every monday thomson reuters combines to see consumer sentiment. despite signs of a growing economy, many question whether the economy is growing enough or fast enough to raise income levels for average americans in 2014. now we saw examples of that during the holiday season i in 2013, well, sales were up from 2012, but they weren't very profitable because retailers discounted so deeply to attract customers. stores made less money on those sales. on friday we learned that ups made less money because of a slew of failed christmas package deliveries cutting into its bottom line. all those shoppers holding out for last minute deals over the holiday season may prove too costly for american businesses in the end. we don't know yet what is driving this cautious consumer behavior. if americans can sense storm clouds on the horizon, then they pull back on spending. just think of it as an economic storm cloud forming over the ocean far from the shore. we're not sure if those storm clouds will a make a storm or if they will make land full. it's my job to det

patty dor is the global head of diversity and inclusion for thomson reuters.ore than 20 years of experience in talent, learning organizational development, diversity and inclusion and employer recognition. she also sits on the board of dominican high school which is an all-girls school in manhattan and is a member of the ymca leadership development committee. patsy, thank you for being here. >> thank you. >> ellen galinskyy to patty's left, president and co-founder of the families in work institute. she is credited with developing this entire field. she is also regularly called upon by the white house, the department of labor and major news outlets to way in on work and family issues. she has written more than 45 books. so i don't know how she has time to do anything else. ellen, we're thrilled to have you here. >> eduardo padron arrived in the united states as a refugee at the age of 15. he calls himself an american by choice. since 1995, he has been the president of miami-dade college which is the largest institution of higher education in america, with more

the thomson reuters university of michigan survey highlighting reduced expectations among lower and middle income families. david: the commerce department says housing starts fell 9.8% last month to an annual rate of 990,000 units. it was the largest percentage decline since april but the drop was less than expected. liz: the federal reserve coming out with a separate report saying industrial production rose at its fastest pace in 3 1/2 years, this in the fourth quarter. the gains suggest there are grow of strength in the economy. david: general electric's stock dropped after its quarterly earnings report disappointed investors. ge falling slightly short of think of the think of the -- 2013 goal for. liz: ups failure to deliver many parcels in time for christmas led to higher expenses. david: president obama said he will end the national security agency's ability to store phone date from millions of americans. the president deliver ad major speech as he tried to damp down controversy over surveillance. busy hour coming up. "after the bell" starts right now. liz: let's break down friday's a

the thomson reuters university of michigan survey highlighting reduced expectations among lower and middlee commerce department says housing starts fell 9.8% last month to an

according to thomson reuters, in 2012 the philippines was the 18th largest producer of gold worldwide large companies are responsible for much of that, but there are also many unofficial, small- scale mines like these. many lie in the poor coastal province of camarines norte, about 200 miles southeast of manila. where some of the country's highest concentrations of the precious mineral can be found. but much of it is trapped in ore underwater. so-called "compressor mining" originated in this region of the philippines as far back as the mid-1990s. the practice was inspired by fishermen, who used the motors to dive deep underwater to catch reef fish. but with the potential for engine breakdowns and tunnel collapses, it's an extremely dangerous venture. and one not limited to adults. pulitzer prize-winning photographer larry c. price traveled to the philippines for the newshour in november. there he spoke to 15-year old elias delima, who began diving when he was just 13. delima told an interpreter that divers get double the take of the other miners, around five dollars a day, and that's

running on analyst sentiment, last year when we stop thomson reuters from releasing data on consumeronfidence survey, 5 seconds before they released it to the rest of their clients. they were allowed to move the markets. this is not hard information. inse people just struck oil alberta or something, it is just for running what the analysts are saying. was onlyt why the fine $350,000, as opposed to jpmorgan? >> totally different situations. cost ofhen pay for the our investigation, it was important to establish this practice should not be going on. they are cooperating, we are looking at analysts who may be to othernformation firms in advance of their reports. it is a broad investigation. >> is an affair for blackrock to expect the first call? fair for blackrock to expect the first call? >> there is no question it is the largest and the fastest to the firsty deserve call, they execute quickly, it is not a big bureaucracy. they can shake things up. that is not surprising. the question is, is the first call that they are getting in the public domain. that is where they are trying to thr

thomson reuters index found that consumers are more concerned about lead job growth and upcoming economicr spending increased in december for the second straight month. it doubled forecasts. yahoo! e-mail users are the latest victim of a cyber security breach. they are not providing details of how many accounts may have been compromised. more than 270 million yahoo! accounts worldwide. that is the latest from the fox business network. giving you the power to prosper. ♪ [ female announcer ] who are we? we are thinkers. the job jugglers. the up all-nhts. and the ones who turn ideas into action. we've made our passions our life's work. we strive for the moments where we can s, did it!" ♪ we are entrepreneurs who started it all... with a signature. legalzoom has helped srt over 1 million businesses, turning dreamers into business owners. and we're here to help start yours. how much money do you think you'll need when you retire? then we gave each person a ribbon to show how many years that amount might last. i was trying to, like, pull it a little further. [ woman ] got me to 70 years old. i'

the thomson reuters university of michigan index found consumers are more concerned about upcoming economic> tonight at 5:00 p.m. eastern on "money," we are digging into the cost of college athletes unionizing. we hear from both professional football players and a college athlete on whether those that would be affected are lining up to support this. that is the latest from the fox business network, giving you the power to prosper. lori: show you the markets. the dow is hovering at being down 230 at one point despite fresh concerns from markets overseas. the s&p is down for the week and a rough start to the year for major averages. s&p 500 is off at least 4% for the month, mark asking the -- marking the worst monthly performances since may 2012. adam: we have a new alert. possible signs of progress on the keystone pipeline. the state department set to release much anticipated environmental rao review. fox news learned it will likely disappoint environmentalists who oppose the construction. the state department has jurisdiction over the pipeline because it cross as international border carryi

thomson reuters university of michigan index found many lower income households were concerned aboutects. >>> target will open the smallest store yet, a 20,000 square foot concept, target express. "the new york times" reports the minneapolis test store will be 1/4 the size of city target stores in new york and san francisco. they will stock grocery items and clothing and pharmacy as well. that is the latest from fox business, giving you the power to prosper ashley: it's the senator versus walmart. vermont independent bernie sanders not mincing words with the founders of retail giant when it comes to the fight for minimum wage. we get the bottom line. here is elizabeth macdonald. emac joins us on set. this is interesting story. >> this happened at joint economic committee on minimum wage. listen to what bernie sanders said yesterday, wow, pretty incendiary comments. >> do you think the walton family in $100 billion is in need of welfare for the middle class of this country? or do you think maybe we should raise the minimum wage so those workers can earn a living wage or get mid cade a