the insurance owners appealed. the lawyer for the insurance companies was a young louisiana lawyer. i will come back to him if we have time. he was a lawyer for the insurance companies. he began by checking the slave owners. the creole was not seaworthy. it's crew was not armed. it is your fault. there was an insurrection by the slaves. the decision came out in 1845. the court said that the slave insurrection caused the loss. there for the insurance companies were not liable. the slave owners were not compensated for their loss. the second epilogue is an arbitration that took place in london in january 1885. the u.s. and london had a treaty to settle all claims between their two countries. it decided that the creole have a right to seek help if it was in distress. the british had an obligation to keep the slaves until they could be sent to the u.s. and an obligation to protect or save the other slaves. there for the u.k. violated international law. the united kingdom had to pay the united states per slave to the american slave owners. that is about $20,000 per slave in today's terms.

the insurance company refuses to pay for the special plane their little girl hayden requires to fly home. >> the insurance company said no. they declined to pay for it. they are claiming that this is not a medical necessity. their stance was, well, just sit in portugal and wait until she can fly commercially. >> reporter: meanwhile, the couple's visa may only allow them to stay there for a few more weeks. a gofundme page has been set up but want the insurance company to pay up. >>> there was no last-minute deal at a deflategate court hearing so now tom brady is waiting to hear from a federal judge. the question for braden canamare and nfl commissioner roger goodell and millions of fans whether his four-game suspension will stand. the judge who all but demanded a settlement could rule as early as today and says it will come by friday at the late e. >>> a texas police officer and a groupbystanders rescued a woman from a burning car. the woman is trapped inside her car after a crash. the officer spots her, grabs a fire extinguisher and runs to help. with the help of good samaritans the offi

he was the lawyer for the insurance companies. he began by attacking the slave owners saying, look, the creole weren't armed, it's all your fault. the ultimate question was if the loss of property was due to the british authorities, which was covered by the policies or an insurrection of the slaves, which was not covered. a decision came out in march 1845, 100 50 pages, parts in latin, parts and friends, parts in english, and the card said that the slave -- court said that the slave insurrection caused the loss, therefore the insurance companies weren't liable, and the slave owners were not compensated for their loss. i should have added that the happened to have owned 140 slaves at that point. an second epilogue is altercation that took place in london in january 1855. the united states and great britain had a treaty to settle all claims between their two companies. tribunalational determined that the creole had the right to see help because they were in distress, the british had a right to keep the slaves until they were sent to

lemonis: you got paid $75,000 from the insurance company. e business. -gary: yes, it did. -lemonis: okay. and so i'm watching all these trails of money come from the insurance company and go into your business, and i can see the business is thriving downstairs. where is the money from all those people that are buying? gary: i think we explained that. lemonis: explain it again! gary: some of the cash goes for... -lemonis: personal bills. -gary: yeah. we've got to pay -- lemonis: just like the insurance claims. gary: yeah. lemonis: then when i go to buy a piece of property, i decided to run a title search. gary: right. lemonis: first thing that comes up is a lien. the second thing i have is a foreclosure action. gary: from kasowitz mortgage. lemonis: you never told me about this. -gary: [bleep] i didn't. -lemonis: [bleep] when? gary: you sat here at this desk when we called that guy up and told him we'll pay him tomorrow. lemonis: but you didn't tell me that he was foreclosing. the foreclosure action started before i even got here! which means

. >> could you call the insurance company and blame it on the ram?>> this thing is slammed. it's custom built from head to toe. >> the toy you'll want to ride. >> oh, yeah. >> oh! >>> the tricycle, the big wheel, staples of childhood play. that hasn't really gone away. kids who rode those now build things like these. sfd industries transcribing. it's lowered, slammed, custom built from head to toe. >> you don't have to have a hill. you don't need to pedal it. click on your custom leds and mash the gas. because this has got an 18 horsepower engine. >> wow! >> and fire breather. >> oh, my gosh! >> please tell me the next thing you're going to say is, come on, guys! it's sitting outside. >> i wish. i wish. they were pretty good dudes. they did not send one over. i didn't ask either. this is all the stuff you imagined your transcribing looked like when you were a kid. now it's real. and the thing sounds mean. >> oh, yeah! >> you've seen me do this before. would you add flames to me riding the transcribing? >> absolutely. >> is there a price? >> everythin

