college and university tuitions have soared. much faster than consumer prices much fatter than the cost of houses, much faster than the wages of american families, so that old reassurancing optimistic idea, going into debt for a good college education would pay back the borrower many times over, that theory is getting a second look. it is unquestionable but even during economic crisis and years of slow growth, college graduates did better than people with some college or just a high school diploma, but student students and fr families now have to take a tougher look at costs. dream school verses affordable, public verses private. two years after community college, veries four years at a residential program, when the diploma will look the same to the world, value verses perceptions of value, it's real, and it's forcing tough choices on families that would otherwise be happy to reward their hardworking high schooler. >> high school senior of epicenterville virginia will head to radford this fall, the first in her family to go to c

you say schools feel freer to raws tuition beyond the tuition. >> they may want to open offices on the xy and z. on the flip side students will demand more amenities if they have more money to spend on it, and when colleges compete for students one of the big things they have to compete on is what extras are they offering. >> there are a lot of great points in play. some doing battle with each other. we'll come to all of that in a short break. when we return we'll find out if this is a worth while at ventureadventure. this is "inside story." >> with the bags to ever, ever ever, ever ever--welcome back to inside story. i'm ray suarez. the amount of money students owe for school outweighs our credit card debt. 80,000, your original outstanding balance is a lot higher than the american average. did you get what you paid for, and now in retrospect when you were a younger person borrowing that money did you know everything that you ought to have known before taking on such a sizable sum? >> did i get what i paid for? that's a complex question. i segment them into looking at undergraduate de

tuition is out of sight.p more than 40% since 2002 and so is the student loan debt to pay for it and that's why the president says he is issuing an executive order to cap student loan payments for some graduates. but all of these loans -- tuition is spiking. what do you mean? >> the more the government helps anything the more it ends up doing harms by providing easy loans and gauaranteeing loans ad things like that. how many do they teach today versus 20 years ago? the government provides the money and the tuition goes up and the students end up with the tab. >> all of this government help and debt is causing tuition to go up. >> i heard the argument many times. the only problem with -- and i take the point, the problem is that to solve this problem by killing government loans to people that need them is the absolute same thing as saying, you know what, only wealthy people in this country get to go to college. that's not good for anybody. i support doing something if you can think of a good idea to solve this

you say schools feel freer to raws tuition beyond the tuition. >> they may want to open offices on the xy and z. on the flip side students will demand more amenities if they have more money to spend on it, and when colleges compete for students one of the big things they have to compete on is what extras are they offering. >> there are a lot of great points in play. some doing battle with each other. we'll come to all of that in a short break. when we return we'll find out if this is a worth while at venture adventure. this is "inside story." >> every saturday, al jazeera america brings you controversial... >> both parties are owned by the corporations. >> ..entertaining >> it's fun to play with ideas. >> ...thought provoking >> get your damn education. >> ...surprising >> oh, absolutely! >> ...exclusive one-on-one interviews with the most interesting people of our time. >> you're listening because you want to see what's going to happen. >> i want to know what works what do you know works? >> conversations you won't find anywhere else. >> talk to al jazeera. >> only on al jazeera ameri

in state tuition in an out of state school.s impossible. >> i'm here at san francisco state, asking students about school choices and what if. >> would you have gone to another school if you didn't have to pay out of state tuition? >> no. i would not. >> you like this school? >> yes. this school, i feel like i'm in the right fit for my major. >> i'm not the kind of person to relocate where i don't know anybody. >> not all have the same outlook. you could have gone to an out of state school and paid instate tuition would you thought to go to another school? >> absolutely. >> i might have. i really wanted to go to boulder. so i'm going to pick that. >> can you go an out of state school and pay in state tuition? this guy says, yes. >> i think now there is a influence where can only afford to go to school in state, i'm stuck here. >> jake wells has a web site called in state injells.com, helping guide students through getting in state tuition he says he doesn't have any tricks, just understands and can maneuver through paper work.

