you're soldiers on tom siebel, thanks for being with us. >> thank you >>> after the break, downgradeks rebounding off this morning's lows more on what it means for the names in the digital ad space. stay with us - look, this isn't my first rodeo. and let me tell you something, i wouldn't be here if i thought reverse mortgages took advantage of any american senior, or worse that it was some way to take your home. it's just a loan designed for older homeowners and it's helped over a million americans. a reverse mortgage loan isn't some kind of trick to take your home. it's a loan, like any other. big difference is: how you pay it back. - [voiceover] are you living on a fixed income? worried inflation may affect your savings. call aag to discover how home equity could be a financial safety net in uncertain times. - other mortgages are paid each month, but with a reverse mortgage, you can pay whatever you can, when it works for you. or you can wait and pay it off in one lump sum when you leave your home. - [voiceover] to make finances go further, older americans are turning to reverse mo