sick. may you just need help for a few months, and th maybe that you uld go back to paying your regular mortgage. so that's the proposal ey made. that's not the approa

. >> as far as the homeowners, they have not been charged with anything. they are investigating if there was underaged drinking at that residence. this is the fifth homicide of the year in loudoun county. >>> did a train operator make a mistake? the light rail training crash in san francisco with new information. a federal investigation says the train operator switched controls from automatic to manual before he should have. 48 people were hurt in saturday's crash. four of them seriously. when a westbound train rear ended a train at the opposite end of a boarding platform. now investigators are trying to determine why the operator switched those controls. >> i would say that we are not looking at the mechanical any more but we are still concerned somewhat about signal in the area we need to gather the information. we need to know what the signal status was but also we will be interviewing the operator and looking at human factors. >> investigators say if the operator had remained on auto pilot the train would have slowed down before arriving at the station

the homeowner and her granddaughter had already been taken to safety when firefighters discovered thender furniture with burned ears and covered in soot. after given treatment, she opened her eyes and she was able to move around. her owners took her to an emergency vet for a check canup. >>> drivers in oregon aren't reason too sure what to make the street sign. the city of eugene says it was put in place to explain a complicated u-turn. drivers must now make a left turn after the left turn lane was removed, or something like that. >> it looks confusing. >> certainly not on the driver's man yul. >> looks like a tattoo. >> that's all i get out of it. >> looks kind of scary looking. >>> coming up, cashing in your old gadget for a costco credit card. how we have made it very easy for you, when abc 2 news at 5:30 starts in just a few minutes. (announcer) if you think all batteries are the same, consider this: when a tornado tore through holly, colorado, air life denver took to the air... their night-vision goggles keeping them safe on a perilous flight... and powering those precision goggl

the new homeowner was in disbelief. >> i did not think it would happen, but it did. >> this was the seventh house the compassion commission program has donated in the past seven years. members of the baltimore city police department students took part in a mentoring program today. the police commissioner joined nearly 100 officers and students to continue their outward bound partnership. the program includes activities that i like timor, perseverance, leadership. the commissioner to emphasize their commitment to the program. >> these kids do need positive mentoring. we will step up to do our part in being a positive role model for the city's youth. >> outward bound, a nonprofit educational organization, partners with more than 150 schools across the country. pete is here with a new perspective and understanding of steve mcnair. >> i did not realize how important he was to tennessee and mississippi until i was down there covering his memorial service. he was bigger than we knew when we will talk more about that coming up. more from ray louis. more from ray louis. it's quiet on the home front

the problem is, homeowners don't know what is tainted until it's too late. ia williams said investigators have consistently found three different toxic gases in the drywall and she's getting a growing number of calls from people worried about their health. >> they begin to think if they can do this to copper wire, what is it doing to my lungs? what is it doing inside of my body? i think they have to get out, first and foremost. >> reporter: few are as lucky as sean payton. he his wife and children have moved to the comfort of his beach house in florida while his million dollar house is gutted. the host of lawsuits in the south have been rolled into a massive class action suit being heard in new orleans, but it's an uphill fight. >> i don't see this as an easy situation for the consumer or for the homeowner or the or the property owner. it will take some effort to collect. >> get mad at the reaction of the people you were counting on in the beginning. this product was through hands and the problem is it takes a lot of time to sort through who's at fault here?

we will ensure that spending will protect the homeowners and make sure our public services are there. i hope he will join our side of the debate in protecting public services for the future. >> he's avoiding once again is that difficult choices on long-term spending do need to be made now if we're going to get any grip on the country's finances and that's why we should admit that we neither need nor can afford to replace -- now, he's planning to sign the first contracts for the new submarines this summer during the recess when we are all away. isn't it obvious that he shouldn't do that? >> mr. speaker, we've already announced a deficit reduction plan for the next five years. we've taken difficult decisions about efficiency savings and asset sales and raising the top rate of tax, about measures that make sure that people are in a -- who are in a position to pay more do pay more in the taxes and that is at the top rate of tax. i hope he will support these measures that are designed to both get the deficit down and make sure there are sufficient resources for public services. i've alread

that, of course, was the story out of pembroke pines, florida, where a homeowner's association wanted take down a cross. taylor's family says this cross stopped cancer from spreading in her body. the problem, according to the homeowner's association, the cross was 2 1/2 inches bigger than the rules allowed. well, update. the association has had a change of heart. the cross stays. so they obviously realize they were crossing the line. cross, cross. there you have it. >> very good. >>> it is almost tamron, 4:00 on the east coast. here is what we have coming up at the top of the hour. president obama is expected to talk about health care at some point. it was added to the president's schedule at the last minute. as soon as it happens, we will bring it to you live. >>> south carolina governor mark sanford's communication director and spokesman quits his job. what will sanford do over hthe latest callses for him to resign over money. >>> sonia sotomayor is picking up support from some republicans. we'll tell you which one. >>> and goldman sachs just reported a huge profit for the second qu