the first half tuition fees to write about 1% more than the overall inflation rate. 1978, adjusted tuition growth has tripled to well over 3% a year. it were what it had been tuition levels, today would be only 60% lower. i'll look for your tuition levels will be in the 3000 to $5,000 range is a 7000 to $12,000. a is a bigger bargain for simple of indiana to send their child to purdue university today than at the end of the great depression. board charges for outdistanced food and housing inflation rates. solve the tuition fee problem and you will dramatically reduce the debt loan prices. there are many explanations. themost relevant here is explosion of growth in federal student financial aid. this has contributed to rising tuition fees. there will be no harm in it solution to the dutch permanent solution to the debt crisis without reining in federal programs. there are many ways to downsize these programs to make them more progress of which liberal democrat should like it also smaller and cheaper with republicans should like. have failedgrams miserably at providing greater access for low

in state tuition in an out of state school. sounds impossible. >> i'm here at san francisco state, asking students about school choices and what if. >> would you have gone to another school if you didn't have to pay out of state tuition? >> no. i would not. >> you like this school? >> yes. this school, i feel like i'm in the right fit for my major. >> i'm not the kind of person to relocate where i don't know anybody. >> not all have the same outlook. you could have gone to an out of state school and paid instate tuition would you thought to go to another school? >> absolutely. >> i might have. i really wanted to go to boulder. so i'm going to pick that. >> can you go an out of state school and pay in state tuition? this guy says, yes. >> i think now there is a influence where can only afford to go to school in state, i'm stuck here. >> jake wells has a web site called in state injells.com, helping guide students through getting in state tuition he says he doesn't have any tricks, just understands and can maneuver through paper

college and university tuitions have soared.er than consumer prices much fatter than the cost of houses, much faster than the wages of american families, so that old reassurancing optimistic idea, going into debt for a good college education would pay back the borrower many times over, that theory is getting a second look. it is unquestionable but even during economic crisis and years of slow growth, college graduates did better than people with some college or just a high school diploma, but student students and fr families now have to take a tougher look at costs. dream school verses affordable, public verses private. two years after community college, veries four years at a residential program, when the diploma will look the same to the world, value verses perceptions of value, it's real, and it's forcing tough choices on families that would otherwise be happy to reward their hardworking high schooler. >> high school senior of epicenterville virginia will head to radford this fall, the first in her family to go to college. >>

solve the tuition fee problem and it will dramatically reduce the student loan debt crisis. there are many explanations for rising tuition fees and three are discussed in my written testimony that the most relevant here is the explosive growth in federal student financial aid of this has contributed to rising tuition fees. there will be no permanent solution to the debt crisis without reining in federal programs. there are many ways to downsize these programs to make them more progressive which liberal democrat should like that also smaller and cheaper which republicans should like. existing programs have failed miserably and provided greater access for lower income americans. the proportion of recent college graduates coming from the lowest quartile of the tradition is smaller than it was in 1970 before pell grants or student programs. rising income inequality has been associated with more federal student financial aid assistance and i don't think that is coincidental. in my written testimony i shall concerns about several administration initiatives including the college ra

i've seen a lot of tuition reimbursement programs at companies where you might have to be a full-time employee before you receive that benefit. and this is good news for the starbucks employees working 20 plus hours a week who have some credits in hand already, and are looking to get that bachelor's degree. >> phil harvey, it's not that unusual to use tuition reimbursement at a company. and i guess a lot of your clients at penn state were involved in just that kind of program. >program. but aren't they with companies where you are thinking of making a career, and a long-term commitment to that program? >> yes, that generally is the case. i would say most situations are students, looking further than themselves within the company, and that's probably more with the students exercising the tuition reimbursement at the company that they're working with, and there are generally caveats with it. the individuals have to stay for a person period of time so they might be liable to pay some of it back. >> when we talk about those kinds of programs, when you look at your own program that you run

this that's room, board and tuition. by 1988 the actual cost had risen to $4678 which was 27% higher than growing with the rate of inflation. you can see as of 2012 the cost of college outstrip the rate of inflation by 22 and have time so rather than costing $7000 which is what would it then growing at the rate of inflation one year of college now in 2012 with $17,474. 2.5 times the rate of inflation and i guess the question i'm asking is why? what is so different about what colleges and universities spend their money on that their costs would outstrip the rate of inflation by 2.5% by the way to the proponents room and board. food and shelter in the rest of the economy not necessarily on college campuses but the rest of the economy are growing at a lower rate than inflation because we have become so much more reductive in those sectors of the economy. obviously productivity is not a word we use in education which is a shame. just kind of asking the question of why all of our good intentions and let's face it what we spen

