a year ago, probably april of -- these things blend when you are having a good time. 2008, the n.c.o.o. of aigit was well-known he spent some time trying to convince lawmakers there was no problem with the credit default swaps they had entered into and that it was all this bogus accounting. we are now some $50 billion plus into aig. the accounting was really the first sign to alert people of the problems there. there are trade groups that represent financial institutions, a number of them that -- again, in your introduction, they have views that the accounting ought to be one way or the other. that was part of the hearing in march. again, i'm not going to tell them to stop that. the risk is that the perception can be if too much of that goes on, it does make people think that the politics are to bend the accounting rules. that is dangerous. we create the rule or in bending the rule is not appropriate. >> with the new era of tarp and government ownership, do you have any concerns of financial transparency? >> it is very important. we talk about transparent si to the owners of the business, the