one, two, three-year treasury nd if you can buy them outright are, in my opinion, offering good yield and a good place. utilities and staples are another area that we like here. >> all hang on. buckle up. do whatever you have to do. quint ftatrom joule financial. thank you for joining us tonight. >> thank you, bill. >>> time to take a look at somea of s upgrades and downgrades. fedex was dograded to neutral and they cited the management shakeup at theni express in the middle of the busiest season. price target $220 and the shares fell 4% to $192.93. visteon was downgraded from neutral to sell. they expect the upcoming o business update a negative catalyst for that stock. price target $63. vis visteon shares are down. five below was upgraded from buy to hold in loop capita the analysts say five below is more resistant to an e downturn than most retailers. price target shares rose more than 6% to $101.71. >>> still ahead, passive investing has become very popular, but what happens when the market turns downward? >>> more international news. there was a dramatic development in paris when