of course, that would be good for michael toback's business, but there could also be a downside. like many americans, he's also worried about his investment portfolio. >> all the stuff that i own, you know, too, takes a little bit of a beating. >> reporter: a beating, maybe, but hopefully not the meltdown he sees everyday. erika miller, "nightly business report," new york. >> tom: still ahead tonight, from job creation to funding small businesses, we head to the heartland for main street's ideas on "how to fix the economy." as we mentioned, stocks were mixed today, with the blue chips gaining just a little bit on some high-profile retail earnings. the dow rose four points, the nasdaq fell almost 12.5, and the s&p 500 was up a point. trading volume fell slightly from yesterday's pace; just under one billion shares moving on the big board, under two billion on the nasdaq. >> susie: two retail giants were in the spotlight today. target rang up better than expected profits in its second quarter and raised its outlook for earnings in the second half. the nation's second largest discou