that's room, board, and tuition. now, by 1988, the actual cost had risen to $4,678, 20% higher than had it just grown with rate of inflation. but you can see as of 2012, the cost of college outstripped the rate of inflation by almost 2 1/2 times. so rather than costing you about $7,000 which is what it would have been if it would have grown by the rate of inflation, one year of college is now about -- in 2012 was $17,474. 2 1/2 times rate inflation. i guess the question i'm asking is, why? what is so different about what colleges and universities spend their money on that their costs would outstrip the rate of inflation by 2.5%? by the way, two of the components, room and board, you know, food and shelter in the rest of the economy, not necessarily on college campuses. in the rest of the economy, those have actually grown at a lower rate than inflation because we've become so much more productive in those sectors of our economy. obviously productivity is not exactly a word we use in education which is a real shame. s

this has contributed to rising tuition fees. there will be no harm in it solution to the dutch permanent solution to the debt crisis without reining in federal programs. there are many ways to downsize these programs to make them more progress of which liberal democrat should like it also smaller and cheaper with republicans should like. existing programs have failed miserably at providing greater access for lower income americans. the proportion of recent college graduates coming from the lowest file is smaller than it was in 1970 before pell grants or student loan problems. rising income inequality has been associated with more financial aid assistance. i do not think that is coincidental. i show concerns about several administration initiatives including the college rating system. they are lowering interest rate. i think this is a bad idea for several reasons. beginning with the fact that it does nothing to address college tuition inflation. conscientious payers of debt obligations and of getting punished relative to non-paye

we reported extensively here on outrageous tuition some kids and their parents are now paying.uring out away to strip away student loans and high tuition. get ready for the big reveal. here's ju you why chang. >>> i'm maggie. i'm pre-law at the university of maryland-baltimore county. >> i'm madison. i'm getting my masters in social work. >> i'm jade, and i'm getting my bachelors in forensic psychology. >> reporter: meet the young women in hot pursuit of higher education. we are not using their full names because they have a little secret. they are part of a new generation taking off their clothes so they don't have to take on college debt. essentially you're a student by day and stripper by night. >> yeah. sometimes a student by night, and a stripper by day. it depends. >> reporter: maggie says she gets straight a's as a double major. spanish/poly-sci. every other weekend, she takes a 3-hour train ride from her home in baltimore to manhattan. >> sometimes i do homework -- >> reporter: to the bright lights, big city dance club called "scores." >> i have a class that ends at 5:1

what the student must prove in order to get in state tuition. is different from state to state and even within a state school to school. 7 on your side. >> still to come on 7 news at 9. virtual currency bit coin not endorsed by the u.s. government. not stopping u.s. marshals from selling it. where it came from and how you can buy it. plus one baffling example of how the u.s. military wasted money in afghanistan. look at the new report and why family was forced to burn down the dream home in such dramatic fashion. stay right here another half stay right here another half hour of ♪ ♪ first impressions are important. you've got to make every second count. banking designed for the way you live your life. so you can welcome your family home for the first time. chase. so you can. safeway understands you got to make every dollar count these days. that's why they have lots of ways for you to save. real big club card deals, the safeway app and gas rewards. this week, sweet and juicy prima peaches are just $.99 a pound. tender rancher's reserve ribeye ste

states have cut back on the aid to the schools, thus they have raised tuition. the private schools say we can't be charged the same as the public school. so they can raise their tuition. research costs that are up, athletic costs that are up. this is not one thing. this is almost a perfect storm of things that are causing college to be out of the reach of many people. >> you're exactly right. there are things that colleges can control and things they could control. you know, when salaries rise, they have to pay their professors and administrators more to keep them working. that's just a fact of life. there are things that colleges can control. lavish campuses, adding administrators they may not need. colleges can do these things and roll the cost into the price of tuition, in part because they can always have confidence that they can pay the out of pocket costs, because they have access to loans. >> they have no incentive whatsoever not to charge these fees. you have everyone who wants a college degree, we're all told you have to have a college degree, so if you