. >> could you call the insurance company and blame it on the ram? >>> plus it's a grown-up's dream come true. sfd. >> this thing is slammed. it's custom built from head to toe. >> the toy you'll want to ride. >> oh, yeah. >> oh! my name is phil zietlow, and i've been an engineer on the cheerios team for 51 years. about five years ago, i found out that if my daughter-in-law, joyce, eats anything with gluten in it, she feels pretty darn terrible. so my team and i came up with a way to remove the grains that contain gluten, from the naturally gluten free oats that cheerios are made of. so now joyce and i can have cheerios together anytime we want. and if you love someone with celiac, or gluten sensitivity, you can too. >>> the tricycle, the big wheel, staples of childhood play. that hasn't really gone away. kids who rode those now build things like these. sfd industries transcribing. built from head to toe. >> you don't have to have a hill. you don't need to pedal it. click on your custom leds and mash the gas. because this has got an 18 horsepower eng

side, the commercial insurance company side of this. and while they actually bring great value and great, get great quality ratings, it's still hard in the face of some of these other entities to in fact get into these markets. and very often you have to have a minimum number of lives which it's sometimes very difficult for these provider-based plans to do. >> so they don't weigh the same. that's one way of putting it. >> exactly. >> let me get back to mr. berlini and mr. swedish. i'm sensing you want to respond to that. you can work that into this next question. i've got questions for both of you related to fact, both of your companies have represented that entry into health insurance markets is relatively easy. if that's the case, why not enter into the markets that humana and cigna are already in, why not enter into those instead of buying those competitors? for example why can't aetna just expand its medicare advantage offerings instead of buying humana. why can't anthem expand its services instead of buying cigna? so i'd like your r

consequently, the proposed merger of four of the five largest health insurance companies could change the industry and its impact on consumers must be carefully scrutinized. together these four insurers cover over 90 million people, almost three out of ten americans. we spent over $960 million on health insurance in 2013. and cost effective health insurance, as we all know, is critical for the access that americans need for quality health care. there are some who are convinced that if this merger is approved consumers will pay for insurance, receive fewer benefits and have less time with their doctors ore other health care professionals. others believe that competition will remain vigorous because alternatives will continue to exist in the market and each combination will help improve health care. for me we need to explore two key questions. first the effect of these merges on consumers and second the impact on the integrity of our health care system. i want to make sure that these deals do not harm consumers by increases premiums or reducing benefits. also we need to consider whether

insurance from california. i want to have 100 bids come in. i want the best company, the best plan. ght now i have -- >> every american would have that choice in. >>ve ebody would have that choice. the insurance companies don't want that, because they essentially have a monopoly. >> you get catastrophic insurance. >> a better plan. a deeper insurance. other than the one thing -- you would want the country -- the only thing i would want from the government, i want to make sure they are solid and strong. maybe they even get a little point or something and they guarantee it. one thing you don't want is a company goes bust and you are sitting there and you paid all your life into this company, you don't want that to happen. >> protect people with pre-existing conditions? >> i would do it. you can get everything in obamacare but much more. in obamacare, a lot of people, they don't have their doctor, the plan they want. >> the price went up. >> they can't use it because the deductible is so high. they can't use it unless you get hit by a truck. it doesn't work. obamacare is a disaster. it'

