treasury secretary, tim geithner was just there, and he's going to be meeting with the president later today. but first we get a decision from the fed, and one of our viewers, jay fryhad this to ask about the fed, whether or not they're accountable for some of the mess that we're in right now. how would you place the fed when we're talking about the debt crisis, the deficit and all those entitlement programs? is the fed even related to that? >> oh, sure it is, and i'm not enough of a wizard to know all the ways, but anytime you have somebody that can do a qe1 and a qe2, quantitative whatever, effluvia would be a word -- not a good word -- [laughter] anyway, and to go for number three on that, i think, would be a big mistake. then i think i heard the gentleman before say then starts the creep. everybody's talking about the little guy. the little guy is the guy who's going to get cremated when you get inflation kicking in and interest rates kicking in. the money guys, the big money guys that sit around all day and play arbitrage and back and forth and hedge and hedge that, don't worry about them. they'll always take care of themselves. but the tragedy is when you mes