. >> joining us now here in studio, specialist nick colgin, also by todd bowers, todd's a u.s. marine who served four tours in iraq and afghanistan, awarded the purple heart. thanks for being here, appreciate it. you're here to talk about downgrading the u.s. credit rating, they told you, right? nick, let me start with you, when you got home a couple of years ago, what were you expecting in terms of job opportunities and how did the reality of the situation compare? >> basically when you're in the military, you have these high hopes, i'm going to be a medic, save lives, earning bronze star, i receive a bronze star, get home and receive an unemployment check and quite a dose of reality, that's not the case. it's -- your hopes get all high and you get heart broken and your soul gets crushed, it seems like. >> this initiative that president obama announced today and told your story and gay this announcement in the navy yard, how do you think this would have affected you and helped you in your particular situation? >> i got out totally unprepared, had no idea -- i got out in 2008,