the past. get fios. every auto insurance policy has a number. but not every insurance company understands the life behind it. those who have served our nation. have earned the very best service in return. usaa. we know what it means to serve. get an auto insurance quote and see why 92% of our members plan to stay for life. duke: down in miami, mets up 3-2, gives up a home run to justin, right field tying it at three, then 9th, this was an epic at bat, 12-pitch at bass, bases load one out, prado shot to left. the throw not in time. mets lose a heartbreaker 4-3, the lead is down to 4. they play each other starts tomorrow. >> yanks at home, tampa bay, mccann with a 3 run homer to right, tying it at three, the next batter alex rodriguez. a home run. yankees win 6-4, jays won so yankees stay a game and a half up. >> and u.s. open today serena williams beat madison keith in straight sets. that means serena will face venus tuesday. >> coming up on "sports extra" present by toyota we discuss matt harvey and mets. we talk it over with jay jaffe of "sports illustrated." >> thank you, du

the insurance itself. regardless of whether you are getting care or not, the insurance company is getting their money. the money they are getting is the money that i would have paid with my -- the company i was displaced with. $897 insurance was like ,or me just to be in their plan which is something i definitely could not have paid. that is still the cost of the insurance now, it is just a of the subsidy of the $328, taking some of that off of me so that i can week by -- squeak by and pay for insurance. something needs to be done about the actual cost of insurance. host: thank you for sharing your story. guest: fran hits it right on the head. that is one of the biggest challenges facing this law and employer coverage going forward, controlling costs. is getting more and more expensive. costs are going up. the lake fran are facing and increasediums deductibles. she did the right thing. she shopped around. she got subsidies -- coverage. folks who get subsidies are still expected to pay between of theiro and 9% income towards the cost of covered and it is very expensive. next up from tacoma washington, h

the market. nationally, there are over 400 companies operating with the blue cross blue shield plan being the largest insurer. after the transaction, other companies will have 87% of enrollment. on public exchanges, humana and aetna overlap and only eight states. in those days, there are damage of 10 other companies as competitors. we believe there will be no material change for the competitiveness of the market as a result of a transaction. concerning the price of our products, premium prices are not the abstract. instead, they are determined by ,he underlying cost of care which make up nearly 85% of premium prices. given that this transaction is largely about ma and pricing, protection is more insured by the government establishing rates raised on the cost of health care in each county. mainsurance company offering plans must and are incentivized to be competitive. hence, many companies offer zero dollar premium plans to consumers. in fact, ma premiums have decreased by 6% since 2010. 95 percent satisfaction rating, making it one of the government's most popular plans. mergers and acquisitions are not just

at first the insurance company refused to cover the costs to fly home and the separates were posting about the ordeal on line and there was a change of heart. >> when i got the call, they said you are leaving on sunday. miles on a medical equipped plan and when they landed kim and the baby were taken to the hospital and a gofund me page has over $50,000 for the road of recovery. >> we were nervous, but she's doing well. she handled this last four months like a champ. >> the grandparents are welcoming them home. >> i can't walt to hold her, play her and tickle her. >> she's in the hospital for a little bit and the first thing we have to do is make sure that we are continuing to support her. >> fred and kim are looking forward to bringing hayden back >> wow. 4:40. still ahead, get ready for a hot labor day holiday. mike has the forecast. ben: tom brady talks about the suspension that was nullified, that suspension [ cheers and applause ] a wave of game-day excitement is rolling into dunkin'. taste the new tailgater breakfast sandwich, stacked with smoked sausage, fire-roasted peppers,

the disturbing part. it's across to insurance -- i can go to alabama and buy my insurance. the politicians and insurance companies are in bed with each other. and that's the bottom line. i'll take your comments. thank you for your time. >> any final thoughts. >> he mentioned going across state lines to buy insurance. that's a common discussion in congress. buy insurance in other states. we're going to hear bhomore abo this coming up. the idea is that you might get more choice if you allowed insurers to sell in a whole bunch of different states and you could find a lower priced plan in another state and buy it there. the difficulty is let's say you live in new york and want to buy a plan in alabama, but has that alabama insurer been able to create a network of doctors in new york? that's one that hasn't been able to be accomplished. we'll hear more from folks like him. >> julie appleby from kaiser health news. you can follow her reporting at khn news on twitter and online at khn.org. >>> next up here on "washington journal," our spotlight on magazine series we do every week. this time we turn to politics. we'll lo

