guest: yes, that's the other tom frank. i do get confused with him a lot but i didn't write that book. i didn't write any of those books. host: thank you for the clarification. when it comes to disaster funding, there's fema but fema also administers the national flood insurance program. guest: that is correct. host: remind people what that is. guest: it's a government program that basically sells flood insurance. it sells flood insurance to anyone who wants to buy it. it's the main supplier, about 90% of the flood insurance policies in the u.s. so it's really crucial. one thing to understand is that flood insurance is not part of your standard homeowners policy that will cover fire damage or wind damage or debris damage. you have to buy a separate policy to cover flood damage. the insurance companies have not been selling those for basically 50 years. fema now sells it. a lot of people, about 5 million fema policies which is way short of the number of policies there should be. a lot of people don't buy it because it's not

guest: yes, that's the other tom frank.get confused with him a lot but i didn't write that book. i didn't write any of those books. host: thank you for the clarification. when it comes to disaster funding, there's fema but fema also administers the national flood insurance program. guest: that is correct. host: remind people what that is. guest: it's a government program that basically sells flood insurance. it sells flood insurance to anyone who wants to buy it. it's the main supplier, about 90% of the flood insurance policies in the u.s. so it's really crucial. one thing to understand is that flood insurance is not part of your standard homeowners policy that will cover fire damage or wind damage or debris damage. you have to buy a separate policy to cover flood damage. the insurance companies have not been selling those for basically 50 years. fema now sells it. a lot of people, about 5 million fema policies which is way short of the number of policies there should be. a lot of people don't buy it because it's not cheap.

host: joining us now is tom frank who

>> what should have been a 180-day mission into space devolved into 371 kdays in spac for frank rubio. here's tom the long journey. >> less than a thousand meters from touchdown >> reporter: frank rubio wasn't supposed to set a new american space record he would rather have been home celebrating milestones in his ki kid kids' lives. he got stuck after his mission was hit by space junk. the greatest challenge he says was psychological. >> most difficult one is pretty easy the separation from family has been a challenge >> reporter: a year in space carries increased health risks increased radiation exposure, body fluids that shift to the head muscle and bone loss can lead to balance problems back on earth >> there is a lot of science that has to happen in the first few weeks, and then there's getting back to enjoying life. >> reporter: rubio is also a combat veteran and doctor, who was vigilant about staying in shape in space >> i feel like i've stayed at a pretty high level up here. it will be interesting to see what the first couple days feel like when i'm back on earth. >> reporter: now after or

there's no place like home, especially for nasa astronaut frank rubio after a six-month mission turned into a record 371-day space odyssey. here's tomthan a thousand meters from touchdown. >> reporter: frank rubio wasn't supposed to set a new american space record he would have rather been home celebrating some big milestones in his four kids' lives, but today finally -- >> touchdown confirmed at 6:17 a.m. central time rubio's record ride comes to an end. >> reporter: -- he was safely back on planet earth in kazakhstan. >> it's good to be home >> reporter: rubio got stuck on the space station after his ride home, a russian spaceship, was hit by space junk and sprang a coolant leak. a six-month mission turned into 12 months while he waited for a replacement ship the greatest challenge, he says, was psychological. >> i think the most difficult one again is pretty easy, just the separation from family that's been a challenge. >> reporter: a year in space also carries unique health risks, increased radiation exposure, body fluids that shift to the head and cause vision changes. muscle and bone loss and micro gravity can lead to balance

>> tom: that is frank. frank the pug. and is he not my only pet. and it's not even my pet. of our relationship with my wife and i that i don't want nimals. i don't -- i like them from afar. i like a nice zoo. i like seeing them in movies. don't have to live with them. and they didn't listen to that at all. and they just keep bringing animals into the house like a weird noah's ark. we've got the pug. we've got frank the pug who snores while he is eating. >> stephen: they have the breathing issues. >> tom: what animal does that? he's asleep and he is chewing. we've got a giant black lab that craps like a man. >> stephen: really? craps without asking directions? >> tom: no. just folds up a newspaper, puts it under their arm. waddles down the hallway. >> stephen: i got to ask you about this, because this is a beautiful photograph. >> tom: wow, yeah. >> stephen: this is you with just a gorgeous -- tell me about this lovely sourdough you're working on. >> tom: that was just the other day. >> stephen: really, this isn't from 2020? this is you -- are you before covid? >> tom: yes,

