the trades they can make for their clients. today, the trade group american bankers association said j.p. morgan's mistake doesn't change their stance against the ban. still, regulators are under stepped up pressure. democratic senators jeff merkley and carl levin sent a letter to the nation's top baking regulators pushing for a strong rule, free of loopholes. the rule is due to go into effect in june, and banks have two years to comply. sylvia hall, "n.b.r.," washington. >> susie: president obama will host a meeting with g-8 leaders this weekend at camp david. on the agenda: how to help europe resolve its economic crisis. will the summit restore investor confidence? that's what i asked curtis arledge? c.e.o. of investment management at the bank of new york mellon. >> think that my expectation is not much will come out of it. they won't necessarily release a lot. >> susie: curtis, certainly grease is going to be a topic at this meeting. how worried should investors be about greece exiting the eurozone, how big a deal is that. >> i think it's a very big deal. you do have the challenge wher

group. he's former director of new jersey's consumer affairs division. james chessen, chief economist for the american bankers association, an industry trade group.and kathy kristoff. she reports on personal finance for cbs "moneywatch" and "kiplinger's personal finance." kathy kristof, let's start with consumers. are people generally more willing to take on debt now? if so, who is doing it and what kind of debt? >> consumers are definitely taking on more debt. certainly on average. what you see are two different groups of consumers. we have people who never really had a problem in the financial crisis. they didn't lose their jobs. they never were over extend extended. they've never had difficulty in paying their bills but they've been very cautious over past couple of years. right now they're in very good shape because rate now the debt they have is is at lower interest race. mortgage rates in particular have gone down. for most families that means that 30% of your budget is actually at a lower price. you're in good shape. the other side of the coin are the consumers who did have real problems in the financial crisis. some of them lost their hom