consequently the proposed merger of four of the five largest health insurance companies could change the industry. and it's impact on consumers must be carefully scrutinized. fourth the four insurers cover over 90 million people, almost three out of ten americans. we spent over 960 million on health insurance in 2013. and cost effective health insurance as we all know is critical for the access that americans need for quality health care. there are some who are convinced if this merger is approved consumers will pay more for insurance, receive fewer benefits and have less time with their doctors or other healthcare professionals. others with equal fervor believe that competition will remain vigorous because many alternatives will continue to exist in the market, and that each combination will help improve health care. for me i think we need to explore two key questions. first, the effect of these mergers on consumers and second the impact on the integrity of our healthcare system. i want to make sure that these deal does not harm consumers by increasing premiums or reducing benefits.

the insurance company says you can't get a refund and you can't reverse what you did. >> so that $200 is for insurance and they can't get it back even though they have the phone book. he said i have an idea. >> if he wanted to he could, and work it off. were not mad at him. everybody deserves a second chance. >> basically that's their sense of security. >> some people say oh it's a cell phone who cares. it's not about the cell phone. >> i don't know if it will help their sense of security to re-invite a a criminal back into the place. unless they watch them. >> that's really unfair to say, i read the letter, it was sincere. it was like i beg you with all my heart. >> 113 cell phones are lost or stolen every minute in the united states. if i'm not mistaken that even happen to all your chasing. >> yeah my phone was chosen on a chase. they then tracked my iphone with the police. >> that note reads to me like not a guy who has a criminal intent. who has no moral compass, he especially if you read that no. >> we mean you no harm, only know at this point is we needed money. >> please in phi

they'll have been watching kmeshls with the magic wand and, you know, the insurance company is there those are commercials. this is a business negotiation, in a sense. because you are dealing with a for-profit business. and your objectives are not exactly the same, but you give them a chance to do the right thing, things should go okay. >> and if they have any questions, they can contact united policyholders? >> exactly. and our web site has all kinds of tips and advice. a lot of our volunteers will be coming into the area, and a lot of them been there, done that, went through wild fires and will be here to help this community. >> thank you sr. much. amy has been here all day helping people with insurance. now, i want to introduce you to the lopezs. they were burned out of their apartment in middletown, right? >> yes. >> what was that like? >> we actually weren't at home. >> have you been back at all? >> no. >> we've seen a lot of pictures on the news. >> our 7 on your side staff was out talking to people and greeting people when they met the lopezs. they don't have any place to stay

the car. >> get off my car. my insurance does not cover ram damage. >> they have a crack in the windshield, i wonder if you could call the insurance company can and blame it on the rampt hey, i was driving through a wild life park and i got rammed. >> so, insurance, call insurance. >> the carrot is offered, and the ram takes it, but he is not moving. >> don't encourage him. >> and the other ram is like, oh, food service here? >> throw it off the car. >> lizzy is too busy laughing. she is having much too much fun. the ram does hop off the car. >> oh, my gosh. okay, okay, let's go. >> okay. >> okay. >> that will be major hoof damage. >> that carfax report will be entertaining to the next owner. you guy, it raises things up a notch. because now it hops on the roof. >> he is on the roof. >> oh, my gosh. >> do we move? >> honk. [ horn honking ] >> the honking does not work. they are not sure if he is gone or not. you can pretty much here it's still on the top of the roof. >> oh, my god. >> we are on a hill, he is going to go fly figure i go fast -- h going to go flying if i go faster. >> the funny part is their theory. >> i say we drive slowly until we get

