susan boston, todd horwitz, he's in chicago. and, art, i want to start with you because we just ran through all of the sectors that we're looking at for 2015. we do know that utilities and health care led the way this time around. do you think the market goes higher? if so, what leads the way in 2015? >> i think the consumer facing sectors, the tailwinds that the consumer has right now, not the least, you have a higher level of employment and a level of confidence we haven't seen in several years. so i think that's very positive. also, i think you still have a lot of cash in the balance sheets of corporate america with m&a activities. so i think you see that in large part in technology but certainly in the energy patch you have a lot of distressed energy companies with the commodity pricing that will probably be seen as an attractive target. so, yeah, i think that they put a 17.5 multiple on $127 worth in the s&p you'll see something like 2225, 2250 next year, an 8% increase, tack on a 1.7% dividend to that and you've got a pret

let's bring in todd horwitz, author and founder of averagejoeoptions.com. odd, a lot of volatility in markets this week. how much of that is predicated on the price drop in oil? >> good morning. the price of oil going lower is not bullish for the economy. it's telling us how bad the economy really is. you know, we're starting to see a lot of deflationary scenarios here starting with the price of oil. this drop is creating the selling and the pressure in the market because what it's telling us is that the consumer doesn't have enough equity or money to go out and shop and buy and drive their cars and use up the supply. now, we have an oversupply because of what's going on. but at the end, this is a very bearish time for the market, which is why i still believe that this market is due for a much deeper correction than where we're looking. now, i don't think we're going to go straight down today. we might even rally from where we are here. but the overall picture is we hear that every penny is a billion in the u.s. economy. well, we've been dropping since june.

isning me now with a look greg bender and todd horwitz.tionsaw a dramatic to the opec non-decision essentially. this morning, we are seeing a little bit of a turnaround. >> you had an interesting inflection point on friday. prices were sitting right at the $70 level. below there, you had a lot of margin selling. future straight on margins. when prices go against you, your broker can aggressively sell your position out. prices got below. ,nstructions to your broker are get me out aggressively. you have speculators and other traders stepping into by a deeply oversold market i --n to a deeplyo buy oversold market. >> we had a blowout to the bottom overnight. buy with a trade up to $70. that $70 was a great support level. toant to buy with a trade up $70. i have no idea where we are trading now, but $65 to $66, i am a buyer trading up to $70. i am looking to sell at $70 and ride it all the way back down. i think we are going much lower than we are right now. >> right now, it is trading at about $66 per barrel. you said you would be a buyer of