why are tuition payments going up so high?ou empower people to start asking the tough questions, there might be a bit of a shaming effect there where colleges that are ramping up tuitions 5 and 10 and 20% every year will be forced to step back and say, you know, maybe we don't need to raise tuition that high. also, practically pricing themselves out of a market of people who are really hungering to get in through their doors. >> it really has gone out of control at this point. the average tuition cost more than tripled in the past 30 years. there should be a lot of pressure on these institutions and we'll see how much the president's move contributes to that. people are lining up but the president is still aways away. there's going to be an introduction first. we'll keep watching that from the white house. stay with us on this subject. we asked people a question, how much money do you think you'll need when you retire? then we gave each person a ribbon to show how many years that amount might last. i was trying to, like, pull

there is increasing tuition cost. >> yes. >> tuition has gone up like a thousand percent in the last 30 years. it's totally insane. families are borrowing, students and families are borrowing to be able to have access to higher education. it is critical that people have higher education, access to community colleges and all of that, folks are trying to figure out how to make it work and the result is people are borrowing. we need to invest at the state levels, community colleges, state universities. >> could i lead you down a potential rabbit hole here? >> yes. >> why is the state government, federal government, get out of this business altogether and turn it over to the private sector? has there been a real debate, that being a possibility? there's a lot of money in this business. >> higher education is a public good. i mean the united states has created programs to make higher education accessible for dates after world war ii, the veterans that came back had access to the gi bill, helped grow the middle class. government support for higher education is a huge part of why we've biel

company to provide free college tuition for all our employees. [cheering and applause] thank you. job to hate everything. [laughter] i'm having a very difficult time with this. this sounds lovely. where are you sending them? [laughter] >> well, let's start from the beginning. >> jon: all right. is this going to be about you started with one shop in seattle, because i don't have time. >> no, no. >> jon: all right. >> unfortunately, college tuition endebtedness is trillions of dollars. >> jon: it's crazy. >> the average college student has $30,000 in debt. we're falling behind. we all know that. we can't wait for washington. we have to step up as we've done in the past and demonstrate true leadership. so what we're saying to our employees is we're going to provide you with something you can't get on your own. it's a partnership with asu. it's online. and i think it's time that we all recognize that. i know you know this and you think about it a lot. the country's having serious problems. people are being left behind. >> jon: this country? how dare you, sir. you have some venti balls

lock-in your tuition rate through graduation.he same. that's our promise. and the kind of commitment your commitment deserves. classes start july 7th. learn more at devry.edu hey chuck, kick the beat. ♪ check out the low end on this thing! somebody call a doctor 'cause i got a bad case of boogie fever! ♪ ♪ i got my paws in the air and i don't care! ♪ [ male announcer ] introducing the htc harmon kardon edition with revolutionary clari-fi sound. now with 6 months free spotify premium streaming music

lock-in your tuition rate through graduation.increases year-to-year... ...your rate stays the same. that's our promise. and the kind of commitment, ...your commitment deserves, classes start july 7. learn more at devry.edu. ♪ bees do it ♪ even educated fleas do it [ female announcer ] bring k-y into your love nest. ♪ let's fall in love ♪ [ cheers and applause ] >> seth: welcome back to "late night," everyone. our first guest tonight is an emmy nominated actress. you know her from her work in "bridesmaids," "up all night" and "saturday night live." her new variety special, "the maya rudolph show," airs monday night at 10:00 right here on nbc. let's take a look. [ cheers and applause ] ♪ m stands for magic that's what she has inside the a stands for atypical because she's ♪ ♪ one of a kind the i stands for impulsive she's footloose and fancy free ♪ ♪ there's no i in my name andy and that would be news to me me [ laughter ] >> seth: please welcome my good friend maya rudolph! [ cheers and applause ] ♪ >> we did it, guys. >> seth: it

the cost of tuition and expenses must be reduced. but at the same time we need to find better financing options for our students and that's the reason we are reintroducing today the bank on students emergency loan refinancing act with some changes, more than changes, because we have listened to people who have told us about improvements that could be made in that measure. but most important, we've listened to students, both the high school students and college students, who are telling us about dreams deferred, dreams devastated by the costs of college education, and so we must make sure that the $1.2 trillion that overhangs them and our economy is addressed, and this measure would help the students of today and tomorrow. it would help the students of today because it offers promise for the future and the students who already have debt would be able to reduce that debt. those students who are paying 7% or 8% or 10% or 11 ms.% would be able to refinance much as we all do refinancing of our home loans and our car loans right now, there

