. >>> also, top chef tom coucchio stops by to tell me how your vote this election could help us enjoy safer and healthier food. fascinating. >>> tom joyner will come by with a holiday message everyone needs to hear out there. >>> first i want to put your health insurance options under the microscope. you know what happens every year around this time, many of us are confronted with having to make some crucial decisions about our medical care, about our health insurance. you get those things in the mail. even as a doctor, all that paperwork, the numbers can be overwhelming. a lot to sift through. here to help navigate this sometimes minefield of open enrollment is "consumer reports" senior health care reporter nancy mets calmetcalf. >> how are you? >> you probably sift through this, the number of choices people have can vary. for anybody with some choice in their health insurance, you they have are we can questions they have to ask themselves. like what? >> well, the first one is -- don't base your choice on how you -- what you need when you're healthy. you're not going to need much med