let's talk from tracy byrnes and the fox business network. with respect to job creation, small businesses employ less than 500 people, represented today. 99.7% of all employer firms, so, my question is is this going to help or hurt and why didn't the obama administration consider perhaps doing this when they first drafted that 700 plus billion dollar stimulus package. >> a great question, julie. look, because there are too many small businesses, having the-- drafts before it gets further. there's a lot of political posturing this that goes along with it. let's not forget you get involved with the government, you also get involved with their rules and regulations, we know what happens at the banks with tarp moneys, they gave us a piece of the business, there was executive pay compensation limits. and small businesses are not going to want to get in bed with uncle sam. you want to help small businesses now, even the tax payroll holiday and give them the tax breaks and that will help the small businesses of our country. since the 1990's, small b