lock-in your tuition rate through graduation.ven if tuition increases year-to-year... ...your rate stays the same. that's our promise. and the kind of commitment, ...your commitment deserves, classes start july 7. learn more at devry.edu. break the ice, with breath freshening cooling crystals. ice breakers. ♪ moon river ♪ wider than a mile ♪ i'm crossing you in style... it's a place you've been before, but it's not on any map. so go out there, lose yourself, and find the truth. ♪ we're all born wild. ♪ let's keep it that way. the 2014 4runner. toyota. let's go places. the 2014 4runner. [music]"aye" by: new world sound sweat... ♪ ...it says i was here. i worked here. it says i only have so much to give. before i have to take. what i lose... ...i wanna get back. ♪ sweat says, i earned this. gatorade. created to help replace what you sweat out. [cheering and applause] >> stephen: welcome back, everyone. my guest tonight is an award-winning actor who stars in the new romantic comedy called they came together. i'm going to tear them a

starbucks will pay most of the online tuition for freshman and sophomore years and all of it for junior and senior years. >> i think it's great. anybody who helps kids is fantastic. >> you see these kids struggling, they can't get to school. it's a great opportunity. >> right on, starbucks. >> reporter: if just 3% of starbucks employees take advantage, this could cost the company $50 million per year. but keep this in mind, the company is going to use this as a tax writeoff. also, the company made more than $400 million in after tax profit last quarter. terry mcsweeney, nbc bay area news. >> and it's getting a lot of good will. thank you, terry. >>> puberty is the beginning of a lot of differences between boys and girls. a new study shows that kids process caffeine differently when puberty hits. the study found boys had greater heart rate and blood pressure changes than girls, suggesting they're more sensitive to the effects of caffeine. girls also metabolize caffeine differently. an estimated three out of four american children have some type of caffeine every day. >>> tracy morgan is

lock-in your tuition rate through graduation. even if tuition increases year-to-year... ...your rate stays the same. that's our promise. and the kind of commitment, ...your commitment deserves, classes start july 7. learn more at devry.edu. there was a boy who traveled to a faraway place where villages floated on water and castles were houses dragons lurked giants stood tall and the good queen showed the boy it could all be real avo: whatever you can imagine, all in one place expedia, find yours how can you see yourself in new glasswithout your glasses? at lenscrafters, our unique camera and screen system lets you compare yourself in four different frames at time. making sure all your vision choices are clear. lenscrafters loves eyes [cheering and applause] >> welcome back, everybody. nation, folks, if you've been watching the show for the past eight and a half years, you know there is one moral evil i've crusade against since this show began. it's bow bow tie pass. also gay marriage. despite my firm belief that marriage is meant

college tuition. >> that's right. where workers can get a free education while serving up your favorite drinks. also, a father grateful to be alive after a lightning strike leaves him trapped and helpless under a tree. his daughters jumped into acti action. how her post on facebook helped save her dad's life. >> traffic stop turns into a drug bust. police say this guy had marijuana hidden under his belly sack but that's not the problem that got him pulled over in the first place. >> plus it's a story you first saw on fox. an innocent man punched in the face while sitting at a trolley stop. up next the new images police want to you see that could help them track down this attacker. tom? >> phillies begin a stretch of games that could very well define the rest of their season. why this week ahead is so important coming up later in sports. >> and get ready for some of the hottest air so far this year. how long will it last and also the changes with that seven day forecast later this week. ♪ ♪ >> in upper moreland man acc

tuition has out, if risen at the rate of inflation since 2007, we would not be having this hearing. we've got to be focusing on that but i'm concerned in part of it is accountability. we apply be sure standards such as gainful employment and graduation rates that we do not penalize those institutions taking higher risks with lower income and not college experience students. could you comment on that? we are not exploring that specific regulation. i can say that aligning the incentives between the schools, ,etween whatever loan programs students are important and we want to examine how it can increase accountability so outcomes are approved regardless of where they come from. >> i think they all want to increase accountability. sure we don'te inadvertently penalize the students we want to get into the system by placing requirements --t would this incentivize that would punish schools taking the risk to get the students and education. thank you very much. >> senator wyden. >> thank you for your years of passion and commitment to this effort. i think we understand our students are just

