let's ask tina fordham. is a partner and head of global strategy at avon hearst, political and legal advisory boutique in london. thank you for being patient with us as we worked through some of those technical issues. in the u.s. and europe where you are, we are five weeks into the worst of the covid-19 shutdown on the economy. policymakers acted very quickly, especially central banks. in retrospect, do you think policymakers relied on to much of the playbook they used in 2008-20 oh nine by throwing money at the problem first, but or was that the correct response? tina: the important thing has been the swiftness of the central banks' response because that gives national policymakers to do their thing with fiscal stimulus. and so, i think investors are very grateful to central banks for what they have done, and we have seen some unprecedented scale of stimulus measures coming, but probably, there is still not enough to deal with this, and you know, what i mean playbook,t crisis this is not just a financial c