i was also asked by constituents -- by constituent, troy amaro, he asked if h.r. 1330 is passed, using the 10-10 scenario, what happens to the rest of the debt that's unpaid? i want to thank him for his question and i know we are working on the student loan fairness act, which offers a 10 to 10 repayment plan that would require borrowers to make 10 years of payments on their federal student loans at a 10% rate of their discretionary income. and then once that's period -- then once that period is done, the loan would be forgiven. those are the types of solution that we need to be working on so that college can be more affordable for the american student and the american family. and i'm hope to feel my co-anchor and to the members of the congressional black caucus that we will continue to rise -- to raise our voice on this issue and to make it clear that the proposal by our colleagues on the other side, h.r. 1991, is not a solution. it is costing the american people more for college at a time when they can least afford it. i yield back. mr. jeffries: i thank the distinguished gentleman f