i don't think i-ed anything in the mail from dealt to say have your cleaning thissier or this will helps of team this don't have cloning. describes, high blood pressure. a list of things. i never get anything like that. this is the education you need. change thanksgiving around will not change that. and -- that is -- where is the educational stuff. i don't get it. there is a lot of reason out there could make people say i don't want this or that i will take care of my teeth. i don't think anybody will move on this, otherwise. anything that's the reason and increase the family and the whole package -- 26 dollars annualy now paying 1, 755 a year for the dental care. and so i think the second -- coinsurance i don't agree with. i would not because it cost too much even though it sounds a fwit is adding on more it is hard enough already to pay for this with a family. further comments or discussion? >> entertain a motion. move we accept the recommendation both recommendations for the enhancement that are presented. and the rate cards presented. >> second. >> chair >> okay. we no open for publ