>> supervisors, thank you, tim palson, i'm the executive director of the son fra*ns labor counsel, we represent thousands of people in town who do have health care due to the fact that they're members of unions and they were able to bargain for that, we did not close the loophole the last time around, as part of the huge coalition of people that work diligently over a year to get what is by far the most progressive piece of health care legislation in san francisco in 2005 to see that there is still incentives and we can see it because the horse is already out of the barn even with the grand jury data they happen to use and i'm not optimistic the date -- data is going to change in any significant way, we did not close the loophole, people still get their money back after two years and that is an incentive for people not to buy health care, so i want to f*u for having this hearing, i want to thank the grand jury in looking into this and for being so intuitive, so i hope we get to the point where we close the loophole really in a way that people do get their health care as was the inten