got to wonder what the insurance company will say about that. >> do they cover bear damage to cars? how do you explain it? >> bear got trapped in my car. >> what had happened was, i don't know. >> mama bear. >> mama bear decided she wanted to take the car for a spin and couldn't find the keys. >> it was a lexus. >> it happens when you can't find the keys, you get a little frustrated. >>> coming up an important question. can too much sleep be unhealthy? >> i have never heard of that. >> speak of unhealthy, we're about to reveal some secrets about a favorite item on the breakfast table. >>> and the astonishing discovery deep underground in south africa. a potential game-changer in the history of the human race. first, today's high temperatures. you're watching "world news now." >>> "world news now" weather, brought to you by icy hot smart relief. >> i'm alex trebek. if you're age 50 to 85, this is an important message. so please, write down the number on your screen. the lock i want to talk to you about isn't the one on your door. it's a rate lock for your life insurance that guarante

elected officials helped them and late last week the insurance company reversed its decision. so the family began their cross atlantic trip on a private jet from fox flight, which specialize in his medical transport. it was a success. this home video showed the crew carefully taking hayden off the plane. >> she was awake for quite a bit. >> reporter: the family still faces a long road. hayden will have to stay in the hospital for some time, and then there is hudson. >> their rooms are gorgeous and are all set up for hudson and hayden. my daughter wants hudson to be remembered and he will be. >> reporter: as for hayden, brett and kim plan to, one day, take their little girl back to portugal to meet the doctors and nurses now considered family. kimberly richardson channel 7 eyewitness news. >>> a drone crashed at a college football game just two days after a drone crashed at the u.s. open in queens. a student's drone crashed into the press box at the university of kentucky stadium yesterday. police are still considering what steps to meanwhile, a high school teacher faces charges

have evidence that recent cyberattacks on the office of personnel management, for instance, the insurance companyey can trace those cyberattacks back to origins in china? how do you account for that? mr. yang: i think it is better to let the american sides tell people their position, but the two sides stay in close touch on this issue, and i believe it is important for any government in the world to adopt a prudent and responsible attitude, and let me say that china is a responsible country. we are firmly against any kind of hacking activities. we are against cyber theft, and china and the united states can work very closely on this issue. that is to make the cyberspace secure, transparent for all. betty: foreign policy is likely to figure very prominently in the presidential elections in the u.s. mrs. hillary clinton is running for the democratic nomination. recently, we have heard a lot of news around the south china sea, and mrs. clinton, as you know, has made several comments about the dispute. in 2010, she took a harder stance against china and said it was in the american interest to have st

the financial fallout will be shared by the insurance companies. >> we had the office over here. >> reporter: farmers insurance alone is dealing with 1,000 claims so far. including one for jim westrick who plans to rebuild. >> we'll have a new house. we'll have a new home. >> the drought in california does create higher propensity for fire damage. we certainly recognize that. we do shift resources and have the ability to be able to respond to those events in that geographic area where we think it's most likely. >> reporter: it's already an expensive fire season and it isn't over yet. >> it's a tough time for everybody. but we're all going to band together, make it work. >> reporter: for "nightly business report," jane wells, middletown, california. >> to read more how wildfires in california are threatening wine production, head to nbr.com. you can rebuild a house quickly but you can't re-establish those wonderful plants overnight. >> no, you can't. your hearts go out to them. >>> on that note, "nightly business report" for tonight, that's it for us. i'm sue herera. >> i'm tyler mathisen. ha

the overhead takes insurance once you take the third-party payer system out of it does cost plummet. >> there is so much overhead to hire the people when dash people to deal with the insurance companiesemise is to get people more insurance but that means somebody else pays is a market but it cannot work its magic because somebody else pays. >> and the third-party payer system doesn't work efficiently. once you take them out of it i have no billing. no insurance. day spee. it is $300 up front everything is included. then it is done they see me they are examined by the you orthopedic surgeon in data cast or injection or a split it is all included. >> do you make money? >> yes. no billing or insurance or codeine or electronic health records they are a total waste into not help patient care. >> what if they don't have $300? >> we have a credit company that will extend them credit that is affordable and simple. >> one-third of your patients have no insurance one-third have a high deductible plan. >> then is one thing i a unlike the bell be affordable care act is it increases deductibles of makes people pay attention if they're out of pocket then once their money is on the line they pay at

