me move toaid, let the idea of too big to fail or the issue to be difficult in my mind. the largest, most companies are banks in the u.s. and globally remain, despite some people's opinion heard in my opinion, too big to fail. too big to distort the market and its performance. in 2014, no less than in 2008, the largest banks cannot fail without bringing down the entire u.s. system, which means too big to fail remains a factor affecting decisions and performance for the us economy. the largest u.s. bank, went off balance -- holds equivalent of 25% of our national profit. the largest eight banks hold the equivalent of 100%. the largest most complex banks rely disproportionately more on the presence of the federal safety net and they do on strong capital to instill public confidence in the banking and broker doing activities. thus, the industry runs with too little capital in life -- in my opinion, not too much. in the so-called global capital index that i would for you, there is a column that looks at the leverage ratios for tangible capital, that is total assets at take i