let's go ahead and check in on the state of the economy and markets with tobin smith c.e.o. of transforming research and michelle schneider managing director of the market gauge group and author of the bestselling book plant your money tree guide to growing your well thank you both for being here toby i did want to start with you on what the i.m.f. is saying here now the i.m.f. is actually pushing for the international community to do more to tackle the economic fallout of covert especially towards poor countries who are hardest hit by the pandemic a collapse in commodity prices and a plague of locusts africa particularly hard putting $43000000.00 more people at risk for extreme poverty what's going to be done to help when even established wealthy countries are actually now struggling to raise more funds. if we if we are really. really. a truly trillion dollars what we're now calling. back life projects that hurt sustainable lasting. just together because separating the i.m.f. story is just telling us as separate it's not working now it's affecting everyone has not just one