sign on the front yard "coming soon," they were about to list the home and are meeting with the insurance company to decide the next step. >> firefighters are looking for the cause. a this point they think it started at the front maybe on a deck but at this point the cause is "undetermined." >> cal fire now has 85 percent contain must the valley fire and peg opened three customer help centers for evacuees in middletown, hidden valley lake. at 5 o'clock today, evacuation orders are expected to be lifted for people in anderson springs. an hour her at 6:00, lake county emergency officials will hold a community meeting to update him owners at the middletown high school football field and schools in middletown will re-open on monday. >> acdc is ready to rock san francisco for the first time in 36 years. >> that is the "back in black," the australian band is playing at at&t park tomorrow with 50,000 diehard fans are expected so that means a lost traffic into the city and a late night for neighbors. gates open at 6:00. >> if that want enough, critical mass bicyclists will hold their positively ride thro

the insurance itself. regardless of whether you are getting care or not, the insurance company is getting their money. money they are getting is the money that i would have paid with my -- the company i was displaced with. $897 insurance was like ,or me just to be in their plan which is something i definitely could not have paid. that is still the cost of the insurance now, it is just a of the subsidy of the $328, taking some of that off of me so that i can week by -- squeak by and pay for insurance. something needs to be done about the actual cost of insurance. host: thank you for sharing your story. guest: fran hits it right on the head. that is one of the biggest challenges facing this law and employer coverage going forward, controlling costs. is getting more and more expensive. costs are going up. the lake fran are facing and increasediums deductibles. she did the right thing. she shopped around. she got subsidies -- coverage. folks who get subsidies are still expected to pay between of theiro and 9% income towards the cost of covered and it is very expensive. next up from tacoma washington, he is

the co-pay. this gets to insurance designed, the reason they put it in that of preferred tier is probably -- i don't know the insurance companypecific circumstances -- but they probably figured there were therapeutical frigates to the drug that were cheaper and maybe even generic. it might be an opportunity to go back and have a discussion with the position on whether there is a good enough or comparable drug that could be a lot cheaper for this individual. this will be a bigger problem for consumers and that is why i think you'll see backlash on the drug industry because the insurance designs we are seeing under the affordable care act are hollowed out. they are cheapening the insurance product so people are being left uninsured for important things. those insurance designs or not stay confined to the affordable care act. there migrating into employers sponsored insurance segment as well. just like the part d, when they create insurance designs, we eventually saw the migrate into the rest of the commercial insurance market. what happens in obamacare will not stay in obamacare, it will migrate into the policies that other peo

isn't this about the power of insurance companies because they have to pick up the tab and it was bigampaign. >> you are absolutely right and there was a fight between the insurance companies and the pharmaceutical companies. >> to be fair i think the rest of the money was going to shipping and handling. >> there is shipping and haming and some other thing they throw this there. i. >> convenience fee. >> restocking. >> we haven't seen inflation like this. >> can we talk about that? >> you have to question the efficacy of the drug. it is supposed to treat parasites, but it is still breathing. >> it is a short-term and it works. it knocks out this infection. even at the high price it doesn't go beyond $50,000. it is a specialty drug. he should profit from this. >> you trust him to put the money into research and development. when you see this guy and you see the way he presented himself and the way he called everybody a more ron, do you place your trust in that guy? maybe if he had come out and people looked at him and he looked like the kind of guy that would be interested in the bette

