>>bu iasunuofon fothe ojts >>ou heo up tsls wi t ft tate e avg aq we a dnsin 100an anhe 200in ahast, y wll he sniict widrwa cinfr t reo ifo're gngo ve8,0 oo lt,o'll he snica bge ruied t sin wl tesre i trm oth se t fit,utt rsehe ss owhheorothe ssnane fe acomisdeten0 a 24. eolereonri i eraginheactt u gadn or rear th efill whdawg omomoftsntniol litnsbrd? heas gatmpsi taynnncghe caabitsf e unie thmsve t pve f tir wnecit tnkthpridt ry se ud issue t ineae eiz o t aha ar a pi fce b 1000me soeor lerth wlav to d ts tirwn erisev aidl te r ttg ckurrenc thmiityil bthmo coerti. tnke h me banc disn d d'thk t rikisoore. >anth sd ry uny e heayouuyarot inengh taooorf c exstt l. sot w ng bngon raethssn99 he iotn uab bde argn earf e to mrs on aoury gtsin ty n'geou the a tndcy towa t cuefse a p me soaspdi. th fen a aetrs mo oth oer cuniean no crnghe w. >> h cci its met? amic wh i fania prle,nda a t ge lya n gn aorng pan >> d'thnke ou exgetoudiicti. t ute at istlhe rgtcoomin eod d senmo meynefse haviulyllth cotrs utoghe i eop haa rytngcoomwh yoakitn e grat ae ciroe,ut er a aotofosiv thgso okorrdo. hi y f

tsl yet kind of prophetically said where is the wisdom we lost in knowledge, where is the knowledge we lost an information he said that in the 1930's. i do a little bit of a double take. lynnville is in that the question we are asking now? on the one hand we are envisioned in on the other hand we feel like we don't know anything. >> host: . some years ago you wrote a book called chaos and it was essentially about reviewing the order behind the seeming randomness. this book to me seems in a way to be about revealing the randomness of the imperfection or the incompleteness behind what we think of as the tools that we use to define our reality. is that the way that you thought of that? >> guest: there are definitely connections there. this technical connections that i know that you are aware of between the science of chaos and information theory and i first heard of information theory when i was working on the chaos book from some of the scientists i was getting to know. they were using this thing called information theory created by this guy shannon to understand the behavior of the phys

litigants and so whatever judge friendly might have said five decades ago no longer applies after the tsl are. the idea of the sperry is strike suit think died more than a decade ago. so we do need private litigation. we don't fund our government regulators at the level they need to be. and there's a lot of institutional creep and again our own studies in the studies of others have shown the importance of credit litigation that, if i may go into this just one moment. what is the -- of the case brought by the fcc and these are all public studies. we find the fcc systematically goes after smaller capital for smaller losses experiencing financial distress then we find with private litigants. the studies are published and they are out there. they pick on the weaklings, not on the strong so we need to private litigants protect it in the securities area and i've no reason to believe it would be any different in employment areas, consumer areas etc.. private litigation is a hallmark for providing access to justice in america and that is a wonderful expression and we should all get behind it. >>

. >> i applied for a program to go to south america to volunteer and get my tsl certification.u. >> i think i skipped one there. we'll go ahead to jean. it's hard to hear. >> it was a little hard to hear. here's the deal. when you have private student loans and federal student loans and you're not earning additional money, you can put the plans on deferment or forbearance if the lender allows it. you have to check with the lender and make sure you can defer. deferring is better than going into forbearance because then you are not paying on the loans and you are accruing more interest. people come out of school and have a student loan payment that's one size and it gets much bigger. the answer is, call your lender, see if you can defer. >> and sallie mae will work with her. >> we have kaya from portland. >> i had to suspend my credit card last year because of a high balance and high interest rate. but i have paid it off finally -- yay! >> good for you. >> is it best to keep open that card or close it because i know that a card in good standing is best to keep open, but what if i