. >> it was tom jones, elizabeth taylor, steve mcqueen and frank sinatra.to skin him alive and make purses out of him and sell it on hollywood boulevard. >> virginia graham's testimony made the front page. one of many headlines. in a trial that lasted some seven months. >> the jury hearing the charges against charles manson and three girl members of his so-called family, brought in its verdict this afternoon. all were found guilty of murder in the first degree. >> and manson several members of the family were sentenced to death for the tate and labianca murders. a career making victory for prosecutor bugliosi who was emphatic that the sentence was richly deserved. >> in view of the incredible brutality of the savage, nightmarish murders, the death penalty was unquestionably the proper verdict in this case. >> then a little over a year later, it all changed. >> the california supreme court ruled today, that the death penalty is unconstitutional. >> there would be no gas chamber for manson or any of his convicted family members. >> do you believe that there s

frank 0spina, who was 39, died within a month of being locked up — even though, according to his family, he had no existing mental health problems. here's our home affairs correspondent tomurning. translation: he wanted to return | to colombia to continue his work. | he was a civil engineer, a professional. the sister and brother—in—law of frank 0spina are bewildered by his death in a british immigration detention centre. but they're sure he wasn't an asylum seeker. translation: he said - he could pay his ticket out, but they said he would have stayed there for months. they say he was in the uk to visit his mother before studying in spain, but he was caught working illegally and sent to the detention centres at heathrow. they believe his mental health was fine when he went in, but it went rapidly downhill. translation: he didn't ask for help - he begged for help, _ and he was begging for help not only to us but also to the people there, like the guards. on march the 26th he was found dead. his family have been told he took his own life. they believe a critical factor was being detained. immigration removal centres are where the government holds people it expects to depor

but the family of frank ospina believe that if the government is locking up someone who wants to leave britain, something may have gone wrong. tom uk prime minister has admitted it'll be difficult to keep his promise to cut hospital waiting lists in england. rishi sunak says strikes by national health service, or nhs, staff has made the situation worse. more than 7.5 million people are now waiting for an appointment, the highest number since records began. here's our health editor, hugh pym. no time to say hi, so i'll say thanks, thanks, thanks. you guys do a smashing job. in a hurry to tell staff about new money for the nhs. someone else is going to have to do this. the prime minister was at north devon district hospital announcing plans to cope with winter pressures. in the south—west of england, services last winter were under severe strain with long ambulance delays. so what sort of, well, reception would rishi sunak get? local people have to wait years to get treatment. i've been waiting nearly three years. well, that's what, actually, that's the benefit of units like this, which kind of separate... one of mr sunak�*s key a

but the family of frank 0spina believe that if the government is locking up someone who wants to leave britain, something may have gone wrong. tomby nasa has concluded there's no reason to believe aliens are behind hundreds of ufo sightings. but the american space agency says it can't rule out whether they have an extra—terrestrial origin. the bbc�*s nomia iqbal has been finding out more. my gosh... that is the voice of a navy pilot. the grainy blob he has zoned in on appears to be a ufo. it is the kind of unclassified material nasa has been looking into. we went to the space agency's headquarters hoping for answers. the nasa independent study team did not find any evidence that uap have an extra terrestrial origin. but we don't know what these uap are. ok, no alien life yet, or the kind many space watchers hoped for, but it is the public nasa is now relying on to help them gather data on uap. it is the new term for ufos. the rebrand is partly to encourage everyone to report sightings without feeling they will be judged but most of us still use the term ufos. i wonder how much is the stigma still a problem for you? by releasing

but the family of frank 0spina believe that if the government is locking up someone who wants to leave britain, something may have gone wrong. tomted its response to china. a parliamentary researcher was one of two people arrested in march of this year under the official secrets act amid claims of spying for china. the researcher whom the bbc is not naming, denied the claims. rishi sunak has said it is an absolute priority for the british government to protect the uk from a foreign state interference including from beijing. uk opposition leader sir keir starmer says a future labour government would end the use of hotels for asylum seekers within12 months of coming to office. speaking while visiting europol in the hague, sir keir denied the talks with the eu institution meant he was reversing his position on brexit and rejected conservative claims that the uk would be forced to accept thousands more asylum seekers as part of any eu agreement. he told the bbc�*s mark easton how his government would end the use of hotels for asylum seekers. the way to do that is to process the claims more quickly and the government has completely l

but the family of frank 0spina believe that if the government is locking up someone who wants to leave britain, something may have gone wrong. tomsa schleicher, a casework manager from medicaljustice — a uk charity that sends clinicians into immigration removal centres. thank you forjoining us. let's just pick up on that point, once your team members enter these immigration removal centres, what exactly do they do? removal centres, what exactly do the do? , ,, ,, removal centres, what exactly do the do? , �*, ., . they do? they ssp ball's have. we receive referrals _ they do? they ssp ball's have. we receive referrals from _ they do? they ssp ball's have. we receive referrals from people - receive referrals from people themselves in detention. —— they assess people's hell. where there are concerns that the person may have a history of torture or that their health is deteriorating detention. an immigration detention, which is without charge or trial and without knowing how long the person is going to be there, is known to be harmful to mental health and some people are particularly vulnerable to that and some people deteriorate v

