you know their customers do not know what is being done in their name and you have the guy the u.b.s. guy who's currently just before the judge i think today his trial begins and he was running something called the delta woman that you'd be. yes and what they were doing was essentially hedging the risk which these investment banks have by selling these e.t.f. opens them and to invest this but they make money while they're doing it because they have what they euphemistically call asymmetric information ok let me let me just stop there for saying chris because you know you talk about this transference mechanism transference of risk and we see this all the time you're saying in the a.t.f. market the the trading desks of these banks the proprietary desks they packaged their risk and they packed it up as an e.t.f. or some other product that they dump it into the investment a university environment you could call it it's like the they're poisoning or polluting the environment because they're dumping all of their risk into the public domain you see the same thing on last row of time during the c