lenders have been flooded with calls, but so far, according to the treasury, just 325,000 homeowners have been offered modifications under the program. >> the program is still in its very early stages. i think it's important we give it time to work before we revisit whether refinements are necessary. >> reporter: even that may not be enough to counter the worst housing crisis since the great depression. >> government programs to help foreclosures and help homeowners are just not big enough to -- to manage that kind of problem. >> reporter: and every foreclosure hurts the whole neighborhood. one study says if the trend continues, property values nationwide this year could drop more than half a trillion dollars. what's to stop it? well there is talk about more aggressive loan modification programs. maybe letting distressed homeowners stay in their homes as renters. but to some degree, experts say this is a result of a housing market that just got completely out of balance, brian, and could take years to correct. >> scott cohen at cnbc for us tonight. to start us off. thanks. >>> the que

aqua loan services is refunding $674,000 to the homeowners. they thought they were getting ahead of the game and got stuck with a prepayment penalty. >>> today we are saving folks $6,600 a year when they are buying life insurance. >> very good. that's in 30 minutes. >>> president obama is meeting with seven other leaders of the world's biggest economies. the topics are global warming and the recession. digital correspondent susan roberts has more. >> reporter: eight of the world's most powerful leaders are reaching out to five of the fastest developing nations. the g-and g-5 will try to find common ground on a host of issues including global warming and international trade. president obama will lead the climate discussions. yesterday the president and other world leaders agreed to do what they can to keep the world's average temperature from riding more than 3 1/2 degrees. they pledged to cut green house gas emissions but wouldn't get developing nations on board with the plan. the economy will be high on the agenda. the developing nations are e

the homeowner was not hurt, but his home was so badly damaged he needs to find another place to stay. >>> and the man police say robbed a jewelry store, held a family hostage, stole their car, then held an elderly couple hostage will be formally charged tomorrow. 49-year-old william spencer was arrested late friday after surrendering to police in leesburg. >>> good morning and welcome back to "news 4 today." i'm kimberly suiters. let's begithis half hour with a quick look at weather. steve villanueva is up in storm center 4 with a look at our sunny day ahead. steve? >> good morning, kimberly. good morng, everyone. starting off on the warm side of this morning, temperatures are in the upper 60s, low 70s. and we are mostly clear. there is a front coming through, and on the back side of the front, humidity levels will be dropping as the day goes on. 73 right now, heading up into the mid-80s. dew points still quite high. those numbers will be dropping. the front yesterday did produce a ton of rain around new york city but it fizzled out locally. here's the front right here. as it goes --

>> so what we're talking about is we block off black forest as early as we can. >> reporter: the homeowners association is joining forces with the city to give reagan a christmas parade right in front of her house and several surrounding communities are joining in. there's going to be at least one marching band, neighboring fire departments, more than 50 parade entries, including reindeer. >> i can't even describe the feeling that it's all for my kid and it's just -- it's great because she's excited about it. >> reporter: fox news. >>> now to a fox 5 follow-up on that odd couple at the d.c. animal shelter. >> remember chloe and kit cat? the chiwauwa and kitten who formed a special bond. there they are. the tough economic times forced their owner to give them up. well, we are happy to report -- drum roll -- they have a new home. a fox 5 viewer named sandy and her husband adopted the pair. they saw the segment on fox a morning news. her husband watched too. the couple decided to adopt them. chicago chicago and a cat -- chicago chicago and a -- chiwauwa and a cat. >> they're so cute. >> we cou

that means the homeowners actually have the money to make the payments but choose to walk away becausee more than the house is worth. that's according to a study by north western university and the university of chicago. 22% of all homeowners are under water, that according to real estate website zillow.com. how would you like to eat green, save green and go green all at the same time? there is a growing movement across the country that's allowing consumers to do just that. nbc's ann thompson explains how community supported agriculture is changing what and how we eat. >> it's morning and these washington, d.c. area families are trading sleep for hard work . at this west virginia farm they're part of a growing movement called community supported agriculture, c.s.a. >> i like picking the strawberries. >> here is how c.s.a.'s work. for about $30 a week you purchase a share of the harvest before the seeds are even planted. some shareowners volunteer to pick eggs or tend crops. from harvest time, all members get a bag stuffed with just-picked produce dropped off near their home. at a time

in pennsylvania in recent years, they have had problems verifying the el scwibility of homeowners andsome homes were eeth weatherized twice. pennsylvania's auditor general says the increase in funds could magnify problems. >> when you're getting four times as much money as you were getting previously, it requires much more internal management, and we're not at this point comfortable that that's in place. >> other officials tell fox new measures to track the funds will be in place when they are fleeded. >> we already have systems in place. it's just a matter of expanding the system. >> tracking the money is the furthest thing from juanita's mind. >> i think good and thankful because i had it rough. >> in harrisburg, pennsylvania, jamie colby, fox news. bret: people who have few problems spending money to help humans might have a few issues with our next story. correspondent william la jeunesse reports on spending your tax dollars on a home for horses. >> wild mustangs, symbol for the wild west and according to congress, deserving of $700 million tax dollars. >> these are american wild