but the family of frank 0spina believe that if the government is looking up someone who wants to leave britain, something may have gone wrong. tom around the world and across the uk, this is bbc news. studying, natural beauty but it comes at a cost. the popularity for second homes and holiday let is one of the reasons people often can't afford to buy in their own communities. the council once fewer second homes and to force people to have planning permission to own one in future, but it admits it might lower house prices which could hit current homeowners. there's a feeling of, why the council doing this to my property? it is easy to take it personally. changing to plateau laws means councils have more control over property use. second homeowners pay more council tax year, and the council wanted use an article for direction to bring in new rules. it saysis direction to bring in new rules. it says is a huge housing crisis and will use whatever tools it can to let people live in their own communities.— let people live in their own communities. they need to do something _ communities. they need to do something because _ communities

but the family of frank ospina believe that if the government is locking up someone who wants to leave britain, something may have gone wrong. tomer representing the relatives of sara sharif who were arrested at gatwick airport last night says that the police have begun questioning them. sara's father, stepmother and uncle are being held on suspicion of her murder. they returned from pakistan yesterday having flown there the day before the ten—year—old's body was found. four metropolitan police officers will face disciplinary proceedings over the strip—search of a 15—year—old schoolgirl known as child q. there were protests after the teenager was wrongly accused of carrying cannabis at her school in east london in 2020. it's claimed the girl who was on her period was discriminated against because of her race and sex. the metropolitan police has paid damages to two women who were arrested at the clapham common vigil for sarah everard in 2021. patsy stevenson and dania al—obeid took legal action against the force, following their arrest at the gathering that was held during covid restrictions. the law firm representing the two wom

but the family of frank 0spina believe that if the government is looking up someone who wants to leave britain, something may have gone wrong. tomthey're seeing a big increase in shoplifting offences. figures shared with the bbc suggest shoplifting has gone up by as much as 60% in some parts of the country over the last two years — and shops like co—op, tesco and iceland now say they're having to spend heavily on anti—crime measures. hannah miller reports this is what happened when a group of young people tried to steal vapes at a convenience store in southampton. one of them jumps over the counter, and after staff remove him from the store, the group then throw drinks in retaliation. it's the kind of scene that's becoming increasingly common across the country, as jay, who owns a vape shop in manchester, says he recognises all too well. how big a problem is shoplifting around here? pretty major. with a lot of them theyjust grab and just walk out, do you know what i mean? do you feel like it's got worse? definitely. i think since we've had this crisis, cost of living has gone up, maybe parents or people, they can't afford, but t

frank. we don't want you to sleep this one. [laughter] >> i wasn't going to say tom. i was going to say david. [laughter] >> i was going to say david but i was seeing if you were woke. our meeting is tentatively -- i know. >> did you say woke or awake? >> now -- our meeting is tentatively scheduled for friday, october 6th at 5:30. we will get -- we will get you the confirmation of the date as soon as we get closer to the meeting. are there any questions or announcements before we go. we heard from our esteemed president randy weingart, do we need to hear from any of the other members? seeing no further questions or discussions, we want to again wish roger lu if he's in the room a happy birthday, he is so integral to the dnc family and with that, i will call for a motion to adjourn. >> so moved. >> second. >> aye. >> without objection, we will

let's hear now from tom bill, head of uk residential research at knight frank.nking, hang on, iwon't all feeling the squeeze, so we are thinking, hang on, i won't buy that new house. i thinking, hang on, i won't buy that new house-— new house. i think that's right, i think the house-builders - new house. i think that's right, i think the house-builders are - new house. i think that's right, i - think the house-builders are feeling think the house—builders are feeling it, ithink think the house—builders are feeling it, i think in buying, selling, remortgaging is feeling it. given what has happened over the last 12 months many people are just a shellshocked at what effectively has been strapped into a row in terms of getting back to normality. everybody knew that interest rates couldn't stay near to zero. the iii years we had were the exception rather than the rule. it has been a tumultuous 12 months. the rule. it has been a tumultuous 12 months-— the rule. it has been a tumultuous 12 months. �* . , . ., 12 months. are we anywhere closer to somethin: 12 months. ar

frank church specifically, and why now? sure. well, thanks again for having us. the reason i wrote tom and i wrote this book, the idea originally to me because i covered the cia, the new york times for many years, especially. 911. and after 11, if you remember the bush administration started complaining very loudly and publicly, the 911 attacks had been made possible by the frank church and the church committee, which had existed 20 years before -- cheney, in particular, vice president, constant. they complained that the problems in the intelligence community that had led to the intelligence failure of 911 had been caused by frank church by that time had been out of the senate for 20 years and dead for than 15. and so it was a weird, weird excuse, let's put it that way that they constantly made. and so i began to think at the time that i should learn more about the church committee. and as time went on and as republicans and the bush administration continued to make that refrain, saying that 911 was caused by frank church, i realized i should learn more about it. and then over the foll

