u.s. bancorp, capital one, american express, bb &t, and so on.onnecticut it on at our independent line, go ahead. caller: thank you for taking my call. it is difficult to rate the president on this issue because because i believe the banks are the ones taking control on this complete control, and they are setting the rules themselves until the people started to scream back. taking back some control and putting more rules and going into more detail about repayment terms and with the money will be used for. no more of these fans to trips or what have you. -- fancy trips. people are feeling sorry for the banks and how much the interest rates are or could be -- as far as being too high, and by god, look at the fees that the banks are charging. they are certainly not giving anything to their customers. for example, the banks that i have currently, they charge and overdraft protection feet and i do not even have that type of account. i think it was overdrawn by 10¢ or something and that was because a local check was being held for 10 days, and i did no