the covid emergency period has compounded these four s.p.a.. i would say that when you put something under stress, that is when you find a way real problems are. obviously, with this covid situation on the sba taking on a tremendously increased program, when you are a lot of problems are. therefore, the fba must be ready to serve small businesses all the while protecting taxpayer dollars and conserving the top -- small business owners don't have time to, wastes they're facing cultivating christ breezes -- unfortunately, it doesn't end there. they continue to support their planning and vaccine mandates ever present. now, more than ever the federal government program cannot be depleted, wasteful or counterproductive. only for hearing more on where fraud stands today. update on all recommendations and it's a significant amount of fraud clogging the process for businesses. it will not end here. this will require ongoing effort, efforts for years to come. i continue to work with the inspector general, this is a list and we can give that to your staff