. >> hi, tom murphy. thank you. i grew up in san francisco, and i am a loan officer. the last families that i have approved are from san francisco. the city and families, it has all been said. housing, families, jobs. president chiu: next speaker, and there are seats up here. >> good evening, supervisors. i was born and raised in san francisco. pretty much, parkmerced is where i live, and i know there will be some inconveniences for the next 20 years. i am willing to live with those inconveniences. all of us expect this, and in the united states. i understand there are concerned about this. i think this project was well thought out. i think the developers' hands are pretty much tied. i think the location of this where it is being built does make sense. there will be a lot more housing than before. 19th avenue, you have a lot of ways to move in and out. there is also the muni that is going to be there. there may be less traffic coming into san francisco. we may actually be reducing debt and not increasing it. in addition, the situation with me, it is very dangerous whe