(travis shiba, millennial) "everything is online..pay my bills online, money transfers, like everything" more young adults like shiba are finding less use for them. millennial expert morley winograd says 30 percent of millennials don't have a (morley winograd/millennia l expert) "between their student loans and the great recession and the crash of the price of their parents' house and value, they have become extraordinary distrustful of america's banks" hidden fees from the big banks are pushing technology dependent millenials to do their banking with online startups like chime and affirm which gives out debit cards and small loans. mobile payment services-like vemno-that allow peer to peer transactions--proc ess hundreds of million of dollars a year. (morley winograd/millennia l expert) "they just don't see any purpose to all the cost associated with banks when so much can be done online" bankrate estimates 63 percent of millennials - aged 18 to 29 - don't even have a credit card. (travis shiba, millennial) "you have to find a way to exercise your limited financial power so you're not

(travis shiba, millennial) "everything is online.pay my bills online, money transfers, like everything" more young adults like shiba are finding less use for them. expert morley winograd says 30 percent of millennials don't have a checking or savings account. (morley winograd/millennial expert) "between their student loans and the great recession and the crash of the price of their parents' house and value, they have become extraordinary distrustful of america's banks" hidden fees from the big banks are pushing technology dependent millenials to do their banking with online startups like chime and affirm which gives out debit cards and small loans. mobile payment services-like vemno-that allow peer to peer transactions--p rocess million of (morley winograd/millennial expert) "they just don't see any purpose to all the cost banks when so much can be done online" bankrate estimates 63 percent of aged 18 to 29 - don't even have (travis shiba, millennial) "you have to find a limited financial power so you're not putting yourself in a hole in the future" analysts say the big banks attention

their parents' house and value, they have become extraordinary distrustful of america's banks"(travis shiba, millennial)"you have to find a way to exercise your limited financial power so you're not putting yourself in a putting yourself in a hole in the future" future"people in this age group are instead using online startups like chime and affirm which give out debit cards and small loans.mobile payment services allowing peer to peer transactions process hundreds we all love our dogs - but did you know that your pup may be smar anxiety also have other behavioral problems, the disorders.thus the practitioner must fully the first time this similiarity between human and canine smarts has been demonstrated.the findings show that dogs would be good models for understanding the link between genetics and intelligence.the tests included tasks such as choosing which of two plates had a larger portion of food - and navigating a maze-like entryway to figure out how best to reach a hidden treat. okay - speaking of dogs - c'mon admit it - you let your pooch or kitty hang out on your bed at night. nigh

(travis shiba, millennial)"everything is online.pay my bills online, money transfers, like everything"more young adults like shiba are finding less use for them. millennial expert morley winograd says 30 percent of millennials don't have a checking or savings account. (morley winograd/mille student loans and the great recession and the crash of the price of their parents' house and value, they have become extraordinary distrustful of america's banks"hidden fees from the big banks are pushing technology dependent millenials to do their banking with online startups like chime and affirm which gives out debit cards and small loans.mobile payment services-like vemno-that allow peer to peer transactions-- process hundreds of million of dollars a year. (morley winograd/millennial expert) "they just don't see any purpose to all the cost associated with banks when so much can be done online" bankrate estimates 63 percent of millennials - aged 18 to 29 - don't even have a creret card. (travis shiba, millennial)"you have to find a way to exercise your limited financial power so you're not putting yo

reporter: 32-year-old surgical resident travis shiba has not walked into a banking years. >> everything is online. money transfers, everything. reporter: more young adults are finding less use for them. millennial experts say 30% of millennial's don't have a checking or savings account. >> between the great recession and the crash of the price of their parent's house and their value, the event a store nearly distrustful of america's banks. reporter: hidden fees are pushing technology dependent millennial's to do their banking with online startups like china and of firm, which gives out some allow peer-to-peer transactions and process hundreds of millions of dollars a year. >> they just don't see any purpose for all the costs associated with banks when so much to be done online. reporter: bank rate estimates 63% of millennial's don't even have a credit card. >> you have to think about trying to maximize your limited financial power so you are not putting yourself in a hole for the future. reporter: analyst say the big banks need to pay attention. a recent survey found millennial's would