frank rubio is back on earth. >> those 371 days set a record for the single longest mission ever by an american astronaut. rubio and two russian cosmonauts landed this morning. >> tomf, aviation and space for us tom this is pretty amazing, can you talk about the science of being up there for that long risks of being in zero gravity for that long. >> yes, there is this was a six-month mission when he left earth, he got stuck up on the space station because s on, yuz space station that was supposed to take him home it was hit by micro meteors and there were leaks yes, there are certain health risks associated with that according to the experts, they include sleep issues, also an immune system problem when you're simply in that environment for so long, in micro-gravity you lose some bone mass and some muscle mass, there's a radiation exposure issue as well, the blood and the brain fluid, i'm using the wrong word, but body fluid can move into the head and as a result you start having problems with visions. multiple issues that are concerning for anybody who spends that much time in space the big one is psychological, this is a tough guy, combat veteran, medical doctor,

i mean, you think of like the diary of anne frank, for instance, you know, uncle tom's cabin. mean, thoseryday outside of their everyday experiences to experiences and allowed them to empathise people who were empathise with people who were very against. very discriminated against. >> well, you were talking so much for arthur c clarke. >> does he never get another sci fi book? no, no. if you have to only what you know. only write about what you know. >> what was that book you were telling yesterday? the telling me about yesterday? the one set botswana? one that was set in botswana? >> botswana. one that was set in botswana? >> botsnumber one ladies >> the number one ladies detective agency. >> one of favourites. love detective agency. >>buta of favourites. love detective agency. >> but written favourites. love detective agency. >> but written by'ourites. love detective agency. >> but written by alexander ve it, but written by alexander mccall smith, who's from scotland. i know. >> i know, i know. >> i know, i know. >> but he went there and he was fascinated about taking it out of you out

host: frank, i apologize, very difficult to understand you. you were breaking up quite a bit. tom, north carolina, republican. host: good morning. what the democrats and republicans have known this day is coming every year and they always wait until the last minute. why don't they start in january or february and get some of this stuff and some of these committees and not wait until the last minute. that's way don't understand. thank you very much. host: jonathan, new jersey, independent. caller: hi. so, last i checked we have a sovereign currency, we print our own money, right? host: your point? caller: comparing it to a credit card, unless i can create my own credit card it doesn't make sense to compare the government deficit to overspending your credit card or to a private business. it can't print its own money, which the government can do. most federally funded government programs, the government sending a number to the federal reserve and the federal reserve just puts the money into a bank account that is set up. in terms of like government deficit and everything, we don't ha

tom: we will be covering the meetings hear from our studios in london and as important, we followed two other central bank discussions, simon frankthe ramifications of higher interest rates in the united kingdom? simon: we think there is about 60% of the 550 basis point delivered by the bank of england still to crystallize and that lack affect --lag effect. -- that is why i think he has a difficult task on his hands later in the week because all the indicators i am ceiling -- seeing is with that leaving in time, we are seeing rapid slowdown in payroll, wage inflation, a slowdown in core inflation. with the 18 month two year lag, we think we will -- it will peak around q4 2024. he sees the inflation picture come down and he has a lot of markets to guide the expectation's rather than lead them. tom: you are steeped in the economic history, how close is the united kingdom-bailey alec -- and allow to be united states-powell analog -- united kingdom-bailey analog to the united states-powell analog? simon: it is the management of market expectations here. he have heard some speeches from the mpc from the chief economist in south africa

tom: i think first week in november it is teams of a. -- it is team surveillance tokoyo. we can be there. one of the few original parts of the hotel love from the frankng in lights. jonathan: bramo has not mentioned anything so i do not know she is on board. lisa: broadcasting from the bar. carry on. tom: an important conversation. i can remember my grandfather talking about in 1936 oops fdr won. no one except george gallup note that. the tradition continues with careful polling of america. mohamed younis editor-in-chief of gallop this morning on our distrust of washington. the 17% reality for you is our popularity of our congress people quit is never been that low, has it? mohamed: we are at rock bottom now. 17% of people approve of the job congress is doing. the data collected as the shutdown sped up. lisa mentioned history has been broken it. in this part of our conversation come history is repeating itself. we've had 10 major shutdown since reagan, the longest under clinton, obama, and trump. there's not a lot new here. one of the things people are expressing in our poll is this question of what is the most important problem facing the country. t