average tuition is over $30,000 annually. many students leave with a bachelor's degree in hand, but burdened with tens of thousands of dollars in student loan debt. many students leave college without graduating and lacking the paper credential they hoped put them towards middle class stability or better. well intentioned policies have failed to drive down college costs. an easy flow of federal student aid has enabled students to take out sizable student loans with little, if any credit check or consideration for their future earnings potential. some have even argued that such policies have enabled universities to raise tuition, creating a vicious lending and spending cycle. federal higher education subsidies have increased substantially over the past decade and now represent 71% of all student aid. according to the college board, during the 2012/2013 academic year 40% of all student aid was in the form of student loans. the college board notes over the past ten years, the number of students borrowing through federal student

paying the california teacher fund and $2.9 billion goes toward the cool state and uc system for tuition hikes. it was all hugs last night before midnight as lawmaker remain silent beat the deadline to get pay checks. also it required a simple majority and not a 2/3 majority like in years past which led to grid lock. it is a sign the state has moved beyond the crippling deficit years. >> funding the high speed train is not popularwith the people. >> they say he cannot afford it if a rescission hits or if tax increases expire in a couple of years. we are live in san jose, kpix 5. >> the budget impose to governor brown for his signature, it goes into effect july 1. >> the developing news now from iraq where sunni militants captured another city today. john kerry says that drones may be part of the response. he also says the obama administration is willing to talk about possible mill cooperation with iran. susan mcginnis reports. it continues o intensify as they vow to take the capitol. >> u.s. officials are sending 100 military and marines as islamic militants push toward the capitol. the

the tuition is still roughly $1000 a year. and graduateimit schools. the counseling for graduates have to be more focused -- they are really taking out big sums of money. there is no limit on that. ms. hubbard, thank you for your service and your testimony. there are lots of rights that service members have, but they have to be aware of those rights. how good does the department of defense -- how well do they do in forming those service members veterans?r rights as piecese was a couple of to that puzzle. this is a great question. thank you for that. is department of defense certainly responsible to some degree for making sure that their people are taking care of. on the other end of things, if a falseer is giving them information, simply lying to them, who's to say that the chain of command is an expert on education loans? they are probably not. there are individuals within the determine of defense who are, but can they reach individual? i doubt it. military toof the be able to reach out and find their own information with an aggregated dashboard -- th

as we just saw in the clip is completely unsustainable. 1100% tuition. and that is also a result in the decrease in state funding, 40% in that same period less in state funds for public colleges. but what we're really looking at is a business model in higher education that encourages a growth to become bigger and better which allows universities to attract student loan dollars. and is creating perverse incentives in the classroom in addition to this terrible student debt crisis. >> one of your experts in there refers to a competitive nature of this. which is actually been around pretty much forever. >> absolutely. >> what happened to make it take off? >> well, i think that the propagation of even more ranks, the sense of schools can be judged based on their facilities. in addition to the older sort of branding that the ivy league might have provided or the flagship state school, there are now so many dichb ways that schools can compete to attract a 17 or 18-year-old and much of the time it doesn't really involve the rigor in the classroom, but rather thi

. >> completing school in kalamazoo gets the tuition fees covered at a michigan state university. requirements, live within the school district, no gpa requirement and the money is used for ten years after high school graduation. college student was homeless when moved to town and without the promise he would be a different man. >> i would be dead or in jail right now. >> kalamazoo has 75,000 residents and one in three live in poverty and many are struggling to stay in the middle class. since the promise announced in 2005 enrollment shot up 24% and the families that would otherwise i void kalamazoo started to move in and snatch up the promise. >> people telling me i am crazy. i want my kids going to college without the debt. >> she's saving over a hundred thousand dollars on the college tuition for the daughters and going to open a business downtown. >> executive director of the promise says because of the increase in the enrollment, more teacher jobs are created and 70% of the promise students enrolled in the schools. >> $30 million in the community swirling around that wasn't th