host: ed in titusville, florida. caller: good morning, i appreciate your program. why do businesses want to socialize losses and capitalize profits? the reason is it feathers their nest. what we should be doing is enhanced employment benefits, not giving money to any size business owners, and that would spur demand. you touched on that earlier, greta. the big problem is, he just touched on unemployment insurance for businesses. for a long time they sought to take people off employment tax rules and classify as unemployed -- independent contractors, consultants, what have you, workmen's comp. and on that uta tax. now he wants people to bail them out on that. the issue is they shouldn't be loans -- they shouldn't be grants, they should be loans to businesses. if they don't have enough capital to secure it personally other businesses will take care of that. classify people as employees and have robust employment insurance and that will take care of things. host: your response? kevin: we just talked about how many unemployment insurance systems are overwhelmed. from a