we haven't been told exactly how it happened or how the call to the insurance company went. police say there are no charges at this point. calling it just an accident and thankfully nobody was hurt. >>> a crackdown on several long island bars accused of serving liquor to an undercover agent under the age of 21. 16 bartenders now facing several charges, including the prohibited sale of alcohol. they work at mckeeb's, the dizzy lizzie. the bars are located near where classes began this week. all bartenders due back in court later this month. >>> rosie o'donnell's teenage daughter could soon be reunited with the man charged with sending her a nude photo. >>> and a 76-year-old woman fights back as men with guns force their way into her home. why she may have been targeted. >>> first, our social pic of the day. we have been keeping an eye on the holiday weekend commute. things moving along smoothly. nonetheless, a quiet and dramatic looking scene at the subway stop in brooklyn sent by instagram user oliver cohen. >> if you have an interesting pic you would like to share, send it

many say the insurance companies short changed them. fema says you can file for review on its website or by phone. >>> a plan this big trouble, accused of leaving his 3-year-old son unattended in a car overnight, police say he also admitted to drinking before getting behind the wheel. according to investigators, the 22-year-old walked home and fell asleep after he got a flat tire early saturday. apparently he forgot his son was sleeping it in the back seat of the car. after sunrise, a good samaritan found the boy inside the parked car sitting in a soaking wet diaper and crying. fortunately we're told that boy was all right. >>> consumer alert for parents tonight pl a recall of 173,000 pro ride and performance ride car seats made before june 9 of this year. when the seats are installed using the top tether, the top portion of the restraint can increasing the risk of injury to the child or vehicle occupants. no injuries have been reported, but ricaro is offering a free fix kit. >>> time for the weather now. and sunshine upon sunshine. >>

. >> she has to prove her losses to the insurance company, not easy. water wells and hazardous trees have to be checked before a building can begin. not everyone is coming back. hundreds of jobs everyone lost after 63 businesses burned to the ground. >> there will be people that do not have the energy to rebuild, they just take the insurance money and buy a house that is build. >> lake county supervisor said that the reconstruction of the community will bring in more jobs and opportunity. with new power lines and more fiber optic cable, middletown could be better than's before. >> look at the images captured by a nasa satellite, the dark red and orange is the burped scar left behind by the valley fire. the photos were taken on monday to capture the wildfire what burned 76 the acres. the scars mostly are around middletown and cobb which is still under evacuation although the fire now 87 percent contained. >> san francisco fire chief hayes-white is defending the mutual aid response to the valley fire. firefighters are upset the department only sent one fi

what the insurance company will say about this? e not covered. >> i would expect this from papa bear, not momma bear. >> blame the papa bear again. >>> little girl's search for a halloween costume sparking global reaction. look at that cute face talking about kenly who wanted to wear a s.w.a.t. uniform but they were all labeled for boys. her outraged mom posted a mom rant on facebook. >> yeah, so that caught the attention of female police officers worldwide saying girl cops are awesome. her mom says her future profession as a police officer already chosen. >> she looks very excited about it. >>> she does. >>> to an incredible gravity defying stunt captured on camera. >> pack your dramamine. an extreme biker had the ride of his life. take a look at him riding down the vertical wall of a dam, a crazy 200-foot drop at breakneck speed right into the water that had to hurt but apparently he survived unarm but needed to change his underwear afterwards. >> oh, really? that's a firsthand report. >> i didn't get to see the detail. >> it is f

the top article is about a wave of insurance companies mergers which we have been seeing recently. the president said that his health care law would actually increase competition among insurance companies. but just like a lot of the other predictions that president obama made, this one has not come true. back in june the insurance company aetna announced plans to buy humana. then the company anthem decided to buy signa. if these mergers are approved it means the five largest insurance companies in the united states would be down to three. the president said there would be more competition. americans are about to have much less competition. and it's not only because of the giant insurance company mergers. obamacare also set up health co-ops in 24 states. these co-ops were supposed to add competition to help keep prices down. taxpayers put up almost $2.5 billion to help these companies get started. over the past few months, what's happened? these co-ops have been dropping like flies. just the other day regulators in new york shut down the largest obamacare co-op in the country. why? b