the other one is ucledia. solid management team and tell come back in 2012. >> gary?> i like master card. people love to swipe credit card and they get big every time you do it and stock held up in a tough market and leading the market up and i think it will have a good 2012 whether the economy slose down or speeds up. >> tracey? >> and dow will be flat at best blame it on europe. but the four dollar gas is the norm and foreclosure on the rise and color hot for spring. >> color for spring. pink or yellow or red. >> all of it at the same time.