been involved with bankingng but then on the conference call he said many errors were responsible, tre wasas bad judgment. they made egregioious mistakes. why s should d washington trust anything the banking industry has to say about regulating itself? >>>> it is tough. it was eight teachable momen but right now someone like mitt romney would not want to enfce dodd-frank it is certainly a controversial thing with is loss. i would not be surprised to see obama campaigign tried to feed on this with mbe an advertisement pointing out that dodd-frank is not put in place, something like this could happen many times over.. >> julia amidst a owly recoveri economy, you are known for your ergy and enthussm to teaching region for teachg the nt generation not be afraid of business. how do you when part that message when young people see how difficult oan economy this is? >> the youth on employment rate is so high, and we are teaching kids that you do not get to go to work at mcdonald'd'ss or eight records store. -- a record store. we are saying make a job. take your passion and hobbyby and see how y you